Lot 37.01 × 85.49 Feet (37.08 Ft X 85.49 Ft X 35.15 Ft X 12.36 F)
What you should know
194-196 St. Paul St is a 2-bathroom commercial in St. Catharines, listed for $999,900.
1The second floor offers additional flexible space suitable for office, meeting, or creative use, with two half baths, shower, kitchenette, storage areas, and private rooms.
2A full basement provides even more functional storage space.
3One parking space is available at the rear of the building.
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2 Bath Commercial Property in St. Catharines
About 194-196 St. Paul Street
Here is a rare opportunity to own a truly distinctive, well maintained commercial building in the heart of downtown St. Catharines, where location truly matters. This solid two storey, turn of the century former bank offers outstanding street presence and endless commercial possibilities. The main floor features soaring ceilings, an open concept layout, abundant natural light, gas fireplace, bar and island area, ample cabinetry, appliances included, a 2 piece bathroom, and iconic architectural elements including the original bank vault. The building was most recently operated as a food and beverage concept and would be ideal for a wide range of retail, hospitality, office, or service based uses. The second floor offers additional flexible space suitable for office, meeting, or creative use, with two half baths, shower, kitchenette, storage areas, and private rooms. A full basement provides even more functional storage space. One parking space is available at the rear of the building. Steps to the Meridian Centre, Performing Arts Centre, restaurants, and public transit, this is a unique asset in one of Niagara's most walkable downtown cores. Property is also available for lease.
St. Catharines commercial priced at $999,900 — book a tour to see if it fits your search.
Inside 194-196 St. Paul St
Every detail from the listing, in one place.
Type
Commercial
Lot size
37.01 x 85.49 Feet (37.08 Ft X 85.49 Ft X 35.15 Ft X 12.36 F)
Features & systems
Lot & land
Lot dimensions
37.01 x 85.49 Feet (37.08 Ft X 85.49 Ft X 35.15 Ft X 12.36 F)
Lot size (sqft)
0
Lot features
Irregular Lot
Listing & possession
Property class
Store W Apt/Office
194-196 St. Paul St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13116806$999,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 194-196 St. Paul St Compares to the St. Catharines Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Zara’s estimate
$•,•••,•••
Estimated from city-wide sales. There isn’t enough detail on this listing to rate the price.
Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.
How long is your commute?
From 194-196 St. Paul St. Typical times without traffic delays; transit times aren't available yet.
For homeowners nearby
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in St. Catharines
Other homes for sale in St. Catharines around $1000K.
Average days on market39Homes sold in about 39 days on average.
Sale-to-list ratio96.4%On average, homes sold below asking.
Active listings722Homes for sale here right now.
Median vs prior 90 days+0.4%Compared with May 5 – Aug 3, 2026: prices up.
Based on 536 sales from Aug 3 – Nov 1, 2026 (500 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
194-196 St. Paul St is listed at $999,900 (MLS® X13116806). Summitly updates the price as soon as the MLS® record changes.
Has the price of 194-196 St. Paul St changed?
No — 194-196 St. Paul St is still listed at its original asking price of $999,900.
How many bedrooms and bathrooms does 194-196 St. Paul St have?
194-196 St. Paul St has 2 bathrooms. It is a commercial property in St. Catharines.
Is 194-196 St. Paul St close to transit?
The nearest rapid-transit station is St. Catharines GO Station (Lakeshore West GO), about 1.5 km (about a 19-minute walk) in a straight line. Distances are straight-line, not walking routes; check the transit agency for routes and schedules.
How does 194-196 St. Paul St compare with other homes in St. Catharines?
Its asking price of $999,900 is about 80% above the median sold price in St. Catharines over the last 90 days, $556,000, across 536 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 194-196 St. Paul St been sold before?
Summitly has no earlier MLS® sale or lease of 194-196 St. Paul St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 194-196 St. Paul St?
194-196 St. Paul St is in St. Catharines, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 194-196 St. Paul St been on the market?
173 days — 194-196 St. Paul St was listed on May 12, 2026.
What is the lot size of 194-196 St. Paul St?
The lot measures 37.01 × 85.49 Feet (37.08 Ft X 85.49 Ft X 35.15 Ft X 12.36 F), as published in the listing.
What is the land transfer tax on 194-196 St. Paul St?
About $16,473 in Ontario land transfer tax at the asking price of $999,900. First-time buyers can get up to $4,000 back. Legal fees and other closing costs are extra.
How do I book a viewing of 194-196 St. Paul St or make an offer?
Select "Book a viewing" on this page and pick a time. A licensed Coldwell Banker Summit Realty, Brokerage agent confirms it with the listing brokerage. When you're ready, your agent prepares the offer with you and submits it to the listing brokerage.
What is the property tax for 194-196 St. Paul St?
The listing for 194-196 St. Paul St doesn't publish the annual property tax. The property tax calculator linked at the foot of this page gives an estimate for St. Catharines.
