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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 135 daysPrice drop · $75,000 off (-7.7%)

    16 Golden Horseshoe Lane

    Hagerman·Whitestone, ON·P0G 1G0·Near Hwy 124 & Hwy 520

    • 4 beds
    Whitestone real estate›X12854918
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    A stunning, 4 bedroom, 2 bathroom winterized/year-round home or cottage on large and desirable Whitestone Lake. Located on a private year-round maintained road. A full-service lake for plenty of boating activities, swimming, hours of exploring by motorboat and great fishing with bass, pickerel and pike. Move in ready, fully furnished/turn key family, cottage or investment property for rental. This waterfront home is great for entertaining, a large family/many friends. Bunkie for guest overflow and shed for garden tools. Mudroom. Windows bring in plenty of natural light, which brings warmth and coziness into the main floor living space. Main floor bedroom. Loft with 2 bedrooms. Walkout to deck with stairs to a meticulously landscaped yard. Basement with laundry, storage, bedroom and den/office to work from home. Enclosed sunroom for those rainy days or evenings to play a game of cards. Upgrades in the last few years include propane forced air, water filtration/UV system, stone, stairs, waterside deck, vinyl, siding, plumbing, and some windows. South exposure with sun all day. Plenty of property for family fun for kids and pets to play. Great sitting area at the waterside deck/ dock with deep water to jump in to cool off right from the dock. The cottage sits nicely perched on a hill for a fabulous view. Short drive into the town of Dunchurch for amenities, community center, restaurant, nursing station and supplies. 200/ year road fee. Click on the media arrow for virtual tour and 3-D imaging.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 17, 2026Price reducedCurrentReduced$899,900−$75,000 (7.7%)X12854918This page
    Mar 5, 2026ListedCurrentFor sale$974,900 —X12854918This page
    Aug 15, 2025Previously listedExp$999,900 —X12348921View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      None
      Water source
      Other
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 16 Golden Horseshoe Lane
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $4,421
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $234
    0.31% mill rate · ON
    The market

    How this home sits in the Whitestone market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Whitestone market right now

    Average sold price, days on market, and closed-transaction count for Whitestone — sourced from MLS®.

    • Avg sold price
      $547,213
      Last 30 days
    • Median sold price
      $530,000
      Middle of the market
    • Days on market
      48 d
      Avg from list to close
    • Closed last 30d
      15
      MLS® transactions
    Full Whitestone market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 16 Golden Horseshoe Lane — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 16 Golden Horseshoe Lane and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 16 Golden Horseshoe Lane listed for?

      16 Golden Horseshoe Lane is listed at $899,900 on the MLS® (listing X12854918). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 16 Golden Horseshoe Lane have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 2500-3000 sqft
  3. Detached
  4. .50-1.99 ac lot
  5. Asking
    $899,900
    $0 / sqft · MLS® X12854918
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $645,711
    $594,054Confidence range$697,368
    Asking vs estimate
    ↑↑well-above
    +$254,189
    (+39.4%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Whitestone sell in about 48 days — this one has been listed 135 days.

    Avg sold price
    $547,213
    Median sold
    $530,000
    Avg days on market
    48
    Recently sold
    15
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • Bunkie for guest overflow and shed for garden tools.
    • Windows bring in plenty of natural light, which brings warmth and coziness into the main floor living space.
    • Walkout to deck with stairs to a meticulously landscaped yard.
    • Basement with laundry, storage, bedroom and den/office to work from home.
    Ask Zara a follow-up
    Septic
  7. Parking & garage

    3
    Garage
    None
    Parking spaces
    5
    Driveway
    Private
  8. Interior

    4
    Basement
    Finished with Walk-Out
    Family room
    Y
    Kitchens
    1
    Total rooms
    13
  9. Exterior & construction

    5
    Exterior
    Vinyl Siding
    Roof
    Metal
    Foundation
    Wood
    Waterfront
    Y
    Pool
    None
  10. Lot & land

