**Prime Development Opportunity - Exceptional Investment Potential**Rare opportunity to acquire a strategically located development property with significant upside potential. This site offers the possibility to develop approximately **4 to 6 townhouse units, 2 detached or 4 semi-detached homes** (subject to municipal approvals and due diligence), making it an ideal project for builders, developers, and investors seeking to capitalize on the growing demand for quality residential housing. ***The property can be set up as 2 lots of 65.5' x 133' or combine into one large parcel of 130.90' x 133'.*** The property features a desirable location with convenient access to schools, shopping, parks, major transportation routes, and community amenities. Its configuration and size provide excellent flexibility for a townhouse development while maximizing land utilization and future value.Whether you're looking to expand your development portfolio or undertake your next residential project, this property presents an outstanding opportunity to create modern, high-demand housing in a sought-after area. Opportunities of this nature are increasingly difficult to find-don't miss your chance to secure a promising development site with substantial future potential. (The existing property is being sold in "as is, where is" condition, with no representations or warranties by the Seller.)
3 bedrooms, 1 bathroom, about 1,100 sq ft, works out to roughly $907 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 18 Phelps St
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
1100-1500 sq ftas stated on the listing
Parking
4 spacesYes garage
Basement
Full, Unfinished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
4
Interior
Basement
Full · Unfinished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungalow
Property class
Detached
18 Phelps St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14146352$998,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 18 Phelps St Compares to the St. Catharines Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$4,903
/mo
based on the purchase price of $998,000
$199,600 cash
$798,400 financed
$672,462 total interest
Principal54%$798,400
Interest46%$672,462
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in St. Catharines
Other 3–4 bed homes for sale in St. Catharines around $998K.
Average days on market39Homes sold in about 39 days on average.
Sale-to-list ratio96.5%On average, homes sold below asking.
Active listings754Homes for sale here right now.
Median vs prior 90 days+1.4%Compared with May 8 – Aug 6, 2026: prices up.
Based on 532 sales from Aug 6 – Nov 4, 2026 (502 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 18 Phelps St
How much is 18 Phelps St listed for?
18 Phelps St is listed at $998,000 (MLS® X14146352). Summitly updates the price as soon as the MLS® record changes.
Is $998,000 a good price for 18 Phelps St?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in St. Catharines. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 18 Phelps St changed?
No — 18 Phelps St is still listed at its original asking price of $998,000.
How many bedrooms and bathrooms does 18 Phelps St have?
18 Phelps St has 3 bedrooms and 1 bathroom, with about 1,100–1,500 square feet of living space. It is a detached home in St. Catharines.
How much would the monthly mortgage be on 18 Phelps St?
About $4,903 a month — principal and interest on $998,000 with 20% down ($199,600), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 18 Phelps St compare with other homes in St. Catharines?
Its asking price of $998,000 is about 79% above the median sold price in St. Catharines over the last 90 days, $557,500, across 532 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 18 Phelps St been sold before?
Summitly has no earlier MLS® sale or lease of 18 Phelps St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 18 Phelps St?
18 Phelps St is in St. Catharines, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 18 Phelps St been on the market?
1 day — 18 Phelps St was listed on November 3, 2026.
What is the price per square foot of 18 Phelps St?
About $665 to $907 per square foot: the asking price of $998,000 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 18 Phelps St have parking or a garage?
Yes — the listing gives 4 parking spaces. Garage: Yes.
Does 18 Phelps St have a basement, and is it finished?
The listing describes the basement as: Full, Unfinished.