2Located in a quiet neighbourhood close to schools, shopping, and all amenities, this home is perfect for first-time buyers, investors, or multi-generational living.
3High-efficiency furnace and central air conditioning.
Great Northside bungalow featuring 2 bedrooms, 2 bathrooms, and 2 kitchens! Located in a quiet neighbourhood close to schools, shopping, and all amenities, this home is perfect for first-time buyers, investors, or multi-generational living. High-efficiency furnace and central air conditioning. A unique opportunity with plenty of potential.
2 bedrooms, 2 bathrooms, about 700 sq ft, works out to roughly $500 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.Ask Zara a follow-up
Inside 195 Empress Ave S
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
700-1100 sq ftas stated on the listing
Parking
2 spacesYes garage
Basement
Full
Features & systems
Parking & garage
Garage
Yes
Parking spaces
2
Interior
Basement
Full
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungalow
Property class
Detached
195 Empress Ave S Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13881420$349,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 195 Empress Ave S Compares to the Thunder Bay Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$1,719
/mo
based on the purchase price of $349,900
$69,980 cash
$279,920 financed
$235,766 total interest
Principal54%$279,920
Interest46%$235,766
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Thunder Bay
Other 2–5 bed homes for sale in Thunder Bay around $350K.
Average days on market25Homes sold in about 25 days on average.
Sale-to-list ratio106.5%On average, homes sold at or above asking.
Active listings183Homes for sale here right now.
Median vs prior 90 days+2.5%Compared with Apr 12 – Jul 11, 2026: prices up.
Based on 501 sales from Jul 11 – Oct 9, 2026 (275 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 195 Empress Ave S
How much is 195 Empress Ave S listed for?
195 Empress Ave S is listed at $349,900 (MLS® X13881420). Summitly updates the price as soon as the MLS® record changes.
Is $349,900 a good price for 195 Empress Ave S?
Summitly rates it Above Market: the asking price is 5% to 15% above Zara's estimate, an estimate built from recent sales in Thunder Bay. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 195 Empress Ave S changed?
No — 195 Empress Ave S is still listed at its original asking price of $349,900.
How many bedrooms and bathrooms does 195 Empress Ave S have?
195 Empress Ave S has 2 bedrooms and 2 bathrooms, with about 700–1,100 square feet of living space. It is a detached home in Thunder Bay.
How much would the monthly mortgage be on 195 Empress Ave S?
About $1,719 a month — principal and interest on $349,900 with 20% down ($69,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 195 Empress Ave S compare with other homes in Thunder Bay?
Its asking price of $349,900 is about 15% below the median sold price in Thunder Bay over the last 90 days, $410,000, across 501 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 195 Empress Ave S been sold before?
Summitly has no earlier MLS® sale or lease of 195 Empress Ave S on record from the last two years. Older records aren't shown under TRREB rules.
Where is 195 Empress Ave S?
195 Empress Ave S is in Thunder Bay, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 195 Empress Ave S been on the market?
1 day — 195 Empress Ave S was listed on October 8, 2026.
What is the price per square foot of 195 Empress Ave S?
About $318 to $500 per square foot: the asking price of $349,900 over the 700–1,100 sq ft the listing gives as its size range.
Does 195 Empress Ave S have parking or a garage?
Yes — the listing gives 2 parking spaces. Garage: Yes.
Does 195 Empress Ave S have a basement, and is it finished?
