DetachedListed today

196 Garrard Rd, Whitby

Name: 196 Garrard Road
SKU: E14181366
Price: 899900 CAD
Availability: InStock

Whitby, ON · · MLS® E14181366Updated November 14, 2026

$899,900Est. $4,421/mo mortgage

Bedrooms: 2
Bathrooms: 2
Living space: 700–1100sq ft
Parking spaces: 8

Type Detached
Garage Yes
Basement Full, Separate Entrance

What you should know

196 Garrard Rd is a 2-bedroom, 2-bathroom detached home in Whitby, listed for $899,900. It has 700-1100 sq ft of living space.

Of Finished Living Space, This Fully Renovated Home Offers 2 Spacious Main Floor Bedrooms With Double-Door Closets, Plus 2 Additional Bedrooms In The Lower Level (2+2), And 2 Full Bathrooms.
Bright, Open-Concept Living Areas, Large Windows, And Engineered Oak Hardwood Flooring Create An Inviting Space For Everyday Living And Entertaining.
Set On An Expansive 75 X 200 Ft Lot, The Generous Backyard Offers Endless Possibilities.

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2 Bed, 2 Bath Detached Home in Whitby

About 196 Garrard Road

Nestled In The Heart Of Whitby's Sought-After Blue Grass Meadows Neighbourhood, This Beautifully Renovated Brick Bungalow Offers An Exceptional Combination Of Modern Finishes, Generous Living Space, A 15 X 30 Ft Detached Garage/Workshop, And An Impressive 75 X 200 Ft Lot. Featuring Nearly 2,000 Sq. Ft. Of Finished Living Space, This Fully Renovated Home Offers 2 Spacious Main Floor Bedrooms With Double-Door Closets, Plus 2 Additional Bedrooms In The Lower Level (2+2), And 2 Full Bathrooms. The Thoughtfully Designed Layout Is Ideal For Families Or Multi-Generational Living. The Kitchen Is Truly A Showpiece And An Entertainer's Delight, Featuring Large-Format Tile Flooring, Elegant Quartz Countertops With A Full Quartz Backsplash, Stainless Steel Appliances, And Over 16 Feet Of Countertop Space. Bright, Open-Concept Living Areas, Large Windows, And Engineered Oak Hardwood Flooring Create An Inviting Space For Everyday Living And Entertaining. A Separate Side Entrance Leads To The Finished Basement, Featuring Ceilings Over 7 Feet High And Large Above-Grade Windows That Bring In An Abundance Of Natural Light, Creating A Bright And Comfortable Extension Of The Home's Living Space. Set On An Expansive 75 X 200 Ft Lot, The Generous Backyard Offers Endless Possibilities. Enjoy The Outdoor Space As Is, Create Your Own Backyard Retreat, Add A Pool, Or Explore The Potential To Build Another Home, Subject To Applicable Approvals. A Rare Opportunity To Own A Fully Renovated Home On An Exceptional Lot In One Of Whitby's Established And Family-Friendly Neighbourhoods. Move In And Enjoy!

2 bedrooms, 2 bathrooms, about 700 sq ft, works out to roughly $1,286 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 196 Garrard Rd

Every detail from the listing, in one place.

Type: Detached
Style: Bungalow
Living space: 700-1100 sq ftas stated on the listing
Parking: 8 spacesYes garage
Basement: Full, Separate Entrance

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 8

Interior

Basement: Full · Separate Entrance

Lot & land

Lot size (sqft): 15000

Listing & possession

Property style: Bungalow
Property class: Detached

196 Garrard Rd Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Nov 14, 2026For saleListedThis listingMLS® E14181366$899,900

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 196 Garrard Rd Compares to the Whitby Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Well Above Market· based on 1,024 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Whitby market, last 90 days

Median sold price: $859,900
Average sold price: $910,129
Average days on market: 27
Homes sold: 559

Closed sales on the TRREB MLS®.

Full Whitby market report

Recently sold nearby in Whitby

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home196 Garrard Road 2 bd · 2 ba · 700 sqft	$899,900asking	$1,286	—	—
151 Harbourside Drive 4 bd · 2 ba · 2,000 sqft
102 Kennett Drive 4 bd · 3 ba · 2,500 sqft
36 Bayern Drive 4 bd · 3 ba · 3,000 sqft
4860 Baldwin Street 5 bd · 2 ba · 2,000 sqft
93 Holsted Road 4 bd · 4 ba · 3,000 sqft
23 Drew Court 4 bd · 2 ba · 1,500 sqft

151 Harbourside Drive
4 bd · 2 ba · 2,000 sqft
102 Kennett Drive
4 bd · 3 ba · 2,500 sqft
36 Bayern Drive
4 bd · 3 ba · 3,000 sqft
4860 Baldwin Street
5 bd · 2 ba · 2,000 sqft
93 Holsted Road
4 bd · 4 ba · 3,000 sqft
23 Drew Court
4 bd · 2 ba · 1,500 sqft

Living in Whitby: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Costs, Mortgage & Rental Return for 196 Garrard Rd

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $4,421; 20% down · 25 years · 5.5% assumed
Property tax: $495; 0.66% mill rate · ON
Total per month: $4,916; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$4,421

/mo

based on the purchase price of $899,900

Down payment20%

$179,980 cash

Amortization25 yr

$719,920 financed

Rate5.50%

$606,362 total interest

Principal54%$719,920

Interest46%$606,362

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

For homeowners nearby

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Listing brokerage: HOMELIFE/VISION REALTY INC., BrokerageMLS® E14181366 · Listing data last updated November 14, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Nov 13· $1,286/sq ft

Estimated monthly mortgage$4,421/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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