196 King St is a 6-bedroom, 1-bathroom detached home in St. Catharines, listed for $649,900. It has 2000-2500 sq ft of living space.
1OWN Your business address in downtown st.
2The upper level offers a spacious executive office, three additional private offices and a 3-piece bathroom, providing room for a team to work comfortably under one roof.
3Eight on-site parking spaces are a valuable downtown advantage for owners, employees and clients.
OWN Your business address in downtown st. CATHARINES! A rare opportunity for business owners to buy a distinctive, professional office building in downtown St. Catharines. Offering approximately 2,235 sq. ft. of finished above-grade space, an additional 800 sq. ft. in the basement, and parking for up to 8 vehicles, 196 King Street combines the convenience of an established office layout with the advantages of owning your own commercial property. Designed to accommodate a growing business or professional practice, the main floor features an inviting reception foyer with coffee station, an open-concept collaborative workspace, two private offices, a boardroom-style office and a 2-piece washroom. The upper level offers a spacious executive office, three additional private offices and a 3-piece bathroom, providing room for a team to work comfortably under one roof. The property's charming exterior and welcoming wraparound porch create a memorable first impression, while multiple exterior entrances offer added flexibility for business operations. Eight on-site parking spaces are a valuable downtown advantage for owners, employees and clients. Conveniently located on King Street, the building is surrounded by established businesses, restaurants, cafés, and everyday amenities. The Meridian Centre, FirstOntario Performing Arts Centre, transit hub and GO Station are nearby, with convenient access to Highway 406 and the QEW. Whether you're relocating an existing business, establishing a professional practice or planning for future growth, this property offers the opportunity to invest in a building that can serve your business for years to come. Make your next business move one that builds equity. Explore the possibilities with this M2 zoned property. Buyers may qualify for the City of St. Catharines' Downtown Forgivable Loan Program, subject to eligibility requirements and program availability. Contact the City for details. Buyers to do their own due diligence.
6 bedrooms, 1 bathroom, about 2,000 sq ft, works out to roughly $325 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 196 King St
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Living space
2000-2500 sq ftas stated on the listing
Parking
8 spaces
Basement
Finished
Features & systems
Parking & garage
Parking spaces
8
Interior
Basement
Finished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Detached
196 King St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14124960$649,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 196 King St Compares to the St. Catharines Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
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Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$3,193
/mo
based on the purchase price of $649,900
$129,980 cash
$519,920 financed
$437,909 total interest
Principal54%$519,920
Interest46%$437,909
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in St. Catharines
Other 5–6 bed homes for sale in St. Catharines around $650K.
Average days on market39Homes sold in about 39 days on average.
Sale-to-list ratio96.4%On average, homes sold below asking.
Active listings757Homes for sale here right now.
Median vs prior 90 days−0.8%Compared with May 1 – Jul 30, 2026: prices down.
Based on 569 sales from Jul 30 – Oct 28, 2026 (508 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 196 King St
How much is 196 King St listed for?
196 King St is listed at $649,900 (MLS® X14124960). Summitly updates the price as soon as the MLS® record changes.
Is $649,900 a good price for 196 King St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in St. Catharines. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 196 King St changed?
No — 196 King St is still listed at its original asking price of $649,900.
How many bedrooms and bathrooms does 196 King St have?
196 King St has 6 bedrooms and 1 bathroom, with about 2,000–2,500 square feet of living space. It is a detached home in St. Catharines.
How much would the monthly mortgage be on 196 King St?
About $3,193 a month — principal and interest on $649,900 with 20% down ($129,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 196 King St compare with other homes in St. Catharines?
Its asking price of $649,900 is about 18% above the median sold price in St. Catharines over the last 90 days, $550,000, across 569 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 196 King St been sold before?
Summitly has no earlier MLS® sale or lease of 196 King St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 196 King St?
196 King St is in St. Catharines, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 196 King St been on the market?
196 King St was listed today (October 28, 2026).
What is the price per square foot of 196 King St?
About $260 to $325 per square foot: the asking price of $649,900 over the 2,000–2,500 sq ft the listing gives as its size range.
Does 196 King St have parking or a garage?
Yes — the listing gives 8 parking spaces.
Does 196 King St have a basement, and is it finished?
