185 Division St #108, 208, 308 is a 4-bedroom, 2-bathroom condo in Cobourg, listed for $1,499,000. It has 2250-2499 sq ft of living space.
1With twenty residential units above, the space benefits from built-in traffic, excellent visibility and consistent exposure in a growing neighbourhood.
2Adding to the appeal is a private rooftop terrace with views of Lake Ontario, creating a rare outdoor retreat perfect for entertaining or unwinding.
Welcome to Units 108, 208 & 308 at Beach Walk Flats, an exceptional mixed-use investment opportunity in one of Cobourg's most desirable waterfront communities. Perfectly positioned just steps from Cobourg Beach, the marina, boardwalk and the vibrant historic downtown, this modern offering blends premium commercial presence with strong residential income potential in a high-demand location with year-round appeal. The commercial unit offers soaring ceilings, expansive windows and a bright contemporary atmosphere ideal for a variety of business uses. With twenty residential units above, the space benefits from built-in traffic, excellent visibility and consistent exposure in a growing neighbourhood. Included in the offering are two stylish two-bedroom residential suites, thoughtfully designed with modern layouts, sleek industrial-inspired finishes and strong rental appeal. These turnkey units are well suited for investors looking to secure reliable income and long-term appreciation. Adding to the appeal is a private rooftop terrace with views of Lake Ontario, creating a rare outdoor retreat perfect for entertaining or unwinding. Whether you are an investor seeking diversified returns or an owner-operator looking for a standout location, Beach Walk Flats delivers flexibility, quality and lasting value in one of Ontario's most admired waterfront towns. *Note: HST applies to the commercial portion only.
4 bedrooms, 2 bathrooms, about 2,250 sq ft, works out to roughly $666 per square foot. Chat with Zara if you'd like a deeper read on whether this condo fits your budget and timing.
Inside 185 Division St #108, 208, 308
Every detail from the listing, in one place.
Type
Condo
Style
Multi-Level
Living space
2250-2499 sq ftas stated on the listing
Parking
3 spaces
Basement
None
Features & systems
Parking & garage
Parking spaces
3
Interior
Basement
None
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Multi-Level
Property class
Common Element Condo
185 Division St #108, 208, 308 Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$7,364
/mo
based on the purchase price of $1,499,000
$299,800 cash
$1,199,200 financed
$1,010,041 total interest
Principal54%$1,199,200
Interest46%$1,010,041
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Keep looking near 185 Division St #108, 208, 308
Homes for sale in Cobourg
Every active Cobourg MLS® listing, updated all day.
Average days on market45Homes sold in about 45 days on average.
Sale-to-list ratio97.4%On average, homes sold below asking.
Active listings216Homes for sale here right now.
Median vs prior 90 days−2.7%Compared with May 8 – Aug 6, 2026: prices down.
Based on 146 sales from Aug 6 – Nov 4, 2026 (110 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
How much is 185 Division St #108, 208, 308 listed for?
185 Division St #108, 208, 308 is listed at $1,499,000 (MLS® X13008826). Summitly updates the price as soon as the MLS® record changes.
Is $1,499,000 a good price for 185 Division St #108, 208, 308?
Summitly rates it Above Market: the asking price is 5% to 15% above Zara's estimate, an estimate built from recent sales in Cobourg. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 185 Division St #108, 208, 308 changed?
Yes — it was first listed at $1,545,000 and is now $1,499,000, a drop of $46,000 (3.0%).
How many bedrooms and bathrooms does 185 Division St #108, 208, 308 have?
185 Division St #108, 208, 308 has 4 bedrooms and 2 bathrooms, with about 2,250–2,499 square feet of living space. It is a condo in Cobourg.
How much would the monthly mortgage be on 185 Division St #108, 208, 308?
About $7,364 a month — principal and interest on $1,499,000 with 20% down ($299,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 185 Division St #108, 208, 308 compare with other homes in Cobourg?
Its asking price of $1,499,000 is about 141% above the median sold price in Cobourg over the last 90 days, $623,000, across 146 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 185 Division St #108, 208, 308 been sold before?
Summitly has no earlier MLS® sale or lease of 185 Division St #108, 208, 308 on record from the last two years. Older records aren't shown under TRREB rules.
Where is 185 Division St #108, 208, 308?
185 Division St #108, 208, 308 is in Cobourg, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 185 Division St #108, 208, 308 been on the market?
202 days — 185 Division St #108, 208, 308 was listed on April 16, 2026.
What is the price per square foot of 185 Division St #108, 208, 308?
About $600 to $666 per square foot: the asking price of $1,499,000 over the 2,250–2,499 sq ft the listing gives as its size range.
Does 185 Division St #108, 208, 308 have parking or a garage?
Yes — the listing gives 3 parking spaces.
Does 185 Division St #108, 208, 308 have a basement, and is it finished?
The listing says 185 Division St #108, 208, 308 has no basement.
