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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 64 days

    164 Trout Lake Road

    Faraday·Bancroft, ON·K0L 1C0·Near Monck Road and Trout Lake Road

    • 2 beds
    Bancroft real estate›X13111190
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to your opportunity to enjoy beautiful southern views of Riddell Lake without the high waterfront taxes! Perfectly located less than 10 minutes from Bancroft, this versatile property offers the best of both worlds - peaceful lake views with convenient public lake access just down the street. Simply cross the road, launch your canoe or kayak, and spend the day enjoying the water! This spacious home offers endless possibilities for families, multi-generational living, or investment potential. The upper level features a bright kitchen and dining area, a large living room filled with natural light, two bedrooms, and a full four-piece bathroom. The primary bedroom also offers a charming Juliette balcony where you can relax and take in the stunning lake views. The lower level provides a fully separate living space complete with its own kitchen, dining and living area, one bedroom, a four-piece bathroom, utility room, laundry area, and a full walkout basement entrance. Whether you are looking for an in-law suite, multi-family setup, rental opportunity, or simply extra space for your family, this layout offers incredible flexibility. Recent upgrades include new flooring throughout the main living area in 2024 along with several updated windows. Outside, enjoy the large level lot, spacious deck overlooking the lake, and a 16 x 30 dog pen. A fantastic property offering lifestyle, flexibility, and beautiful views all in one!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 11, 2026ListedCurrentFor sale$399,900 —X13111190This page
    Apr 7, 2026Previously listedTer$459,900 —X12967018View
    Sep 19, 2025Previously listedTer$469,900 —X12414842View
    Jul 4, 2025Previously listedTer$469,900 —X12263339View
    May 27, 2025Previously listedTer$499,900 —X12176120View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      None
      Water source
      Well
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 164 Trout Lake Road
    What's nearby

    Points of interest classified by the MLS® feed.

    • Clear View
    • Golf
    • Lake/Pond
    • Level
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $1,965
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $145
    0.43% mill rate · ON
    The market

    How this home sits in the Bancroft market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Bancroft market right now

    Average sold price, days on market, and closed-transaction count for Bancroft — sourced from MLS®.

    • Avg sold price
      $444,311
      Last 30 days
    • Median sold price
      $400,000
      Middle of the market
    • Days on market
      62 d
      Avg from list to close
    • Closed last 30d
      57
      MLS® transactions
    Full Bancroft market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 164 Trout Lake Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 164 Trout Lake Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 164 Trout Lake Road listed for?

      164 Trout Lake Road is listed at $399,900 on the MLS® (listing X13111190). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 164 Trout Lake Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1100-1500 sqft
  3. Detached
  4. Built 51-99
  5. < .50 ac lot
  6. Asking
    $399,900
    $0 / sqft · MLS® X13111190
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $324,347
    $298,399Confidence range$350,295
    Asking vs estimate
    ↑↑well-above
    +$75,553
    (+23.3%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Bancroft sell in about 62 days — this one has been listed 64 days.

    Avg sold price
    $444,311
    Median sold
    $400,000
    Avg days on market
    62
    Recently sold
    57
    See comparable sales
    • The primary bedroom also offers a charming Juliette balcony where you can relax and take in the stunning lake views.
    • The lower level provides a fully separate living space complete with its own kitchen, dining and living area, one bedroom, a four-piece bathroom, utility room, laundry area, and a full walkout basement entrance.
    • Outside, enjoy the large level lot, spacious deck overlooking the lake, and a 16 x 30 dog pen.
    • A fantastic property offering lifestyle, flexibility, and beautiful views all in one!
    Ask Zara a follow-up
    Septic
  8. Parking & garage

    3
    Garage
    None
    Parking spaces
    4
    Driveway
    Private Double
  9. Interior

    6
    Basement
    Finished with Walk-Out, Full
    Family room
    Y
    Kitchens
    1
    Total rooms
    7
    Laundry level
    Lower Level
    Elevator
    N
  10. Exterior & construction

