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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 4 days ago

    18 Montgomery Road

    St. Thomas·St. Thomas, ON·N5R 1S5·Near Churchill Cres.

    • 2 beds
    St. Thomas real estate›X13441328
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to this solid 1.5-storey home on a quiet, family-friendly dead end street in desirable south St. Thomas. Located on a mature lot backing onto impressive green space and ravine, the property offers excellent privacy and a peaceful, country-like setting with no rear neighbours. The view from the back deck is wonderful and adds to the appeal year-round. The main floor offers a bright, open living feel ready for your personal vision and updates, while the upper level and lower level provide comfortable bedrooms. With a partially finished basement featuring a lower bedroom and small workshop area, this solid home includes all appliances, a newer furnace (approx. 2022), an updated bathroom (approx. 5 years), and shingles (approx. 5 years). It's a great opportunity for buyers wanting to add their own finishes and custom touches to create a true dream home. Recent sales on the street demonstrate the strong demand for this location and lot style. Conveniently close to St. Thomas Elgin General Hospital, Pinafore Park, schools, shopping, and restaurants. Quick access to London, the 401, golf courses, conservation areas, and a short drive to Port Stanley Beach. Ideal for first-time buyers or those seeking a solid home with good bones in a great area. Book your private showing today!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 13, 2026ListedCurrentFor sale$349,000 —X13441328This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 18 Montgomery Road
    What's nearby

    Points of interest classified by the MLS® feed.

    • School
    • Public Transit
    • Ravine
    • Part Cleared
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $1,715
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $212
    0.73% mill rate · ON
    The market

    How this home sits in the St. Thomas market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The St. Thomas market right now

    Average sold price, days on market, and closed-transaction count for St. Thomas — sourced from MLS®.

    • Avg sold price
      $555,442
      Last 30 days
    • Median sold price
      $540,000
      Middle of the market
    • Days on market
      47 d
      Avg from list to close
    • Closed last 30d
      161
      MLS® transactions
    Full St. Thomas market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 18 Montgomery Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 18 Montgomery Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 18 Montgomery Road listed for?

      18 Montgomery Road is listed at $349,000 on the MLS® (listing X13441328). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 18 Montgomery Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. 700-1100 sqft
  3. Detached
  4. Built 51-99
  5. Asking
    $349,000
    $0 / sqft · MLS® X13441328
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $405,473
    $373,035Confidence range$437,910
    Asking vs estimate
    ↓below
    −$56,473
    (-13.9%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in St. Thomas sell in about 47 days — this one has been listed 4 days.

    Avg sold price
    $555,442
    Median sold
    $540,000
    Avg days on market
    47
    Recently sold
    161
    See comparable sales
    • Located on a mature lot backing onto impressive green space and ravine, the property offers excellent privacy and a peaceful, country-like setting with no rear neighbours.
    • The view from the back deck is wonderful and adds to the appeal year-round.
    • Recent sales on the street demonstrate the strong demand for this location and lot style.
    • Thomas Elgin General Hospital, Pinafore Park, schools, shopping, and restaurants.
    Ask Zara a follow-up
    Sewer
  7. Parking & garage

    3
    Garage
    None
    Parking spaces
    4
    Driveway
    Private
  8. Interior

    4
    Basement
    Partially Finished, Full
    Family room
    Y
    Kitchens
    1
    Total rooms
    9
  9. Exterior & construction

    4
    Exterior
    Brick, Wood
    Roof
    Shingles
    Foundation
    Block
    Pool
    None
  10. Lot & land

    1
    Year built
    51-99
  11. Listing & possession

    3
    Occupancy
    30 Days Flex
    Property style
    1 1/2 Storey
    Property class
    Detached
  12. Room-by-room · 9 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    4 rooms
    • Foyer
      5.8 × 3.5 ft
    • Living Room
      16.8 × 12.1 ft
    • Dining Room
      11.0 × 9.6 ft
    • Kitchen
      13.9 × 9.4 ft

    Second level

    2 rooms
    • Bedroom
      13.0 × 10.0 ft
    • Bedroom 2
      13.0 × 10.9 ft

    Lower level

    3 rooms
    • Bedroom 3
      13.0 × 11.6 ft
    • Furnace Room
      16.1 × 9.7 ft
    • Family Room
      18.0 × 11.2 ft
  13. Place Of Worship
  14. Combined estimate
    $1,927
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $1,715
    /mo
    based on the purchase price of $349,000
    $69,800 cash
    $279,200 financed
    $235,160 total interest
    Monthly payment$1,715/ month
    Principal54%$279,200
    Interest46%$235,160

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in St. Thomas

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 9 Farley Place
      Sold
      Sign in for price
      9 Farley Place
      Detached
    • 38 Foxtail Lane
      Sold
      Sign in for price
      38 Foxtail Lane
      Detached
    • 42 Fifth Avenue
      Sold
      Sign in for price
      42 Fifth Avenue
      Detached
    • 34 Sparta Street
      Sold
      Sign in for price
      34 Sparta Street
      Detached
    • 106 Fairview Avenue
      Sold
      Sign in for price
      106 Fairview Avenue
      Detached
    • 10 Cider Mill Lane
      Sold
      Sign in for price
      10 Cider Mill Lane
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    18 Montgomery RoadThis home2 / 17,001,100$349,000ask———
    9 Farley Place3 / 21,500—
    38 Foxtail Lane3 / 41,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in St. Thomas

    Active listings within ±20% of this asking price.

    • 21 Erie Street
      $399,000
      21 Erie Street
      Detached 3 2
    • 192 Myrtle Street
      $399,999
      192 Myrtle Street
      Detached 3 1
    • 10 Henry Street
      $349,000
      10 Henry Street
      Detached 3 2
    • 43 Devonshire Place
      $364,900
      43 Devonshire Place
      Detached 2 1
    • 174 Myrtle Street
      $398,500
      174 Myrtle Street
      Detached 2 2
    • 12 Woodworth Avenue
      $360,000
      12 Woodworth Avenue
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  15. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  16. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  17. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  18. Public listing courtesy of RE/MAX CENTRE CITY REALTY INC. · displayed on Summitly per MLS® data-share rules

    18 Montgomery Road is a 2-bedroom, 1-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  19. When was 18 Montgomery Road built?

    18 Montgomery Road was built in 51-99. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  20. What is the property tax for 18 Montgomery Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 18 Montgomery Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  21. How much would the monthly mortgage be on 18 Montgomery Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $349,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  22. Has 18 Montgomery Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 18 Montgomery Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  23. What neighbourhood is 18 Montgomery Road in?

    18 Montgomery Road is in St. Thomas, St. Thomas. The 'Neighbourhood' section below links to the live St. Thomas real estate hub with average sold price, days on market, and current inventory.

  24. Is St. Thomas a good place to live?

    St. Thomas is one of ON's actively-tracked Summitly markets. The full St. Thomas real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  25. 42 Fifth Avenue
    3 / 2
    1,500
    —
    34 Sparta Street3 / 2700—
    106 Fairview Avenue3 / 11,500—
    10 Cider Mill Lane4 / 32,000—