Lakeland Acres. Excellent School District. Thoughtfully updated, 3+1 bedrooms, including a versatile den or home gym PLUS 3 full bathrooms. Renovated kitchen with quartz countertops and new appliances. Fully finished basement (2022) provides additional living space, while the large, private backyard offers an ideal setting for relaxing or hosting family and friends. Major improvements include a steel roof, furnace (2022), windows (2009), A/C (2010), front porch (2024), rear fence (2022), and a radon reduction system (2026). With numerous updates already completed, this move-in-ready home is one you won't want to miss.
3 bedrooms, 3 bathrooms, about 1,100 sq ft, works out to roughly $545 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 195 Chelsea Rd
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
1100-1500 sq ftas stated on the listing
Parking
4 spaces
Basement
Finished, Full
Features & systems
Parking & garage
Parking spaces
4
Interior
Basement
Finished · Full
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungalow
Property class
Detached
195 Chelsea Rd Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14162918$599,500
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 195 Chelsea Rd Compares to the Kingston Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,945
/mo
based on the purchase price of $599,500
$119,900 cash
$479,600 financed
$403,949 total interest
Principal54%$479,600
Interest46%$403,949
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Kingston
Other 3–6 bed homes for sale in Kingston around $600K.
Average days on market36Homes sold in about 36 days on average.
Sale-to-list ratio97.0%On average, homes sold below asking.
Active listings668Homes for sale here right now.
Median vs prior 90 days−5.7%Compared with May 13 – Aug 11, 2026: prices down.
Based on 542 sales from Aug 11 – Nov 9, 2026 (586 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 195 Chelsea Rd
How much is 195 Chelsea Rd listed for?
195 Chelsea Rd is listed at $599,500 (MLS® X14162918). Summitly updates the price as soon as the MLS® record changes.
Is $599,500 a good price for 195 Chelsea Rd?
Summitly rates it Above Market: the asking price is 5% to 15% above Zara's estimate, an estimate built from recent sales in Kingston. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 195 Chelsea Rd changed?
No — 195 Chelsea Rd is still listed at its original asking price of $599,500.
How many bedrooms and bathrooms does 195 Chelsea Rd have?
195 Chelsea Rd has 3 bedrooms and 3 bathrooms, with about 1,100–1,500 square feet of living space. It is a detached home in Kingston.
How much would the monthly mortgage be on 195 Chelsea Rd?
About $2,945 a month — principal and interest on $599,500 with 20% down ($119,900), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 195 Chelsea Rd compare with other homes in Kingston?
Its asking price of $599,500 is about 3% above the median sold price in Kingston over the last 90 days, $580,000, across 542 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 195 Chelsea Rd been sold before?
Summitly has no earlier MLS® sale or lease of 195 Chelsea Rd on record from the last two years. Older records aren't shown under TRREB rules.
Where is 195 Chelsea Rd?
195 Chelsea Rd is in Kingston, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 195 Chelsea Rd been on the market?
195 Chelsea Rd was listed today (November 9, 2026).
What is the price per square foot of 195 Chelsea Rd?
About $400 to $545 per square foot: the asking price of $599,500 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 195 Chelsea Rd have parking or a garage?
Yes — the listing gives 4 parking spaces.
Does 195 Chelsea Rd have a basement, and is it finished?
The listing describes the basement as: Finished, Full.
