DetachedOn market 48 days

15 Phipps St, Fort Erie

Name: 15 Phipps Street
SKU: X13808404
Price: 399900 CAD
Availability: InStock

Fort Erie, ON · · MLS® X13808404Updated October 14, 2026

$399,900Est. $1,965/mo mortgage

Bedrooms: 2
Bathrooms: 1
Living space: 700–1100sq ft
Parking spaces: 2

Type Detached
Basement None, Crawl Space

What you should know

15 Phipps St is a 2-bedroom, 1-bathroom detached home in Fort Erie, listed for $399,900. It has 700-1100 sq ft of living space.

This move-in-ready 1.5-storey home is just steps from the Niagara River with views of the Buffalo skyline.
Recent updates include flooring, bathroom renovation (2023), crawlspace encapsulation (2021), fencing (2022), asphalt driveway + concrete pad (2019), irrigation system (2022), and more.
The updated and encapsulated crawlspace provides added peace of mind, without the worry of a traditional basement and its potential for leaks or flooding.

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2 Bed, 1 Bath Detached Home in Fort Erie

About 15 Phipps Street

This move-in-ready 1.5-storey home is just steps from the Niagara River with views of the Buffalo skyline. Located in a quiet, family-friendly Fort Erie neighbourhood, this low-maintenance property blends character with modern convenience. Featuring 2 bedrooms, 1.5 bathrooms, heated floors throughout the main level, SMART-controlled heat pumps for efficient heating and cooling, and a fully renovated kitchen with updated cabinetry, countertops, backsplash, and included SMART appliances. Recent updates include flooring, bathroom renovation (2023), crawlspace encapsulation (2021), fencing (2022), asphalt driveway + concrete pad (2019), irrigation system (2022), and more. The updated and encapsulated crawlspace provides added peace of mind, without the worry of a traditional basement and its potential for leaks or flooding. Enjoy morning coffee from the front porch, waterfront walks just seconds away, and peaceful year-round views of the river. Detached workshop/living space includes its own heat pump and updated hydro for added flexibility and comfort, with an easy switchover for future garage usage. A fantastic opportunity for buyers seeking lifestyle, comfort, and modern upgrades in a prime location near the water.

2 bedrooms, 1 bathroom, about 700 sq ft, works out to roughly $571 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 15 Phipps St

Every detail from the listing, in one place.

Type: Detached
Style: 1 1/2 Storey
Living space: 700-1100 sq ftas stated on the listing
Parking: 2 spaces
Basement: None, Crawl Space

Features & systems

Parking & garage

Parking spaces: 2

Interior

Basement: None · Crawl Space

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: 1 1/2 Storey
Property class: Detached

15 Phipps St Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Sep 21, 2026For saleListedThis listingMLS® X13808404$399,900

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 15 Phipps St Compares to the Fort Erie Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Above Market· based on 419 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Fort Erie market, last 90 days

Median sold price: $567,500
Average sold price: $591,460
Average days on market: 60
Homes sold: 248

Closed sales on the TRREB MLS®.

Full Fort Erie market report

Recently sold nearby in Fort Erie

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home15 Phipps Street 2 bd · 1 ba · 700 sqft	$399,900asking	$571	—	—
1171 Dexter Drive 3 bd · 2 ba · 2,000 sqft
617 Chapin Parkway 2 bd · 2 ba · 1,500 sqft
3033 Townline Road 2 bd · 1 ba · 1,100 sqft
434 Crescent Road 2 bd · 1 ba · 700 sqft
953 Grandview Road 3 bd · 2 ba · 1,100 sqft
910 Holloway Bay Road 2 bd · 3 ba · 1,100 sqft

1171 Dexter Drive
3 bd · 2 ba · 2,000 sqft
617 Chapin Parkway
2 bd · 2 ba · 1,500 sqft
3033 Townline Road
2 bd · 1 ba · 1,100 sqft
434 Crescent Road
2 bd · 1 ba · 700 sqft
953 Grandview Road
3 bd · 2 ba · 1,100 sqft
910 Holloway Bay Road
2 bd · 3 ba · 1,100 sqft

Living in Fort Erie: Location & Amenities

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Costs, Mortgage & Rental Return for 15 Phipps St

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $1,965; 20% down · 25 years · 5.5% assumed
Property tax: $220; 0.66% mill rate · ON
Total per month: $2,185; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

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Estimated monthly payment

$1,965

/mo

based on the purchase price of $399,900

Down payment20%

$79,980 cash

Amortization25 yr

$319,920 financed

Rate5.50%

$269,457 total interest

Principal54%$319,920

Interest46%$269,457

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: REVEL Realty Inc., BrokerageMLS® X13808404 · Listing data last updated October 14, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Sep 20· $571/sq ft

Estimated monthly mortgage$1,965/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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