DetachedOn market 24 days

189 Church St, Sault Ste Marie

Name: 189 Church Street
SKU: X13888328
Price: 169900 CAD
Availability: InStock

Sault Ste Marie, ON · MLS® X13888328Updated September 24, 2026

$169,900Est. $835/mo mortgage

Bedrooms: 3
Bathrooms: 1
Living space: 700–1100sq ft

Type Detached
Lot 50 acres
Basement Full, Partially Finished

What you should know

189 Church St is a 3-bedroom, 1-bathroom detached home in Sault Ste Marie, listed for $169,900. It has 700-1100 sq ft of living space.

Offering a full basement for added space and storage, there’s plenty of potential to settle in, add your own touches and truly make it yours.
Conveniently located close to everyday amenities, public transit, Sault College and Algoma University, this home is a great fit for first-time buyers, students, families or anyone ready to start building equity.
At this price point, why continue renting when you could be investing in a home of your own?

Ask Zara:

3 Bed, 1 Bath Detached Home in Sault Ste Marie

About 189 Church Street

Full of 1940s charm and character, this inviting three-bedroom, one-and-a-half-bath home is a wonderful opportunity to step into homeownership. Offering a full basement for added space and storage, there’s plenty of potential to settle in, add your own touches and truly make it yours. Conveniently located close to everyday amenities, public transit, Sault College and Algoma University, this home is a great fit for first-time buyers, students, families or anyone ready to start building equity. At this price point, why continue renting when you could be investing in a home of your own? Character, convenience and affordability come together in this charming place to call home.

3 bedrooms, 1 bathroom, about 700 sq ft, works out to roughly $243 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 189 Church St

Every detail from the listing, in one place.

Type: Detached
Style: 1 1/2 Storey
Living space: 700-1100 sq ftas stated on the listing
Basement: Full, Partially Finished

Features & systems

Interior

Basement: Full · Partially Finished

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: 1 1/2 Storey
Property class: Detached

189 Church St Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Sep 18, 2026For saleListedThis listingMLS® X13888328$169,900

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 189 Church St Compares to the Sault Ste Marie Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 9 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Sault Ste Marie market, last 90 days

Median sold price: $345,667
Average sold price: $530,792
Average days on market: 24
Homes sold: 8

Closed sales on the TRREB MLS®.

Full Sault Ste Marie market report

Recently sold nearby in Sault Ste Marie

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

See what these homes actually sold for

Free with a Summitly account. Sign in once and sold prices unlock across the site.

Home	Sold price	$ / sqft	% of asking	Sold
This home189 Church Street 3 bd · 1 ba · 700 sqft	$169,900asking	$243	—	—
46 Laurentian Drive 3 bd · 2 ba · 1,100 sqft
651 Wallace Terrace 3 bd · 2 ba · 1,500 sqft
237 Walnut Street 3 bd · 2 ba · 700 sqft
276 Millcreek Drive 4 bd · 3 ba · 2,000 sqft
140 Blake Avenue 3 bd · 1 ba · 700 sqft
797 Fifth Line 3 bd · 3 ba · 1,500 sqft

46 Laurentian Drive
3 bd · 2 ba · 1,100 sqft
651 Wallace Terrace
3 bd · 2 ba · 1,500 sqft
237 Walnut Street
3 bd · 2 ba · 700 sqft
276 Millcreek Drive
4 bd · 3 ba · 2,000 sqft
140 Blake Avenue
3 bd · 1 ba · 700 sqft
797 Fifth Line
3 bd · 3 ba · 1,500 sqft

Living in Sault Ste Marie: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Loading schools, parks, groceries and more nearby…

How long is your commute?

From 189 Church St. Typical times without traffic delays; transit times aren't available yet.

Costs, Mortgage & Rental Return for 189 Church St

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $835; 20% down · 25 years · 5.5% assumed
Property tax: $93; 0.66% mill rate · ON
Total per month: $928; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Mortgage payments

Mortgage financingPowered by

Lock in a low rate before you offer

Compare today's rates across lenders, lock yours in, and get pre-qualified in about 2 minutes.

Lock in my rate

Call now

Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →

Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.

Monthly cost

Enter a rate to see the monthly cost

Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$835

/mo

based on the purchase price of $169,900

Down payment20%

$33,980 cash

Amortization25 yr

$135,920 financed

Rate5.50%

$114,480 total interest

Principal54%$135,920

Interest46%$114,480

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

Want rate-drop alerts and a saved shortlist?

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

For homeowners nearby

Own a home on Church Street? See what yours is worth

Get an instant estimate for your own home, based on recent sales around you. A free account shows the number and emails you the full report.

Free · No obligation · Backed by Coldwell Banker

Book a tour of 189 Church St with a licensed buyer's agent

Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.

Zara, any time

Zara · AI virtual agent

Ask about 189 Church St day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.

A licensed local agent

Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.

Find an agent (905) 553-8500 (main line)

MLS® X13888328 · Listing data last updated September 24, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Sep 17· $243/sq ft

Estimated monthly mortgage$835/moMortgage only · 20% down · 5.5% assumed

Adjust

Talk to a Real Estate Advisor · (905) 553-8500(main line)

Ask a question about this home

Get pre-approved for this home Run your scenario →

Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.

Price alert

We'll email you if this price drops.

5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

Similar homes for sale nearby in Sault Ste Marie

Other 2–5 bed homes for sale in Sault Ste Marie around $170K.

See all 3-bedroom homes for sale in Sault Ste. Marie

Homes for sale in Sault Ste. Marie

Every active Sault Ste. Marie MLS® listing, updated all day.

Houses for sale in Sault Ste. Marie