2Welcome to Unit 415 at 1604 Charles Street in Whitby Harbour.
3This bright and spacious 854 sq. ft. northwest-facing corner suite features floor-to-ceiling windows, an abundance of natural light and a functional layout designed for comfortable everyday living.
2 Years free maintenance fees! 1 Free parking + 1 free locker! Welcome to Unit 415 at 1604 Charles Street in Whitby Harbour. This bright and spacious 854 sq. ft. northwest-facing corner suite features floor-to-ceiling windows, an abundance of natural light and a functional layout designed for comfortable everyday living. Located just steps from the waterfront, marina, parks and kilometres of scenic walking and cycling trails, with Whitby GO, Highway 401, shopping and restaurants minutes away. An exceptional opportunity to enjoy the best of Whitby's growing waterfront community with outstanding value already built in. Suite is virtually staged
2 bedrooms, 2 bathrooms, about 800 sq ft, works out to roughly $649 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this condo fits your budget and timing.
Inside 1604 Charles St #415
Every detail from the listing, in one place.
Type
Condo
Style
Apartment
Living space
800-899 sq ftas stated on the listing
Parking
1 spaceYes garage
Basement
None
Features & systems
Parking & garage
Garage
Yes
Parking spaces
1
Interior
Basement
None
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Apartment
Property class
Condo Apartment
1604 Charles St #415 Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,550
/mo
based on the purchase price of $519,000
$103,800 cash
$415,200 financed
$349,707 total interest
Principal54%$415,200
Interest46%$349,707
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Similar homes for sale nearby in Whitby
Other 1–3 bed homes for sale in Whitby around $519K.
Average days on market26Homes sold in about 26 days on average.
Sale-to-list ratio98.9%On average, homes sold below asking.
Active listings512Homes for sale here right now.
Median vs prior 90 days0.0%Compared with Apr 25 – Jul 24, 2026.
Based on 590 sales from Jul 24 – Oct 22, 2026 (440 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
1604 Charles St #415 is listed at $519,000 (MLS® E14092126). Summitly updates the price as soon as the MLS® record changes.
Is $519,000 a good price for 1604 Charles St #415?
Summitly rates it Above Market: the asking price is 5% to 15% above Zara's estimate, an estimate built from recent sales in Whitby. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 1604 Charles St #415 changed?
Yes — it was first listed at $499,000 and is now $519,000, an increase of $20,000 (4.0%).
How many bedrooms and bathrooms does 1604 Charles St #415 have?
1604 Charles St #415 has 2 bedrooms and 2 bathrooms, with about 800–899 square feet of living space. It is a condo in Whitby.
Is 1604 Charles St #415 close to transit?
The nearest rapid-transit station is Whitby GO Station (Lakeshore East GO), about 440 m (about a 6-minute walk) in a straight line. Oshawa GO Station is about 4.3 km. Distances are straight-line, not walking routes; check the transit agency for routes and schedules.
How much would the monthly mortgage be on 1604 Charles St #415?
About $2,550 a month — principal and interest on $519,000 with 20% down ($103,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 1604 Charles St #415 compare with other homes in Whitby?
Its asking price of $519,000 is about 41% below the median sold price in Whitby over the last 90 days, $875,000, across 590 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 1604 Charles St #415 been sold before?
Summitly has no earlier MLS® sale or lease of 1604 Charles St #415 on record from the last two years. Older records aren't shown under TRREB rules.
Where is 1604 Charles St #415?
1604 Charles St #415 is in Whitby, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 1604 Charles St #415 been on the market?
3 days — 1604 Charles St #415 was listed on October 19, 2026.
What is the price per square foot of 1604 Charles St #415?
About $577 to $649 per square foot: the asking price of $519,000 over the 800–899 sq ft the listing gives as its size range.
Does 1604 Charles St #415 have parking or a garage?
Yes — the listing gives 1 parking space. Garage: Yes.
