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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 30 days

    176 Church Street

    Sturgeon Falls·West Nipissing, ON·P2B 1H5·Near HWY 17

    • 5 beds
    West Nipissing real estate›X12896388
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Fantastic and unique opportunity to get two homes in beautiful Sturgeon Falls! Whether you are looking for an investment property or would like to live in one home and create a supplemental income, this lovely property gives you the options! Located just a short walk to all local amenities, you will find this compelling home. The Main home itself consists of two levels, with a crawl space and a partial basement area. On the main level, you will find a large living and dining room, along with a kitchen, a beautiful four-piece bathroom, as well as a hallway leading to the second home at the rear if desired. Most of the flooring throughout is hardwood and ceramic. On the second level, we have three bedrooms, including an ensuite with a large jacuzzi tub for the primary bedroom, as well as a laundry room. This home has a new roof from 2024, a newer furnace, and has retained some of the old charm with large baseboards and high ceilings. With the second home attached to the rear, you will find two large bedrooms on the main level to go along with the spacious kitchen, and then a large rec room, laundry area, and third bedroom on the lower level. Outside, there is a huge, insulated shed that can be transformed into just about anything, as well as a patio and mostly fenced yard. Don't miss out on this great opportunity!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Mar 18, 2026ListedCurrentFor sale$350,000 —X12896388This page
    Oct 1, 2025Previously listedExp$375,500 —X12436645View
    May 16, 2025Previously listedExp$399,900 —X12153219View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      None
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 176 Church Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Fenced Yard
    • Hospital
    • Lake Access
    • Place Of Worship
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $1,719
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $190
    0.65% mill rate · ON
    The market

    How this home sits in the West Nipissing market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The West Nipissing market right now

    Average sold price, days on market, and closed-transaction count for West Nipissing — sourced from MLS®.

    • Avg sold price
      $418,066
      Last 30 days
    • Median sold price
      $420,000
      Middle of the market
    • Days on market
      37 d
      Avg from list to close
    • Closed last 30d
      62
      MLS® transactions
    Full West Nipissing market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 176 Church Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 176 Church Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 176 Church Street listed for?

      176 Church Street is listed at $350,000 on the MLS® (listing X12896388). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 176 Church Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 2000-2500 sqft
  3. Semi-Detached
  4. Asking
    $350,000
    $0 / sqft · MLS® X12896388
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $568,570
    $523,084Confidence range$614,055
    Asking vs estimate
    ↓below
    −$218,570
    (-38.4%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 5 bedrooms (no sqft on file).

    Market analytics

    Homes like this in West Nipissing sell in about 37 days — this one has been listed 30 days.

    Avg sold price
    $418,066
    Median sold
    $420,000
    Avg days on market
    37
    Recently sold
    62
    See comparable sales
    • The Main home itself consists of two levels, with a crawl space and a partial basement area.
    • Most of the flooring throughout is hardwood and ceramic.
    • With the second home attached to the rear, you will find two large bedrooms on the main level to go along with the spacious kitchen, and then a large rec room, laundry area, and third bedroom on the lower level.
    • Outside, there is a huge, insulated shed that can be transformed into just about anything, as well as a patio and mostly fenced yard.
    Ask Zara a follow-up
    Sewer
  6. Parking & garage

    3
    Garage
    None
    Parking spaces
    2
    Driveway
    Private
  7. Interior

    4
    Basement
    Full
    Family room
    Y
    Kitchens
    2
    Total rooms
    12
  8. Exterior & construction

    4
    Exterior
    Brick, Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Concrete Block, Stone
    Pool
    None
  9. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    2-Storey
    Property class
    Semi-Detached
  10. Room-by-room · 14 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    7 rooms
    • Dining Room
      17.0 × 10.9 ft
    • Bedroom 2
      12.0 × 10.0 ft
    • Bedroom
      12.0 × 10.0 ft
    • Living Room
      13.9 × 11.8 ft
    • Kitchen
      12.2 × 10.3 ft
    • Kitchen
      10.7 × 7.9 ft
    • Dining Room
      11.6 × 8.5 ft

    Second level

    4 rooms
    • Bedroom 3
      8.9 × 8.7 ft
    • Primary Bedroom
      13.5 × 12.0 ft
    • Laundry
      6.8 × 5.8 ft
    • Bedroom 2
      10.7 × 10.3 ft

    Lower level

    3 rooms
    • Recreation
      23.2 × 12.8 ft
    • Laundry
      17.0 × 3.0 ft
    • Bedroom
      14.9 × 10.9 ft
  11. Rec./Commun.Centre
  12. School
  13. Combined estimate
    $1,909
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $1,719
    /mo
    based on the purchase price of $350,000
    $70,000 cash
    $280,000 financed
    $235,833 total interest
    Monthly payment$1,719/ month
    Principal54%$280,000
    Interest46%$235,833

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  14. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  15. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  16. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  17. Public listing courtesy of Century 21 Blue Sky Region Realty Inc., Brokerage · displayed on Summitly per MLS® data-share rules

    176 Church Street is a 5-bedroom, 3-bath, 2000-2500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  18. When was 176 Church Street built?

    The year built for 176 Church Street isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  19. What is the property tax for 176 Church Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 176 Church Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  20. How much would the monthly mortgage be on 176 Church Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $350,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  21. Has 176 Church Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 176 Church Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  22. What neighbourhood is 176 Church Street in?

    176 Church Street is in Sturgeon Falls, West Nipissing. The 'Neighbourhood' section below links to the live West Nipissing real estate hub with average sold price, days on market, and current inventory.

  23. Is West Nipissing a good place to live?

    West Nipissing is one of ON's actively-tracked Summitly markets. The full West Nipissing real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.