Unique opportunity to own waterfront property minutes from Stirling, ON on pristine Oak Lake which is a spring fed lake located just 15 min north of Belleville/Trenton from Hwy 401. The home is well insulated and has a propane fireplace for main heat source and ambiance with additional backup baseboard heaters for keeping cozy in the winter months. The waterfront has a sandy bottom and your own private dock. The large picture window in the dining area boasts beautiful waterfront views and a sliding door exits to the side patio. The kitchen has a large centre island and lots of cupboards for storage with a showpiece stainless steel range hood. The custom countertops add to the modern rustic style. Many improvements include new owned water heater (2023), white fridge (2024), water intake system (2024) stainless steel range hood (2025) and washing machine. Primary bedroom has 2 windows and wall to wall closet for plenty of storage. There are 2 sheds (8x10 + 10 x 12) and high-speed internet. This property is part of a corporation in which each owner has a share in the corporation and shares in the 2 fields out front in addition to the lot the home is on that is 50 x 106 ft. The PIN #represents the entire 21 lot corporation holding. The property has an irregular lot that includes acreage on the opposite side of access road to the property for plenty of parking ora garage or RV parking. The annual property taxes are only $578 as this property of part of a corporation of 21 lots each owning 1 part 1 common share. The corporation provides snow removal and private year-round road maintenance for only $350. Great potential for adding onto primary residence or raising it and adding a basement. Experience "semi off grid" tranquility being lakeside offers with a full share in 10 private acres on the lake and sole ownership of your house and lot. Enjoy breathtaking sunsets and campfires by the water everyday. Remember, if you love it you better put an offer on it!
2 bedrooms, 1 bathroom, about 700 sq ft, works out to roughly $685 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.Ask Zara a follow-up
Inside 16 Pines Lane
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
700-1100 sq ftas stated on the listing
Parking
5 spaces
Basement
Crawl Space, Development Potential
Features & systems
Parking & garage
Parking spaces
5
Interior
Basement
Crawl Space · Development Potential
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungalow
Property class
Detached
16 Pines Lane Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,356
/mo
based on the purchase price of $479,500
$95,900 cash
$383,600 financed
$323,092 total interest
Principal54%$383,600
Interest46%$323,092
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Similar homes for sale nearby in Quinte West
Other 3–4 bed homes for sale in Quinte West around $480K.
Average days on market45Homes sold in about 45 days on average.
Sale-to-list ratio97.6%On average, homes sold below asking.
Active listings405Homes for sale here right now.
Median vs prior 90 days+1.2%Compared with Apr 15 – Jul 14, 2026: prices up.
Based on 308 sales from Jul 14 – Oct 12, 2026 (195 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 16 Pines Lane
How much is 16 Pines Lane listed for?
16 Pines Lane is listed at $479,500 (MLS® X13164366). Summitly updates the price as soon as the MLS® record changes.
Is $479,500 a good price for 16 Pines Lane?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Quinte West. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 16 Pines Lane changed?
Yes — it was first listed at $499,000 and is now $479,500, a drop of $19,500 (3.9%).
How many bedrooms and bathrooms does 16 Pines Lane have?
16 Pines Lane has 2 bedrooms and 1 bathroom, with about 700–1,100 square feet of living space. It is a detached home in Quinte West.
How much would the monthly mortgage be on 16 Pines Lane?
About $2,356 a month — principal and interest on $479,500 with 20% down ($95,900), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 16 Pines Lane compare with other homes in Quinte West?
Its asking price of $479,500 is about 7% below the median sold price in Quinte West over the last 90 days, $516,024, across 308 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 16 Pines Lane been sold before?
Summitly has no earlier MLS® sale or lease of 16 Pines Lane on record from the last two years. Older records aren't shown under TRREB rules.
Where is 16 Pines Lane?
16 Pines Lane is in Quinte West, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 16 Pines Lane been on the market?
143 days — 16 Pines Lane was listed on May 22, 2026.
What is the price per square foot of 16 Pines Lane?
About $436 to $685 per square foot: the asking price of $479,500 over the 700–1,100 sq ft the listing gives as its size range.
Does 16 Pines Lane have parking or a garage?
Yes — the listing gives 5 parking spaces.
Does 16 Pines Lane have a basement, and is it finished?
The listing describes the basement as: Crawl Space, Development Potential.
