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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 24 days

    16 Pines Lane

    Sidney Ward·Stirling, ON·K0K 3E0·Near Hwy 14 & Pines Lane

    • 2 beds
    Stirling real estate›X13164366
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Unique opportunity to own waterfront property minutes from Stirling, ON on pristine Oak Lake which is a spring fed lake located just 15 min north of Belleville/Trenton from Hwy 401. The home is well insulated and has a propane fireplace for main heat source and ambiance with additional backup baseboard heaters for keeping cozy in the winter months. The waterfront has a sandy bottom and your own private dock. The large picture window in the dining area boasts beautiful waterfront views and a sliding door exits to the side patio. The kitchen has a large centre island and lots of cupboards for storage with a showpiece stainless steel range hood. The custom countertops add to the modern rustic style. Many improvements include new owned water heater (2023), white fridge (2024), water intake system (2024) stainless steel range hood (2025) and washing machine. Primary bedroom has 2 windows and wall to wall closet for plenty of storage. There are 2 sheds (8x10 + 10 x 12) and high-speed internet. This property is part of a corporation in which each owner has a share in the corporation and shares in the 2 fields out front in addition to the lot the home is on that is 50 x 106 ft. The PIN #represents the entire 21 lot corporation holding. The property has an irregular lot that includes acreage on the opposite side of access road to the property for plenty of parking ora garage or RV parking. The annual property taxes are only $578 as this property of part of a corporation of 21 lots each owning 1 part 1 common share. The corporation provides snow removal and private year-round road maintenance for only $350. Great potential for adding onto primary residence or raising it and adding a basement. Experience "semi off grid" tranquility being lakeside offers with a full share in 10 private acres on the lake and sole ownership of your house and lot. Enjoy breathtaking sunsets and campfires by the water everyday. Remember, if you love it you better put an offer on it!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 22, 2026ListedCurrentFor sale$499,000 —X13164366This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Baseboard
      Air conditioning
      Window Unit(s)
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 16 Pines Lane
    What's nearby

    Points of interest classified by the MLS® feed.

    • Beach
    • Lake Access
    • Lake/Pond
    • Place Of Worship
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,451
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $48
    0.12% mill rate · ON
    The market

    How this home sits in the Stirling market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Stirling market right now

    Average sold price, days on market, and closed-transaction count for Stirling — sourced from MLS®.

    • Avg sold price
      $559,554
      Last 30 days
    • Median sold price
      $512,500
      Middle of the market
    • Days on market
      55 d
      Avg from list to close
    • Closed last 30d
      26
      MLS® transactions
    Full Stirling market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 16 Pines Lane — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 16 Pines Lane and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 16 Pines Lane listed for?

      16 Pines Lane is listed at $499,000 on the MLS® (listing X13164366). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 16 Pines Lane have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. 700-1100 sqft
  3. Detached
  4. Built 51-99
  5. Asking
    $499,000
    $0 / sqft · MLS® X13164366
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $408,474
    $375,796Confidence range$441,152
    Asking vs estimate
    ↑↑well-above
    +$90,526
    (+22.2%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Stirling sell in about 55 days — this one has been listed 24 days.

    Avg sold price
    $559,554
    Median sold
    $512,500
    Avg days on market
    55
    Recently sold
    26
    See comparable sales
    AI highlights by Zara
    • The large picture window in the dining area boasts beautiful waterfront views and a sliding door exits to the side patio.
    • The kitchen has a large centre island and lots of cupboards for storage with a showpiece stainless steel range hood.
    • The custom countertops add to the modern rustic style.
    • The property has an irregular lot that includes acreage on the opposite side of access road to the property for plenty of parking ora garage or RV parking.
    Ask Zara a follow-up
    Other
    Sewer
    Septic
  7. Parking & garage

