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Zara is an AI virtual agent. Advisors are licensed REALTORS® at Coldwell Banker Summit Realty, Brokerage.
2 Bed, 1 Bath Detached Home in St. Joseph
About 1943 V Line Road
Welcome to your ideal year-round home or cottage retreat on beautiful St. Joseph Island. This well maintained, move-in ready, rustic style bungalow offers 2 bedrooms, a 3-piece bath, and an inviting open-concept living and dining area with garden doors leading to the front deck, where you can enjoy picturesque views of Gawas Bay and the surround natural beauty. Comfort is assured with efficient propane heating supplemented with electric baseboard backup. The property is serviced by a drilled well, a septic system (2021) and a convenient hot water on demand system. Laundry facilities and two large storage sheds (one insulated) provide added practicality and storage space. In addition, there's a 3rd storage shed that is insulated with power, a dog kennel and a gazebo. Located directly across the street from easy water access for small watercraft and just around the corner from the public boat launch and dock, this property is perfect for boating, fishing, kayaking and exploring the island's waterways and Lake Huron. Hilton Beach Marina and other amenities less than 8km away. Property can be purchased turnkey so you can start enjoying the property right away. Nature enthusiasts will appreciate the abundance of wildlife that frequents the area, making this a true paradise for birdwatchers, outdoor adventurers, and anyone seeking a peaceful retreat. Whether you're looking for a permanent residence or a seasonal getaway, this charming bungalow offers an exceptional opportunity to enjoy the best of St. Joseph Island living.
2 bedrooms, 1 bathroom, about 700 sq ft, works out to roughly $550 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 1943 V Line Rd
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
700-1100 sq ftas stated on the listing
Basement
Crawl Space
Features & systems
Interior
Basement
Crawl Space
Lot & land
Lot size (sqft)
0.59
Listing & possession
Property style
Bungalow
Property class
Detached
1943 V Line Rd Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13888212$385,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 1943 V Line Rd Compares to the St. Joseph Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Zara’s estimate
There isn’t enough local sales data to estimate this home’s value yet. The comparable sales and market numbers are the best guide.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$1,891
/mo
based on the purchase price of $385,000
$77,000 cash
$308,000 financed
$259,417 total interest
Principal54%$308,000
Interest46%$259,417
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Zara · AI virtual agent
Ask about 1943 V Line Rd day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.
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Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Keep looking near 1943 V Line Rd
Homes for sale in St. Joseph
Every active St. Joseph MLS® listing, updated all day.
Not enough recent sales in St. Joseph to publish sold figures (fewer than 5 in the last 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 1943 V Line Rd
How much is 1943 V Line Rd listed for?
1943 V Line Rd is listed at $385,000 (MLS® X13888212). Summitly updates the price as soon as the MLS® record changes.
Has the price of 1943 V Line Rd changed?
No — 1943 V Line Rd is still listed at its original asking price of $385,000.
How many bedrooms and bathrooms does 1943 V Line Rd have?
1943 V Line Rd has 2 bedrooms and 1 bathroom, with about 700–1,100 square feet of living space. It is a detached home in St. Joseph.
How much would the monthly mortgage be on 1943 V Line Rd?
About $1,891 a month — principal and interest on $385,000 with 20% down ($77,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
Has 1943 V Line Rd been sold before?
Summitly has no earlier MLS® sale or lease of 1943 V Line Rd on record from the last two years. Older records aren't shown under TRREB rules.
Where is 1943 V Line Rd?
1943 V Line Rd is in St. Joseph, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 1943 V Line Rd been on the market?
21 days — 1943 V Line Rd was listed on September 21, 2026.
What is the price per square foot of 1943 V Line Rd?
About $350 to $550 per square foot: the asking price of $385,000 over the 700–1,100 sq ft the listing gives as its size range.
Does 1943 V Line Rd have a basement, and is it finished?
The listing describes the basement as: Crawl Space.
What is the lot size of 1943 V Line Rd?
The lot is 25.995 acres, as published in the listing.
What is the land transfer tax on 1943 V Line Rd?
About $4,250 in Ontario land transfer tax at the asking price of $385,000. First-time buyers can get up to $4,000 back. Legal fees and other closing costs are extra.
How do I book a viewing of 1943 V Line Rd or make an offer?
Select "Book a viewing" on this page and pick a time. A licensed Coldwell Banker Summit Realty, Brokerage agent confirms it with the listing brokerage. When you're ready, your agent prepares the offer with you and submits it to the listing brokerage.
