Welcome to this beautifully maintained and updated home in the heart of Victoria Harbour! Situated in a desirable waterfront community, this carpet-free property offers comfort, functionality, and small-town charm, with mixed commercial/residential zoning providing added flexibility and future potential. The bright interior features spacious principal rooms and a well-designed layout. The updated kitchen boasts elegant stone countertops, ample cabinetry, and a walkout to a private deck, perfect for BBQs and outdoor relaxation. The fully finished lower level with a separate walkout offers excellent versatility, with potential for an in-law suite, multi-generational living, rental income, or a live/work setup. Major updates include shingles (2023), upgraded electrical panel and wiring (2018), and a high-efficiency direct-vent boiler (2026). Conveniently located near Georgian Bay waterfront access, boat lunch, beaches, parks, marinas, trails, shopping, and other amenities, with easy access to Highways 400 and 12 and just a short drive to Midland, Orillia, and Barrie. Whether you're looking for a year-round home, investment opportunity, business potential, or weekend retreat near the water, 172 William Street offers a unique combination of flexibility, location, and value!
1 bedroom, 1 bathroom, about 700 sq ft, works out to roughly $700 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 172 William St
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
700-1100 sq ftas stated on the listing
Parking
6 spaces
Basement
Finished with Walk-Out
Features & systems
Parking & garage
Parking spaces
6
Interior
Basement
Finished with Walk-Out
Lot & land
Lot size (sqft)
6604
Listing & possession
Property style
Bungalow
Property class
Detached
172 William St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® S14108332$489,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 172 William St Compares to the Tay Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,407
/mo
based on the purchase price of $489,900
$97,980 cash
$391,920 financed
$330,100 total interest
Principal54%$391,920
Interest46%$330,100
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Average days on market38Homes sold in about 38 days on average.
Sale-to-list ratio96.1%On average, homes sold below asking.
Active listings161Homes for sale here right now.
Median vs prior 90 days−3.8%Compared with Apr 25 – Jul 24, 2026: prices down.
Based on 75 sales from Jul 24 – Oct 22, 2026 (56 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 172 William St
How much is 172 William St listed for?
172 William St is listed at $489,900 (MLS® S14108332). Summitly updates the price as soon as the MLS® record changes.
Is $489,900 a good price for 172 William St?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Tay. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 172 William St changed?
No — 172 William St is still listed at its original asking price of $489,900.
How many bedrooms and bathrooms does 172 William St have?
172 William St has 1 bedroom and 1 bathroom, with about 700–1,100 square feet of living space. It is a detached home in Tay.
How much would the monthly mortgage be on 172 William St?
About $2,407 a month — principal and interest on $489,900 with 20% down ($97,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 172 William St compare with other homes in Tay?
Its asking price of $489,900 is about 14% below the median sold price in Tay over the last 90 days, $570,000, across 75 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 172 William St been sold before?
Summitly has no earlier MLS® sale or lease of 172 William St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 172 William St?
172 William St is in Tay, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 172 William St been on the market?
172 William St was listed today (October 22, 2026).
What is the price per square foot of 172 William St?
About $445 to $700 per square foot: the asking price of $489,900 over the 700–1,100 sq ft the listing gives as its size range.
Does 172 William St have parking or a garage?
Yes — the listing gives 6 parking spaces.
Does 172 William St have a basement, and is it finished?
The listing describes the basement as: Finished with Walk-Out.
