Perfect Investment Opportunity - 4-Unit Home on Spacious Lot with Detached Shop! Looking for a great way to enter the real estate market? This 4-unit home offers endless possibilities for investment or multi-family living. Located on a large lot with a detached, heated shop and full water/sewer hookups, this property is a rare find! Property Highlights: Unit 1: 3-bedroom, 1-bath - Spacious and comfortable for owner-occupancy or a long-term tenant. Units 2-4: 2-bedroom, 1-bath each - Ideal for generating steady rental income. Detached Shop: Heated and equipped with water/sewer - perfect for hobbies, extra storage, or a potential workshop. Large Lot: Offers plenty of space for outdoor activities, future development, or additional parking. Whether you're looking to move in and let the tenants cover your mortgage or bring in family members to share the space and the investment, this property offers flexibility for multi-family living with independence. The extra income from the three 2-bedroom units can help make homeownership more affordable, while still giving everyone their own private space. Options for You: Owner-Occupy: Live in Unit 1 and let the tenants pay the mortgage. Family Investment: Have a family member who wants to buy in with you? Move into 2 units, and let the rest cover the costs. Ideal for Multi-Family Living: Enjoy the independence of separate units while still being close by. This is a fantastic opportunity to create long-term wealth, live affordably, or house extended family - all while enjoying the convenience of a spacious lot and a detached shop with all utilities available!
9 bedrooms, 4 bathrooms, about 3,500 sq ft, works out to roughly $271 per square foot. Chat with Zara if you'd like a deeper read on whether this fourplex fits your budget and timing.
Inside 163 John St S
Every detail from the listing, in one place.
Type
Fourplex
Style
2-Storey
Living space
3500-5000 sq ftas stated on the listing
Parking
7 spacesYes garage
Basement
Full, Unfinished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
7
Interior
Basement
Full · Unfinished
Exterior & construction
Pool
Yes
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Fourplex
163 John St S Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13792728$949,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 163 John St S Compares to the Minto Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$4,667
/mo
based on the purchase price of $949,900
$189,980 cash
$759,920 financed
$640,052 total interest
Principal54%$759,920
Interest46%$640,052
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Average days on market60Homes sold in about 60 days on average.
Sale-to-list ratio97.7%On average, homes sold below asking.
Active listings87Homes for sale here right now.
Median vs prior 90 days+3.8%Compared with May 17 – Aug 15, 2026: prices up.
Based on 37 sales from Aug 15 – Nov 13, 2026 (44 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 163 John St S
How much is 163 John St S listed for?
163 John St S is listed at $949,900 (MLS® X13792728). Summitly updates the price as soon as the MLS® record changes.
Is $949,900 a good price for 163 John St S?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Minto. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 163 John St S changed?
No — 163 John St S is still listed at its original asking price of $949,900.
How many bedrooms and bathrooms does 163 John St S have?
163 John St S has 9 bedrooms and 4 bathrooms, with about 3,500–5,000 square feet of living space. It is a fourplex in Minto.
How much would the monthly mortgage be on 163 John St S?
About $4,667 a month — principal and interest on $949,900 with 20% down ($189,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 163 John St S compare with other homes in Minto?
Its asking price of $949,900 is about 73% above the median sold price in Minto over the last 90 days, $550,000, across 37 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 163 John St S been sold before?
Summitly has no earlier MLS® sale or lease of 163 John St S on record from the last two years. Older records aren't shown under TRREB rules.
Where is 163 John St S?
163 John St S is in Minto, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 163 John St S been on the market?
60 days — 163 John St S was listed on September 14, 2026.
What is the price per square foot of 163 John St S?
About $190 to $271 per square foot: the asking price of $949,900 over the 3,500–5,000 sq ft the listing gives as its size range.
Does 163 John St S have parking or a garage?
Yes — the listing gives 7 parking spaces. Garage: Yes.
Does 163 John St S have a basement, and is it finished?
The listing describes the basement as: Full, Unfinished.
