DetachedOn market 58 days

148 Main St, West Elgin

Name: 148 Main Street
SKU: X13731424
Price: 399900 CAD
Availability: InStock

West Elgin, ON · · MLS® X13731424Updated October 19, 2026

$399,900Est. $1,965/mo mortgage

Bedrooms: 3
Bathrooms: 1
Living space: 1100–1500sq ft
Parking spaces: 2

Type Detached
Garage Yes
Basement Crawl Space

What you should know

148 Main St is a 3-bedroom, 1-bathroom detached home in West Elgin, listed for $399,900. It has 1100-1500 sq ft of living space.

An attached garage - a rare find in this price point - adds valuable storage, parking, and functionality, with convenient interior access.
From the garage, patio doors lead to the fully fenced backyard (2021), offering a private space ideal for kids, pets, or summer gatherings.
The adorable blue kitchen features stainless steel appliances, a gas stove, dishwasher (2023), and a brand-new fridge (2025).

Ask Zara:

3 Bed, 1 Bath Detached Home in West Elgin

About 148 Main Street

Welcome to the heart of West Lorne - just steps to the fire hall, local shops, restaurants, parks, and walking trails, with quick access to Highway 401 for an easy commute. Situated on a generous 66 x 132 ft lot, this charming 3-bedroom, 1-bath bungalow offers comfortable single-floor living - ideal for first-time buyers or downsizers seeking small-town charm and everyday convenience. Inside, you'll find a spacious living room filled with natural light and a dedicated space for a dining room, creating a functional layout for both everyday living and entertaining. A bright 3-season sunroom adds bonus square footage and is perfect for morning coffee or relaxing evenings in spring and fall. An attached garage - a rare find in this price point - adds valuable storage, parking, and functionality, with convenient interior access. From the garage, patio doors lead to the fully fenced backyard (2021), offering a private space ideal for kids, pets, or summer gatherings. The adorable blue kitchen features stainless steel appliances, a gas stove, dishwasher (2023), and a brand-new fridge (2025). The thoughtful layout places the primary bedroom near the bathroom, with two additional bedrooms perfect for children, guests, or a home office. A cozy alcove offers flexible space for a reading nook or desk. With the entry and utility area located beside the existing bathroom, there may also be potential to add a convenient powder room for added functionality (buyer to verify). Key updates include windows (2020), roof (2019), insulated and sealed crawl space (2021), washer and dryer (2024), owned hot water tank (2025), and furnace & A/C (2024, currently rentals). Gas BBQ hookup included. West Lorne offers friendly small-town living just 35 minutes to London and Chatham - the perfect balance of peace and accessibility. Some photos are virtually staged.

3 bedrooms, 1 bathroom, about 1,100 sq ft, works out to roughly $364 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 148 Main St

Every detail from the listing, in one place.

Type: Detached
Style: Bungalow
Living space: 1100-1500 sq ftas stated on the listing
Parking: 2 spacesYes garage
Basement: Crawl Space

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 2

Interior

Basement: Crawl Space

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: Bungalow
Property class: Detached

148 Main St Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Sep 1, 2026For saleListedThis listingMLS® X13731424$399,900

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 148 Main St Compares to the West Elgin Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 50 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

West Elgin market, last 90 days

Median sold price: $445,000
Average sold price: $495,510
Average days on market: 37
Homes sold: 29

Closed sales on the TRREB MLS®.

Recently sold nearby in West Elgin

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

See what these homes actually sold for

Free with a Summitly account. Sign in once and sold prices unlock across the site.

Home	Sold price	$ / sqft	% of asking	Sold
This home148 Main Street 3 bd · 1 ba · 1,100 sqft	$399,900asking	$364	—	—
154 Graham Street 2 bd · 1 ba · 1,100 sqft
213 Fourth Street 3 bd · 1 ba · 1,100 sqft
248 Ridout Street 3 bd · 1 ba · 1,100 sqft
228 Flora Street 3 bd · 1 ba · 1,100 sqft
9883 Graham Road 3 bd · 1 ba · 2,000 sqft
22656 Queens Line 2 bd · 2 ba · 1,100 sqft

154 Graham Street
2 bd · 1 ba · 1,100 sqft
213 Fourth Street
3 bd · 1 ba · 1,100 sqft
248 Ridout Street
3 bd · 1 ba · 1,100 sqft
228 Flora Street
3 bd · 1 ba · 1,100 sqft
9883 Graham Road
3 bd · 1 ba · 2,000 sqft
22656 Queens Line
2 bd · 2 ba · 1,100 sqft

Living in West Elgin: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Costs, Mortgage & Rental Return for 148 Main St

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $1,965; 20% down · 25 years · 5.5% assumed
Property tax: $220; 0.66% mill rate · ON
Total per month: $2,185; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Mortgage payments

Mortgage financingPowered by

Lock in a low rate before you offer

Compare today's rates across lenders, lock yours in, and get pre-qualified in about 2 minutes.

Lock in my rate

Call now

Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →

Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.

Monthly cost

Enter a rate to see the monthly cost

Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$1,965

/mo

based on the purchase price of $399,900

Down payment20%

$79,980 cash

Amortization25 yr

$319,920 financed

Rate5.50%

$269,457 total interest

Principal54%$319,920

Interest46%$269,457

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

Want rate-drop alerts and a saved shortlist?

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

For homeowners nearby

Own a home on Main Street? See what yours is worth

Get an instant estimate for your own home, based on recent sales around you. A free account shows the number and emails you the full report.

Free · No obligation · Backed by Coldwell Banker

Book a tour of 148 Main St with a licensed buyer's agent

Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.

Zara, any time

Zara · AI virtual agent

Ask about 148 Main St day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.

A licensed local agent

Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.

Find an agent (905) 553-8500 (main line)

Listing brokerage: BLUE FOREST REALTY INC., BrokerageMLS® X13731424 · Listing data last updated October 19, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Aug 31· $364/sq ft

Estimated monthly mortgage$1,965/moMortgage only · 20% down · 5.5% assumed

Adjust

Talk to a Real Estate Advisor · (905) 553-8500(main line)

Ask a question about this home

Get pre-approved for this home Run your scenario →

Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.

Price alert

We'll email you if this price drops.

5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

Similar homes for sale nearby in West Elgin

Other 2–4 bed homes for sale in West Elgin around $400K.

3 Bed, 1 Bath Detached Home in West Elgin