3 Bed, 1 Bath Detached Home in Southwest Middlesex
About 186 Victoria Street
Immediate possession available! This updated 1.5 storey, 3 bedroom home offers a blend of charm and modern improvements. The new kitchen features new stainless steel appliances, quartz countertops, a stylish backsplash, and plenty of cabinet and counter space. Bright, natural light fills the home throughout. Convenient main floor bedroom, and 2 spacious bedrooms upstairs with lots of closet space. The main floor also includes a laundry room with new stacked washer/dryer and a separate rear mudroom. Updates include electrical, plumbing, roof, heating, flooring, trim, doors, and more. Situated on a .2 acre lot, there's plenty of outdoor space for kids to play or other possibilities! A long gravel driveway leads to the 17x11 detached garage with a 9x7 overhead door - ideal for storage or a workshop. Glencoe offers everyday amenities such as groceries, restaurants, the Glencoe Arena, and daily Via Rail service. Conveniently located near Hwy 401, Newbury, Four Counties Hospital, and Wardsville Golf Club, and just 35 minutes to London or Chatham. Some photos virtually staged.
3 bedrooms, 1 bathroom, about 1,100 sq ft, works out to roughly $364 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 186 Victoria St
Every detail from the listing, in one place.
Type
Detached
Style
1 1/2 Storey
Living space
1100-1500 sq ftas stated on the listing
Parking
6 spacesYes garage
Basement
Crawl Space
Features & systems
Parking & garage
Garage
Yes
Parking spaces
6
Interior
Basement
Crawl Space
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
1 1/2 Storey
Property class
Detached
186 Victoria St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13722902$399,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 186 Victoria St Compares to the Southwest Middlesex Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$1,965
/mo
based on the purchase price of $399,900
$79,980 cash
$319,920 financed
$269,457 total interest
Principal54%$319,920
Interest46%$269,457
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Southwest Middlesex
Other 3–4 bed homes for sale in Southwest Middlesex around $400K.
Average days on market47Homes sold in about 47 days on average.
Sale-to-list ratio95.3%On average, homes sold below asking.
Active listings57Homes for sale here right now.
Median vs prior 90 days0.0%Compared with Apr 25 – Jul 24, 2026.
Based on 30 sales from Jul 24 – Oct 22, 2026 (21 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 186 Victoria St
How much is 186 Victoria St listed for?
186 Victoria St is listed at $399,900 (MLS® X13722902). Summitly updates the price as soon as the MLS® record changes.
Is $399,900 a good price for 186 Victoria St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Southwest Middlesex. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 186 Victoria St changed?
No — 186 Victoria St is still listed at its original asking price of $399,900.
How many bedrooms and bathrooms does 186 Victoria St have?
186 Victoria St has 3 bedrooms and 1 bathroom, with about 1,100–1,500 square feet of living space. It is a detached home in Southwest Middlesex.
How much would the monthly mortgage be on 186 Victoria St?
About $1,965 a month — principal and interest on $399,900 with 20% down ($79,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 186 Victoria St compare with other homes in Southwest Middlesex?
Its asking price of $399,900 is about 24% below the median sold price in Southwest Middlesex over the last 90 days, $525,000, across 30 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 186 Victoria St been sold before?
Summitly has no earlier MLS® sale or lease of 186 Victoria St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 186 Victoria St?
186 Victoria St is in Southwest Middlesex, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 186 Victoria St been on the market?
55 days — 186 Victoria St was listed on August 28, 2026.
What is the price per square foot of 186 Victoria St?
About $267 to $364 per square foot: the asking price of $399,900 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 186 Victoria St have parking or a garage?
Yes — the listing gives 6 parking spaces. Garage: Yes.
Does 186 Victoria St have a basement, and is it finished?
The listing describes the basement as: Crawl Space.
