DetachedOn market 56 days

190 Margaret St, West Lincoln

Name: 190 Margaret Street
SKU: X13722288
Price: 989800 CAD
Availability: InStock

West Lincoln, ON · · MLS® X13722288Updated October 22, 2026

$989,800Est. $4,863/mo mortgage

Bedrooms: 3
Bathrooms: 2
Living space: 1500–2000sq ft
Parking spaces: 6

Type Detached
Garage Yes
Basement Separate Entrance, Finished

What you should know

190 Margaret St is a 3-bedroom, 2-bathroom detached home in West Lincoln, listed for $989,800. It has 1500-2000 sq ft of living space.

This rarely offered corner lot with a spectacular wrap-around entertainer's yard is nestled within a highly sought-after, family-friendly enclave.
This stunning one-of-a-kind ranch-style side-split has been fully renovated top to bottom with exceptional quality finishes and thoughtful design throughout.
An ideal setup for multi-family living while maintaining privacy and independence.

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3 Bed, 2 Bath Detached Home in West Lincoln

About 190 Margaret Street

This rarely offered corner lot with a spectacular wrap-around entertainer's yard is nestled within a highly sought-after, family-friendly enclave. This stunning one-of-a-kind ranch-style side-split has been fully renovated top to bottom with exceptional quality finishes and thoughtful design throughout. Generous living spaces are enhanced by high-end custom cabinetry, custom wall mouldings, and stylish details for the discerning buyer.The fully remodelled kitchen spares no detail, featuring solid wood cabinetry, a vaulted shiplap ceiling, quartz backsplash/countertops, a large servery with built-in wine-rack and bar fridge, custom-built coffee nook, upgraded stainless appliances and integrated dishwasher.The showstopper backyard is an entertainer's dream, centred around an oversized 18'x 32' pool and surrounded by beautifully landscaped grounds, interlocked patio, separate pergola retreat and generous storage with 3 sheds. Exterior upgrades include a new fence, custom wood pool deck and paved driveway(2024), new garage door(2025), and integrated year-round string lights, creating the perfect ambiance for entertaining on summer evenings.The primary bedroom offers a convenient semi-ensuite with built-in storage and laundry. The second bedroom features wall-to-wall closets for exceptional storage, while the versatile third bedroom includes a fold-up Murphy bed with built-in cabinetry on either side.Ideal for guests, a home office or flexible family living.The beautifully finished lower level offers a versatile in-law suite with its own private gate, separate back entrance and dedicated yard space. An ideal setup for multi-family living while maintaining privacy and independence. The suite features two bright bedrooms, an open-concept office, large custom kitchen, separate laundry area and 3pc bath.A truly exceptional opportunity offering turnkey living, incredible indoor/outdoor spaces, extensive upgrades, and a rare combination of style and functionality!

3 bedrooms, 2 bathrooms, about 1,500 sq ft, works out to roughly $660 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 190 Margaret St

Every detail from the listing, in one place.

Type: Detached
Style: Sidesplit
Living space: 1500-2000 sq ftas stated on the listing
Parking: 6 spacesYes garage
Basement: Separate Entrance, Finished

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 6

Interior

Basement: Separate Entrance · Finished

Exterior & construction

Pool: Yes

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: Sidesplit
Property class: Detached

190 Margaret St Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Aug 28, 2026For saleListedThis listingMLS® X13722288$989,800

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 190 Margaret St Compares to the West Lincoln Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Fair Price· based on 94 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

West Lincoln market, last 90 days

Median sold price: $735,000
Average sold price: $793,369
Average days on market: 49
Homes sold: 58

Closed sales on the TRREB MLS®.

Recently sold nearby in West Lincoln

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home190 Margaret Street 3 bd · 2 ba · 1,500 sqft	$989,800asking	$660	—	—
353 Station Street 2 bd · 3 ba · 1,500 sqft
104 Anastasia Boulevard 2 bd · 3 ba · 1,500 sqft
8223 Concession 5 Road 3 bd · 1 ba · 1,100 sqft
9 Efthemio Court 2 bd · 3 ba · 1,500 sqft
5477 Attema Crescent 3 bd · 2 ba · 1,500 sqft
2483 Shurie Road 3 bd · 2 ba · 1,100 sqft

353 Station Street
2 bd · 3 ba · 1,500 sqft
104 Anastasia Boulevard
2 bd · 3 ba · 1,500 sqft
8223 Concession 5 Road
3 bd · 1 ba · 1,100 sqft
9 Efthemio Court
2 bd · 3 ba · 1,500 sqft
5477 Attema Crescent
3 bd · 2 ba · 1,500 sqft
2483 Shurie Road
3 bd · 2 ba · 1,100 sqft

Living in West Lincoln: Location & Amenities

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How long is your commute?

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Costs, Mortgage & Rental Return for 190 Margaret St

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $4,863; 20% down · 25 years · 5.5% assumed
Property tax: $544; 0.66% mill rate · ON
Total per month: $5,407; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$4,863

/mo

based on the purchase price of $989,800

Down payment20%

$197,960 cash

Amortization25 yr

$791,840 financed

Rate5.50%

$666,937 total interest

Principal54%$791,840

Interest46%$666,937

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: CENTURY 21 TEAM REALTY LTD., BrokerageMLS® X13722288 · Listing data last updated October 22, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Aug 27· $660/sq ft

Estimated monthly mortgage$4,863/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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