    5
    Exterior
    Wood
    Roof
    Asphalt Shingle
    Foundation
    Concrete Block
    View
    Clear, Lake, Trees/Woods, Water
    Pool
    None
  11. Lot & land

    1
    Year built
    51-99
  12. Listing & possession

    3
    Occupancy
    Immediate
    Property style
    Bungalow-Raised
    Property class
    Detached
  13. Room-by-room · 12 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    7 rooms
    • Bathroom
      4 Pc Bath
      12.5 × 8.7 ft
    • Bedroom
      14.5 × 11.5 ft
    • Kitchen
      10.5 × 8.8 ft
    • Dining Room
      7.0 × 7.9 ft
    • Foyer
      6.1 × 7.9 ft
    • Bedroom
      9.7 × 9.1 ft
    • Living Room
      10.9 × 20.0 ft

    Lower level

    5 rooms
    • Bedroom
      10.9 × 12.7 ft
    • Utility Room
      11.1 × 10.1 ft
    • Living Room
      14.8 × 19.8 ft
    • Bathroom
      4 Pc Bath
      7.7 × 6.2 ft
    • Kitchen
      6.1 × 10.4 ft
  14. School Bus Route
  15. Wooded/Treed
  16. Combined estimate
    $2,110
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $1,965
    /mo
    based on the purchase price of $399,900
    $79,980 cash
    $319,920 financed
    $269,457 total interest
    Monthly payment$1,965/ month
    Principal54%$319,920
    Interest46%$269,457

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Bancroft

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 27607 Hwy 62 Highway
      Sold
      Sign in for price
      27607 Hwy 62 Highway
      Detached
    • 88 C Rocky Drive
      Sold
      Sign in for price
      88 C Rocky Drive
      Detached
    • 73 Ida Ho Lane
      Sold
      Sign in for price
      73 Ida Ho Lane
      Detached
    • 192 Quarry Road
      Sold
      Sign in for price
      192 Quarry Road
      Detached
    • 63 Buckhill Road
      Sold
      Sign in for price
      63 Buckhill Road
      Detached
    • 32178 Highway 28
      Sold
      Sign in for price
      32178 Highway 28
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    164 Trout Lake RoadThis home2 / 211,001,500$399,900ask———
    27607 Hwy 62 Highway2 / 2700—
    88 C Rocky Drive2 / 1700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Bancroft

    Active listings within ±20% of this asking price.

    • 275 Faradale Drive
      $460,000
      275 Faradale Drive
      Detached 3 1
    • 66 Hastings Street
      $429,000
      66 Hastings Street
      Detached 2 2
    • 31105 28 Highway
      $385,000
      31105 28 Highway
      Detached 3 2
    • 135 Village Street
      $429,000
      135 Village Street
      Detached 3 1
    • 18 Pine Ridge Road
      $359,000
      18 Pine Ridge Road
      Detached 3 1
    • 269 Siddon Lake Place
      $389,000
      269 Siddon Lake Place
      Detached 3 1
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of BALL REAL ESTATE INC. · displayed on Summitly per MLS® data-share rules

    164 Trout Lake Road is a 2-bedroom, 2-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 164 Trout Lake Road built?

    164 Trout Lake Road was built in 51-99. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 164 Trout Lake Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 164 Trout Lake Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 164 Trout Lake Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $399,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 164 Trout Lake Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 164 Trout Lake Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 164 Trout Lake Road in?

    164 Trout Lake Road is in Faraday, Bancroft. The 'Neighbourhood' section below links to the live Bancroft real estate hub with average sold price, days on market, and current inventory.

  26. Is Bancroft a good place to live?

    Bancroft is one of ON's actively-tracked Summitly markets. The full Bancroft real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 73 Ida Ho Lane
    3 / 2
    1,100
    —
    192 Quarry Road3 / 32,500—
    63 Buckhill Road3 / 21,500—
    32178 Highway 284 / 31,500—