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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 11 days

    181 Lake Drive N

    Historic Lakeshore Communities·Georgina, ON·L4P 3C8·Near Metro Rd N & Old Homestead Rd

    • 3 beds
    Georgina real estate›N13427422
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Come and enjoy the charm and character of years gone by in the heart of the historic Orchard Beach Community of North Keswick. This is a rare opportunity to own one of very few original cottages circa 1910 that has been transformed into a comfortable and modern living space. This character filled home offers the perfect place to rest and relax from the busyness of a hectic life and is ideally located less than an hour from Toronto. Whether you're a retired couple looking for a quiet spot or a young family looking for an alternate lifestyle this home could be the one! The home offers generous living spaces and includes a granite stone fireplace with gas insert and wood paneled walls with beamed ceilings in the living room and formal dining room, and an enclosed sunroom both with walkouts to a covered porch overlooking beautiful lake Simcoe and year round sunsets. There are 2 main level bedrooms with a 3 pc bath and a laundry area tucked away in the mudroom entry. The large renovated family kitchen with slate floors, granite counter tops and plenty of cupboard space overlooks a spacious breakfast room with a custom built-in wall to wall pantry, a picture window with a sunny south exposure and water view. The second level is home to the spacious primary suite offering original pine floors, vaulted ceilings, a 5pc ensuite with separate shower, whirlpool tub, and a sitting area with a lake view. The exterior of the home features beautiful rooflines with a traditional stucco, stone and vinyl exterior, perennial gardens, a lovely private backyard setting with a cozy private deck and a one and a half car detached shop size garage. The private lakeside features hydro at the shoreline, a year round permanent dock along with an additional seasonal dock extension adding extra space for entertaining family and friends on beautiful summer days at the lake. Excellent boating, fishing, year round recreation and panoramic year round sunsets are right at your doorstep.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 10, 2026ListedCurrentFor sale$1,150,000 —N13427422This page
    Apr 20, 2026Previously listedTer$1,225,000 —N13019498View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 181 Lake Drive N
    What's nearby

    Points of interest classified by the MLS® feed.

    • Clear View
    • Fenced Yard
    • Golf
    • Lake/Pond
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $5,650
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $546
    0.57% mill rate · ON
    The market

    How this home sits in the Georgina market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Georgina market right now

    Average sold price, days on market, and closed-transaction count for Georgina — sourced from MLS®.

    • Avg sold price
      $802,208
      Last 30 days
    • Median sold price
      $765,000
      Middle of the market
    • Days on market
      31 d
      Avg from list to close
    • Closed last 30d
      177
      MLS® transactions
    Full Georgina market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 181 Lake Drive N — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 181 Lake Drive N and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 181 Lake Drive N listed for?

      181 Lake Drive N is listed at $1,150,000 on the MLS® (listing N13427422). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 181 Lake Drive N have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1500-2000 sqft
  3. Detached
  4. Built 100+
  5. < .50 ac lot
  6. Asking
    $1,150,000
    $0 / sqft · MLS® N13427422
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $802,208
    $738,031Confidence range$866,385
    Asking vs estimate
    ↑↑well-above
    +$347,792
    (+43.4%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Georgina sell in about 31 days — this one has been listed 11 days.

    Avg sold price
    $802,208
    Median sold
    $765,000
    Avg days on market
    31
    Recently sold
    177
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    AI highlights by Zara
    • This is a rare opportunity to own one of very few original cottages circa 1910 that has been transformed into a comfortable and modern living space.
    • There are 2 main level bedrooms with a 3 pc bath and a laundry area tucked away in the mudroom entry.
    • The second level is home to the spacious primary suite offering original pine floors, vaulted ceilings, a 5pc ensuite with separate shower, whirlpool tub, and a sitting area with a lake view.
    Ask Zara a follow-up
    Municipal
    Sewer
    Sewer
  8. Parking & garage

    4
    Garage
    Detached
    Garage spaces
    1.5
    Parking spaces
    4.5
    Driveway
    Private Double, Boulevard
  9. Interior

    6
    Basement
    Crawl Space
    Family room
    Y
    Kitchens
    1
    Total rooms
    10
    Laundry level
    Main Level
    Elevator
    N
  10. Exterior & construction

    6
    Exterior
    Stone, Stucco (Plaster)
    Roof
    Asphalt Shingle
    Foundation
    Block
    View
    Bay, Water, Lake
    Waterfront
    Y
    Pool
    None
  11. Lot & land

