195 Effingham St is a land in Pelham, listed for $1,400,000.
1Two Lots - 60 plus acres of land in the heart of Pelham's rolling countryside.
2Featuring an impressive 1,035 feet of frontage along Effingham Road, this unique property (2 different lots, each with their own PIN), offers the perfect blend of agricultural utility and total natural seclusion.
3Directly adjoining to the rear is an incredible ~30-acre natural oasis filled with mature forest canopy and wildlife, offering an irreplaceable park-like sanctuary right in your backyard.
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Lots & Land in Pelham
About 195 Effingham Street
Two Lots - 60 plus acres of land in the heart of Pelham's rolling countryside. Featuring an impressive 1,035 feet of frontage along Effingham Road, this unique property (2 different lots, each with their own PIN), offers the perfect blend of agricultural utility and total natural seclusion. The front lot (~ 31 acres) features level, workable ground currently cultivated for cash crops, complete with a rustic storage barn-presenting an ideal building envelope for your dream country estate. Directly adjoining to the rear is an incredible ~30-acre natural oasis filled with mature forest canopy and wildlife, offering an irreplaceable park-like sanctuary right in your backyard. Zoned Agricultural (A1), the land package permits a primary single-family residence, agricultural uses, and potential options for detached secondary farm accommodations / ARUs. Long-term potential for farm consolidation, boundary adjustments, or an exclusive private retreat minutes from Welland, Niagara wineries, and world-class golf. The back lot sits right next to a golf course. Buyer to complete all due diligence with the Town of Pelham and NPCA regarding permits, development potential, and conservation overlays. Seller is open to a Vender Take-back Mortgage (VTB)
Pelham land priced at $1,400,000 — book a tour to see if it fits your search.
Inside 195 Effingham St
Every detail from the listing, in one place.
Type
Land
Style
Other
Features & systems
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Other
Property class
Vacant Land
195 Effingham St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13846328$1,400,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 195 Effingham St Compares to the Pelham Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Zara’s estimate
$•,•••,•••
Estimated from city-wide sales. There isn’t enough detail on this listing to rate the price.
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Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$6,878
/mo
based on the purchase price of $1,400,000
$280,000 cash
$1,120,000 financed
$943,334 total interest
Principal54%$1,120,000
Interest46%$943,334
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Pelham
Other 4-bed homes for sale in Pelham around $1.4M.
Average days on market45Homes sold in about 45 days on average.
Sale-to-list ratio96.6%On average, homes sold below asking.
Active listings135Homes for sale here right now.
Median vs prior 90 days+3.3%Compared with May 18 – Aug 16, 2026: prices up.
Based on 104 sales from Aug 16 – Nov 14, 2026 (70 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 195 Effingham St
How much is 195 Effingham St listed for?
195 Effingham St is listed at $1,400,000 (MLS® X13846328). Summitly updates the price as soon as the MLS® record changes.
Has the price of 195 Effingham St changed?
No — 195 Effingham St is still listed at its original asking price of $1,400,000.
How many bedrooms and bathrooms does 195 Effingham St have?
The listing for 195 Effingham St doesn't publish its bedroom and bathroom count. It is a lot in Pelham.
How much would the monthly mortgage be on 195 Effingham St?
About $6,878 a month — principal and interest on $1,400,000 with 20% down ($280,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 195 Effingham St compare with other homes in Pelham?
Its asking price of $1,400,000 is about 64% above the median sold price in Pelham over the last 90 days, $852,500, across 104 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 195 Effingham St been sold before?
Summitly has no earlier MLS® sale or lease of 195 Effingham St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 195 Effingham St?
195 Effingham St is in Pelham, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 195 Effingham St been on the market?
45 days — 195 Effingham St was listed on September 30, 2026.
What is the lot size of 195 Effingham St?
The lot is 74.995 acres, as published in the listing.
What is the land transfer tax on 195 Effingham St?
About $24,475 in Ontario land transfer tax at the asking price of $1,400,000. First-time buyers can get up to $4,000 back. Legal fees and other closing costs are extra.
How do I book a viewing of 195 Effingham St or make an offer?
Select "Book a viewing" on this page and pick a time. A licensed Coldwell Banker Summit Realty, Brokerage agent confirms it with the listing brokerage. When you're ready, your agent prepares the offer with you and submits it to the listing brokerage.
What is the property tax for 195 Effingham St?
The listing for 195 Effingham St doesn't publish the annual property tax. The property tax calculator linked at the foot of this page gives an estimate for Pelham.