This is a rare opportunity to own a beauty of a duplex in a convenient location. A wonderful building to add to your investment portfolio or ideal as an owner occupied property. Main level is tenant occupied at $1503 plus PUC. The upper unit is intentionally vacant so you can use for personal use (only 5% down owner occupied on a duplex) or set your own rent! The units are both spacious featuring high ceilings, 2 bedrooms and laundry. Main floor enjoys the basement for storage and garage is used by the owner. Garage access from the back lane also gives flexibility. Contact your Realtor® for your private tour and check out the video of the upper unit!
works out to roughly $165 per square foot. Chat with Zara if you'd like a deeper read on whether this duplex fits your budget and timing.
Inside 185 Church St
Every detail from the listing, in one place.
Type
Duplex
Living space
2000-2500 sq ftas stated on the listing
Basement
Full
Features & systems
Interior
Basement
Full
Lot & land
Lot size (sqft)
0
Listing & possession
Property class
Duplex
185 Church St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13888618$329,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 185 Church St Compares to the Sault Ste Marie Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$1,621
/mo
based on the purchase price of $329,900
$65,980 cash
$263,920 financed
$222,290 total interest
Principal54%$263,920
Interest46%$222,290
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Sault Ste Marie
Other homes for sale in Sault Ste Marie around $330K.
Average days on market24Homes sold in about 24 days on average.
Sale-to-list ratio95.3%On average, homes sold below asking.
Active listings366Homes for sale here right now.
Based on 8 sales from Jul 15 – Oct 13, 2026. Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 185 Church St
How much is 185 Church St listed for?
185 Church St is listed at $329,900 (MLS® X13888618). Summitly updates the price as soon as the MLS® record changes.
Is $329,900 a good price for 185 Church St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Sault Ste Marie. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 185 Church St changed?
No — 185 Church St is still listed at its original asking price of $329,900.
How many bedrooms and bathrooms does 185 Church St have?
185 Church St has about 2,000–2,500 square feet of living space. The listing doesn't publish a bedroom or bathroom count. It is a duplex in Sault Ste Marie.
How much would the monthly mortgage be on 185 Church St?
About $1,621 a month — principal and interest on $329,900 with 20% down ($65,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 185 Church St compare with other homes in Sault Ste Marie?
Its asking price of $329,900 is about 5% below the median sold price in Sault Ste Marie over the last 90 days, $345,667, across 8 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 185 Church St been sold before?
Summitly has no earlier MLS® sale or lease of 185 Church St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 185 Church St?
185 Church St is in Sault Ste Marie, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 185 Church St been on the market?
5 days — 185 Church St was listed on October 7, 2026.
What is the price per square foot of 185 Church St?
About $132 to $165 per square foot: the asking price of $329,900 over the 2,000–2,500 sq ft the listing gives as its size range.
Does 185 Church St have a basement, and is it finished?