    2
    Year built
    100+
    Zoning
    Residential
  12. Listing & possession

    3
    Occupancy
    TBA
    Property style
    1 1/2 Storey
    Property class
    Detached
  13. Room-by-room · 11 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    8 rooms
    • Breakfast
      slate flooring · pantry · picture window
      15.0 × 9.3 ft
    • Kitchen
      slate flooring · granite counters · stainless steel appl
      12.2 × 11.9 ft
    • Bedroom 2
      wood · double closet
      12.5 × 10.6 ft
    • Foyer
      ceramic floor · combined w/laundry
      8.2 × 5.7 ft
    • Living Room
      wood · stone fireplace · b/i bookcase
      26.5 × 13.3 ft
    • Dining Room
      wood · w/o to deck · overlook water
      19.0 × 9.0 ft
    • Sunroom
      ceramic floor · w/o to deck · overlook water
      14.7 × 9.3 ft
    • Bedroom 3
      wood · double closet · murphy bed
      10.8 × 9.3 ft

    Second level

    3 rooms
    • Other
      wood · vaulted ceiling(s)
      16.0 × 9.0 ft
    • Sitting
      broadloom · vaulted ceiling(s)
      9.7 × 7.6 ft
    • Primary Bedroom
      wood · closet · 5 pc ensuite
      11.0 × 10.2 ft
  14. Place Of Worship
  15. Waterfront
  16. Combined estimate
    $6,196
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $5,650
    /mo
    based on the purchase price of $1,150,000
    $230,000 cash
    $920,000 financed
    $774,881 total interest
    Monthly payment$5,650/ month
    Principal54%$920,000
    Interest46%$774,881

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Georgina

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 88 Victoria Road
      Sold
      Sign in for price
      88 Victoria Road
      Detached
    • 9 Valleo Street
      Sold
      Sign in for price
      9 Valleo Street
      Detached
    • 322 Lakeview Boulevard
      Sold
      Sign in for price
      322 Lakeview Boulevard
      Detached
    • 2 Whitestone Drive
      Sold
      Sign in for price
      2 Whitestone Drive
      Detached
    • 54 Bambi Crescent
      Sold
      Sign in for price
      54 Bambi Crescent
      Detached
    • 19 Silverstone Crescent
      Sold
      Sign in for price
      19 Silverstone Crescent
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    181 Lake Drive NThis home3 / 215,002,000$1,150,000ask———
    88 Victoria Road3 / 31,500—
    9 Valleo Street4 / 52,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Georgina

    Active listings within ±20% of this asking price.

    • 88 Riverglen Drive
      $999,000
      88 Riverglen Drive
      Detached 3 2
    • 397 Winnifred Drive
      $999,999
      397 Winnifred Drive
      Detached 4 3
    • 65 Edith Street
      $986,000
      65 Edith Street
      Detached 4 3
    • 133 Cooks Bay Drive
      $1,229,000
      133 Cooks Bay Drive
      Detached 4 3
    • 722A Lake Drive
      $980,000
      722A Lake Drive
      Detached 2 3
    • 796 Rockaway Road
      $999,900
      796 Rockaway Road
      Detached 3 4
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of RE/MAX HALLMARK YORK GROUP REALTY LTD. · displayed on Summitly per MLS® data-share rules

    181 Lake Drive N is a 3-bedroom, 2-bath, 1500-2000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 181 Lake Drive N built?

    181 Lake Drive N was built in 100+. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 181 Lake Drive N?

    The 'Property tax' tab in the History section shows the most recent annual tax for 181 Lake Drive N plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 181 Lake Drive N?

    The affordability calculator on this page shows an estimated monthly mortgage for $1,150,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 181 Lake Drive N been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 181 Lake Drive N with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 181 Lake Drive N in?

    181 Lake Drive N is in Historic Lakeshore Communities, Georgina. The 'Neighbourhood' section below links to the live Georgina real estate hub with average sold price, days on market, and current inventory.

  26. Is Georgina a good place to live?

    Georgina is one of ON's actively-tracked Summitly markets. The full Georgina real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 322 Lakeview Boulevard
    6 / 3
    2,500
    —
    2 Whitestone Drive4 / 32,000—
    54 Bambi Crescent4 / 42,000—
    19 Silverstone Crescent3 / 42,000—