For sale

DetachedOn market 46 days

19 Finn's Bay Rd S, Laird

Name: 19 Finn's Bay Road S
SKU: X13887802
Price: 829900 CAD
Availability: InStock

Laird, ON · MLS® X13887802Updated September 21, 2026

$829,900Est. $4,077/mo mortgage

Bedrooms: 3
Bathrooms: 2
Living space: 2000–2500sq ft

Type Detached
Lot 50 acres
Garage Yes
Basement Crawl Space, Unfinished

What you should know

19 Finn's Bay Rd S is a 3-bedroom, 2-bathroom detached home in Laird, listed for $829,900. It has 2000-2500 sq ft of living space.

Marie, this charming property offers natural beauty, stunning water views and spectacular sunsets to be enjoyed from the expansive deck.
Nestled on a large 140 feet of waterfront the lot features mature trees, stunning water views and a peaceful shoreline for relaxing or entertainment.
The living space is designed to capture picturesque views from major rooms.

Ask Zara:

3 Bed, 2 Bath Detached Home in Laird

About 19 Finn's Bay Road South

Welcome to this beautiful waterfront retreat as a permanent residence or luxurious cottage with a west orientation overlooking East Neebish Island. A short 35 minute drive to Sault Ste. Marie, this charming property offers natural beauty, stunning water views and spectacular sunsets to be enjoyed from the expansive deck. Nestled on a large 140 feet of waterfront the lot features mature trees, stunning water views and a peaceful shoreline for relaxing or entertainment. The custom home built in 2012 is being offered by the original owners. The living space is designed to capture picturesque views from major rooms. The bright interior offers an open concept layout with a "Hearthstone" airtight stove for those chilly fall evenings. The spacious layout has 3 large bedrooms with the primary bedroom on the main floor. The 4 foot high crawl space with concrete floor offers easy access to lots of storage space. The 1.5 car detached garage has power and a generator hook up ready for a generator for the house. Garage was shingled in 2025. Take the opportunity to own this custom built home and take the great opportunities to enjoy boating, fishing, swimming and the outdoors. Call for your personal viewing.

3 bedrooms, 2 bathrooms, about 2,000 sq ft, works out to roughly $415 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 19 Finn's Bay Rd S

Every detail from the listing, in one place.

Type: Detached
Style: 1 1/2 Storey
Living space: 2000-2500 sq ftas stated on the listing
Basement: Crawl Space, Unfinished

Features & systems

Parking & garage

Garage: Yes

Interior

Basement: Crawl Space · Unfinished

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: 1 1/2 Storey
Property class: Detached

19 Finn's Bay Rd S Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Aug 27, 2026For saleListedThis listingMLS® X13887802$829,900

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 19 Finn's Bay Rd S Compares to the Laird Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

There isn’t enough local sales data to estimate this home’s value yet. The comparable sales and market numbers are the best guide.

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Living in Laird: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Loading schools, parks, groceries and more nearby…

How long is your commute?

From 19 Finn's Bay Rd S. Typical times without traffic delays; transit times aren't available yet.

Costs, Mortgage & Rental Return for 19 Finn's Bay Rd S

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $4,077; 20% down · 25 years · 5.5% assumed
Property tax: $456; 0.66% mill rate · ON
Total per month: $4,533; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Mortgage payments

Mortgage financingPowered by

Lock in a low rate before you offer

Compare today's rates across lenders, lock yours in, and get pre-qualified in about 2 minutes.

Lock in my rate

Call now

Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →

Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.

Monthly cost

Enter a rate to see the monthly cost

Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$4,077

/mo

based on the purchase price of $829,900

Down payment20%

$165,980 cash

Amortization25 yr

$663,920 financed

Rate5.50%

$559,195 total interest

Principal54%$663,920

Interest46%$559,195

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

Want rate-drop alerts and a saved shortlist?

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

For homeowners nearby

Own a home on Finn's Bay Road South? See what yours is worth

Get an instant estimate for your own home, based on recent sales around you. A free account shows the number and emails you the full report.

Free · No obligation · Backed by Coldwell Banker

Book a tour of 19 Finn's Bay Rd S with a licensed buyer's agent

Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.

Zara, any time

Zara · AI virtual agent

Ask about 19 Finn's Bay Rd S day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.

A licensed local agent

Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.

Find an agent (905) 553-8500 (main line)

MLS® X13887802 · Listing data last updated September 21, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Aug 26· $415/sq ft

Estimated monthly mortgage$4,077/moMortgage only · 20% down · 5.5% assumed

Adjust

Talk to a Real Estate Advisor · (905) 553-8500(main line)

Ask a question about this home

Get pre-approved for this home Run your scenario →

Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.

Price alert

We'll email you if this price drops.

5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

Keep looking near 19 Finn's Bay Rd S

Homes for sale in Laird

Every active Laird MLS® listing, updated all day.

Laird homes for sale