    3
    Garage
    None
    Parking spaces
    5
    Driveway
    5
  8. Interior

    7
    Basement
    Crawl Space, Development Potential
    Family room
    N
    Kitchens
    1
    Total rooms
    7
    Laundry level
    Main Level
    Elevator
    N
    Accessibility
    N
  9. Exterior & construction

    6
    Exterior
    Shingle
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    View
    Lake, Skyline, Trees/Woods, Water
    Waterfront
    Y
    Pool
    None
  10. Lot & land

    1
    Year built
    51-99
  11. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    Bungalow
    Property class
    Detached
  12. Room-by-room · 6 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    6 rooms
    • Bedroom 2
      window · closet
      7.7 × 16.0 ft
    • Living Room
      open concept · fireplace
      19.0 × 11.7 ft
    • Dining Room
      combined w/kitchen · sliding doors
      0.0 × 0.0 ft
    • Primary Bedroom
      window · closet
      11.4 × 7.6 ft
    • Kitchen
      combined w/dining · centre island · ceiling fan(s)
      13.7 × 7.6 ft
    • Utility Room
      11.9 × 8.5 ft
  13. School Bus Route
  14. Waterfront
  15. Combined estimate
    $2,499
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,451
    /mo
    based on the purchase price of $499,000
    $99,800 cash
    $399,200 financed
    $336,231 total interest
    Monthly payment$2,451/ month
    Principal54%$399,200
    Interest46%$336,231

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Stirling

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 84 Cliff Way
      Sold
      Sign in for price
      84 Cliff Way
      Detached
    • 29 Factory Road
      Sold
      Sign in for price
      29 Factory Road
      Detached
    • 155 Frankford Road
      Sold
      Sign in for price
      155 Frankford Road
      Detached
    • 296 Bird Road
      Sold
      Sign in for price
      296 Bird Road
      Detached
    • 912 Carmel Road
      Sold
      Sign in for price
      912 Carmel Road
      Detached
    • 323 FLYING CLUB Road
      Sold
      Sign in for price
      323 FLYING CLUB Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    16 Pines LaneThis home2 / 17,001,100$499,000ask———
    84 Cliff Way7 / 42,500—
    29 Factory Road3 / 23,000—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Stirling

    Active listings within ±20% of this asking price.

    • 20 Barrett Road
      $539,900
      20 Barrett Road
      Detached 4 3
    • 87 Sutherland Road
      $509,900
      87 Sutherland Road
      Detached 2 2
    • 184 Edward Street
      $449,900
      184 Edward Street
      Detached 4 2
    • 71 Elizabeth Street
      $440,000
      71 Elizabeth Street
      Detached 2 1
    • 169 North Street
      $409,000
      169 North Street
      Detached 2 1
    • 1302 Wingfield Road
      $569,900
      1302 Wingfield Road
      Detached 3 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  16. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  17. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  18. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  19. Public listing courtesy of NEW ERA REAL ESTATE · displayed on Summitly per MLS® data-share rules

    16 Pines Lane is a 2-bedroom, 1-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  20. When was 16 Pines Lane built?

    16 Pines Lane was built in 51-99. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  21. What is the property tax for 16 Pines Lane?

    The 'Property tax' tab in the History section shows the most recent annual tax for 16 Pines Lane plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  22. How much would the monthly mortgage be on 16 Pines Lane?

    The affordability calculator on this page shows an estimated monthly mortgage for $499,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  23. Has 16 Pines Lane been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 16 Pines Lane with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  24. What neighbourhood is 16 Pines Lane in?

    16 Pines Lane is in Sidney Ward, Stirling. The 'Neighbourhood' section below links to the live Stirling real estate hub with average sold price, days on market, and current inventory.

  25. Is Stirling a good place to live?

    Stirling is one of ON's actively-tracked Summitly markets. The full Stirling real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  26. 155 Frankford Road
    5 / 4
    2,000
    —
    296 Bird Road5 / 43,000—
    912 Carmel Road3 / 21,500—
    323 FLYING CLUB Road3 / 31,100—