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1 Bed, 1 Bath Detached Home in Algoma, Unorganized, North Part
About 17F Lower Island
Sometimes the best things come in small packages. Tucked into the highly sought-after cottage community of Lower Island Lake, just minutes outside of Sault Ste. Marie, this charming one-bedroom cottage is all about location, lake life and incredible west-facing views. Set on freehold land with Hydro, lake water intake and holding tank, this cozy retreat offers a simple, easy-to-maintain escape where summer days can be spent on the water and evenings watching the sun set across the lake. Surrounded by an established cottage neighbourhood, it’s the perfect little Northern Ontario getaway. Whether you’re looking for a weekend escape, a seasonal retreat or simply a special spot on the lake to make your own, this may be a tiny spot—but it could be one of the best spots on the lake.
1 bedroom, 1 bathroom, about 700 sq ft, works out to roughly $214 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 17F Lower Island
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
< 700 sq ftas stated on the listing
Basement
Crawl Space
Features & systems
Interior
Basement
Crawl Space
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungalow
Property class
Detached
17F Lower Island Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13888072$149,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 17F Lower Island Compares to the Algoma, Unorganized, North Part Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Zara’s estimate
There isn’t enough local sales data to estimate this home’s value yet. The comparable sales and market numbers are the best guide.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$736
/mo
based on the purchase price of $149,900
$29,980 cash
$119,920 financed
$101,004 total interest
Principal54%$119,920
Interest46%$101,004
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Zara · AI virtual agent
Ask about 17F Lower Island day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.
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Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Algoma, Unorganized, North Part
Other 1–4 bed homes for sale in Algoma, Unorganized, North Part around $150K.
17F Lower Island is listed at $149,900 (MLS® X13888072). Summitly updates the price as soon as the MLS® record changes.
Has the price of 17F Lower Island changed?
No — 17F Lower Island is still listed at its original asking price of $149,900.
How many bedrooms and bathrooms does 17F Lower Island have?
17F Lower Island has 1 bedroom and 1 bathroom, with about 700 square feet of living space. It is a detached home in Algoma, Unorganized, North Part.
How much would the monthly mortgage be on 17F Lower Island?
About $736 a month — principal and interest on $149,900 with 20% down ($29,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
Has 17F Lower Island been sold before?
Summitly has no earlier MLS® sale or lease of 17F Lower Island on record from the last two years. Older records aren't shown under TRREB rules.
Where is 17F Lower Island?
17F Lower Island is in Algoma, Unorganized, North Part, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 17F Lower Island been on the market?
33 days — 17F Lower Island was listed on September 9, 2026.
What is the price per square foot of 17F Lower Island?
About $214 per square foot: the asking price of $149,900 over the 700 sq ft the listing gives.
Does 17F Lower Island have a basement, and is it finished?
The listing describes the basement as: Crawl Space.
What is the lot size of 17F Lower Island?
The lot is 50 acres, as published in the listing.
What is the land transfer tax on 17F Lower Island?
About $1,224 in Ontario land transfer tax at the asking price of $149,900. First-time buyers can get up to $4,000 back. Legal fees and other closing costs are extra.
How do I book a viewing of 17F Lower Island or make an offer?
Select "Book a viewing" on this page and pick a time. A licensed Coldwell Banker Summit Realty, Brokerage agent confirms it with the listing brokerage. When you're ready, your agent prepares the offer with you and submits it to the listing brokerage.
