190 Jacob St is a 2-bedroom, 1-bathroom semi-detached home in Wilmot, listed for $475,000. It has 1100-1500 sq ft of living space.
1Charming century-old semi-detached home in the popular town of New Hamburg!
2Modest in size but comfortable, the home features two spacious bedrooms and a 4-piece bath, making it a great fit for first-time buyers or downsizers.
3Relax on the covered front porch or the back deck, with parking for two cars.
Charming century-old semi-detached home in the popular town of New Hamburg! This unique property has kept its original character throughout while offering the peace of mind of key updates, including an updated kitchen and appliances (2022), new carpet plus kitchen and bathroom flooring (2022), and a durable steel roof (2024), updated panel (October 2026). Modest in size but comfortable, the home features two spacious bedrooms and a 4-piece bath, making it a great fit for first-time buyers or downsizers. Relax on the covered front porch or the back deck, with parking for two cars. Just steps to all that downtown New Hamburg has to offer, and close to trails, parks, schools, churches, shopping and highway access. Character, updates and a great location, all in one!
2 bedrooms, 1 bathroom, about 1,100 sq ft, works out to roughly $432 per square foot. Chat with Zara if you'd like a deeper read on whether this semi-detached fits your budget and timing.
Inside 190 Jacob St
Every detail from the listing, in one place.
Type
Semi-Detached
Style
2-Storey
Living space
1100-1500 sq ftas stated on the listing
Parking
2 spaces
Basement
Unfinished
Features & systems
Parking & garage
Parking spaces
2
Interior
Basement
Unfinished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Semi-Detached
190 Jacob St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14100842$475,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 190 Jacob St Compares to the Wilmot Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
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Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,334
/mo
based on the purchase price of $475,000
$95,000 cash
$380,000 financed
$320,060 total interest
Principal54%$380,000
Interest46%$320,060
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Wilmot
Other 3-bed homes for sale in Wilmot around $475K.
Average days on market36Homes sold in about 36 days on average.
Sale-to-list ratio99.0%On average, homes sold below asking.
Active listings47Homes for sale here right now.
Median vs prior 90 days+1.4%Compared with Apr 26 – Jul 25, 2026: prices up.
Based on 88 sales from Jul 25 – Oct 23, 2026 (48 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 190 Jacob St
How much is 190 Jacob St listed for?
190 Jacob St is listed at $475,000 (MLS® X14100842). Summitly updates the price as soon as the MLS® record changes.
Is $475,000 a good price for 190 Jacob St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Wilmot. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 190 Jacob St changed?
No — 190 Jacob St is still listed at its original asking price of $475,000.
How many bedrooms and bathrooms does 190 Jacob St have?
190 Jacob St has 2 bedrooms and 1 bathroom, with about 1,100–1,500 square feet of living space. It is a semi-detached home in Wilmot.
How much would the monthly mortgage be on 190 Jacob St?
About $2,334 a month — principal and interest on $475,000 with 20% down ($95,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 190 Jacob St compare with other homes in Wilmot?
Its asking price of $475,000 is about 46% below the median sold price in Wilmot over the last 90 days, $880,000, across 88 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 190 Jacob St been sold before?
Summitly has no earlier MLS® sale or lease of 190 Jacob St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 190 Jacob St?
190 Jacob St is in Wilmot, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 190 Jacob St been on the market?
2 days — 190 Jacob St was listed on October 21, 2026.
What is the price per square foot of 190 Jacob St?
About $317 to $432 per square foot: the asking price of $475,000 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 190 Jacob St have parking or a garage?
Yes — the listing gives 2 parking spaces.
Does 190 Jacob St have a basement, and is it finished?
The listing describes the basement as: Unfinished.