    1
    Zoning
    WF
  11. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    2-Storey
    Property class
    Detached
  12. Room-by-room · 12 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    5 rooms
    • Kitchen
      9.9 × 9.6 ft
    • Living Room
      Combined w/Dining
      13.2 × 31.3 ft
    • Mud Room
      11.5 × 12.9 ft
    • Bathroom
      3 Pc Bath
      9.9 × 6.1 ft
    • Bedroom
      9.9 × 11.8 ft

    Second level

    3 rooms
    • Sitting
      8.1 × 6.2 ft
    • Bedroom
      12.1 × 20.0 ft
    • Bedroom
      20.0 × 12.5 ft

    Basement level

    4 rooms
    • Utility Room
      Combined w/Laundry
      11.0 × 8.5 ft
    • Bathroom
      9.8 × 9.5 ft
    • Family Room
      11.0 × 15.3 ft
    • Bedroom
      12.1 × 10.3 ft
    Combined estimate
    $4,655
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $4,421
    /mo
    based on the purchase price of $899,900
    $179,980 cash
    $719,920 financed
    $606,362 total interest
    Monthly payment$4,421/ month
    Principal54%$719,920
    Interest46%$606,362

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Whitestone

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 215 Dunchurch Estates Road
      Sold
      Sign in for price
      215 Dunchurch Estates Road
      Detached
    • 219 Dunchurch Estates Road
      Sold
      Sign in for price
      219 Dunchurch Estates Road
      Detached
    • 57 Quinn Road
      Sold
      Sign in for price
      57 Quinn Road
      Detached
    • 20 GOLDEN HORSESHOE Lane
      Sold
      Sign in for price
      20 GOLDEN HORSESHOE Lane
      Detached
    • 97 Gibson Bay Road
      Sold
      Sign in for price
      97 Gibson Bay Road
      Detached
    • 23 Shady Maple Trail
      Sold
      Sign in for price
      23 Shady Maple Trail
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    16 Golden Horseshoe LaneThis home4 / 225,003,000$899,900ask———
    215 Dunchurch Estates Road3 / 22,500—
    219 Dunchurch Estates Road3 / 21,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Whitestone

    Active listings within ±20% of this asking price.

    • 408 Chur Lee Road
      $799,000
      408 Chur Lee Road
      Detached 3 1
    • 18 Smokey Road
      $739,000
      18 Smokey Road
      Detached 3 1
    • 13 Labrash Lake Road
      $849,000
      13 Labrash Lake Road
      Detached 4 2
    • 43 Bears Paw
      $749,000
      43 Bears Paw
      Detached 3 1
    • 53 Clear Lake Road
      $999,500
      53 Clear Lake Road
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  13. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  14. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  15. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  16. Public listing courtesy of RE/MAX Parry Sound Muskoka Realty Ltd · displayed on Summitly per MLS® data-share rules

    16 Golden Horseshoe Lane is a 4-bedroom, 2-bath, 2500-3000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  17. When was 16 Golden Horseshoe Lane built?

    The year built for 16 Golden Horseshoe Lane isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  18. What is the property tax for 16 Golden Horseshoe Lane?

    The 'Property tax' tab in the History section shows the most recent annual tax for 16 Golden Horseshoe Lane plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  19. How much would the monthly mortgage be on 16 Golden Horseshoe Lane?

    The affordability calculator on this page shows an estimated monthly mortgage for $899,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  20. Has 16 Golden Horseshoe Lane been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 16 Golden Horseshoe Lane with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  21. What neighbourhood is 16 Golden Horseshoe Lane in?

    16 Golden Horseshoe Lane is in Hagerman, Whitestone. The 'Neighbourhood' section below links to the live Whitestone real estate hub with average sold price, days on market, and current inventory.

  22. Is Whitestone a good place to live?

    Whitestone is one of ON's actively-tracked Summitly markets. The full Whitestone real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  23. 57 Quinn Road
    3 / 3
    1,100
    —
    20 GOLDEN HORSESHOE Lane3 / 11,100—
    97 Gibson Bay Road4 / 21,500—
    23 Shady Maple Trail3 / 31,500—