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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 85 daysPrice drop · $15,000 off (-5.2%)

    Unit 517 — 196 SCOTT Street

    Fairview·St. Catharines, ON·L2N 5T2·Near Lake & Scott Street

    • 2 beds
    St. Catharines real estate›X12944072
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    The Time is NOW...Invest in Yourself: A Gateway to Landlord Life...There's no better time to invest in yourself - and no better way than through real estate. Whether you are looking to enjoy the ease and style of condo living or take your first step into landlord life, this condominium is a rare opportunity that delivers on all fronts. This suite is more than a home - its a smart move; 10' ceilings, new flooring, freshly painted. The living room offers southern views, offering an abundance of natural sunlight all day long. Step out directly onto your large, balcony and take in the fresh air, this is where mornings begin, and evenings unwind. Inside, you will find a generous clean galley kitchen, adjoining dining room, an updated four-piece bathroom, a spacious primary bedroom, and a guest bedroom, perfect to double as an office space. Plenty of storage within the unit & an additional offsite storage locker for added convenience. The building features a secure entry system, along with exclusive assigned parking for 1, and outdoor visitor parking for guests. Amenities include an outdoor pool, games/meeting room, green space, park, shared laundry, heat, hydro & water. Location is everything - and this ones unbeatable. You are walking or short driving distance to shops, groceries, restaurants, hospital, medical services, pharmacies, Brock University, schools, public transportation, trails, golf and more. Easy access to QEW makes commuting effortless. Move in and thrive or rent it out and start building wealth. Either way, this condo is a powerful investment in your future. This superb location has so much to offer, do not delay this home is waiting for you...Schedule a showing today

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 27, 2026Price reducedCurrentReduced$274,900−$15,000 (5.2%)X12944072This page
    Apr 1, 2026ListedCurrentFor sale$289,900 —X12944072This page
    Oct 14, 2025Previously listedExp$305,000 —X12461790View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      2
      Heating
      Radiant
      Air conditioning
      Window Unit(s)
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 Unit 517 — 196 SCOTT Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Park
    • Place Of Worship
    • Public Transit
    • Rec./Commun.Centre
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $1,351
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $203
    0.88% mill rate · ON
    The market

    How this home sits in the St. Catharines market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The St. Catharines market right now

    Average sold price, days on market, and closed-transaction count for St. Catharines — sourced from MLS®.

    • Avg sold price
      $588,199
      Last 30 days
    • Median sold price
      $555,000
      Middle of the market
    • Days on market
      36 d
      Avg from list to close
    • Closed last 30d
      472
      MLS® transactions
    Full St. Catharines market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into Unit 517 — 196 SCOTT Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at Unit 517 — 196 SCOTT Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is Unit 517 — 196 SCOTT Street listed for?

      Unit 517 — 196 SCOTT Street is listed at $274,900 on the MLS® (listing X12944072). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does Unit 517 — 196 SCOTT Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. 800-899 sqft
  3. Condo Apartment
  4. Built 31-50
  5. Asking
    $274,900
    $0 / sqft · MLS® X12944072
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $429,385
    $395,034Confidence range$463,736
    Asking vs estimate
    ↓below
    −$154,485
    (-36.0%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in St. Catharines sell in about 36 days — this one has been listed 85 days.

    Avg sold price
    $588,199
    Median sold
    $555,000
    Avg days on market
    36
    Recently sold
    472
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    AI highlights by Zara
    • The living room offers southern views, offering an abundance of natural sunlight all day long.
    • Inside, you will find a generous clean galley kitchen, adjoining dining room, an updated four-piece bathroom, a spacious primary bedroom, and a guest bedroom, perfect to double as an office space.
    • The building features a secure entry system, along with exclusive assigned parking for 1, and outdoor visitor parking for guests.
    • Amenities include an outdoor pool, games/meeting room, green space, park, shared laundry, heat, hydro & water.
    Ask Zara a follow-up

    Parking & garage

    3
    Garage
    None
    Parking spaces
    1
    Driveway
    1
  7. Interior

    5
    Basement
    None
    Family room
    N
    Kitchens
    1
    Total rooms
    6
    Elevator
    Y
  8. Exterior & construction

    3
    Exterior
    Brick Front
    Patio
    Open
    Balcony
    Open
  9. Lot & land

    2
    Year built
    31-50
    Zoning
    R3
  10. Listing & possession

    3
    Occupancy
    VACANT
    Property style
    Apartment
    Property class
    Condo Apartment
  11. Condo corporation & monthly fees

    Maintenance fee, what's included, locker, exposure, amenities, and condo corp details.

    Monthly maintenance
    Condo corp fees
    $670
    per month
    Maintenance fee includes
    • Heat
    • Hydro
    • Water
    • Parking
    Building details
    • Unit17
    • Storeys (building)5
    • ExposureSouth
    • LockerOwned
    • Parking typeReserved/Assigned
    • Pet policyYes-with Restrictions
    • Ensuite laundryN
    • Condo corpNNCP
    • Corp #7
    • Property managerEicon Property Management Services Incorp.
    Building amenities
    • Elevator
    • Outdoor Pool
    • Playground
    • Recreation Room
    • Visitor Parking
    • Party Room/Meeting Room
  12. Hospital
  13. Library
  14. Combined estimate
    $1,554
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $1,351
    /mo
    based on the purchase price of $274,900
    $54,980 cash
    $219,920 financed
    $185,230 total interest
    Monthly payment$1,351/ month
    Principal54%$219,920
    Interest46%$185,230

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax and condo fees.

    Comparable condo apartments that just sold in St. Catharines

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 81 Scott Street
      Sold
      Sign in for price
      81 Scott Street
      Condo Apartment
    • 6 Westlake Lane
      Sold
      Sign in for price
      6 Westlake Lane
      Condo Apartment
    • 198 Scott Street
      Sold
      Sign in for price
      198 Scott Street
      Condo Apartment
    • 7 Gale Crescent
      Sold
      Sign in for price
      7 Gale Crescent
      Condo Apartment
    • 78 Roehampton Avenue
      Sold
      Sign in for price
      78 Roehampton Avenue
      Condo Apartment
    AddressBd / BaSqftSold$/sqft% of askSold
    Unit 517 — 196 SCOTT StreetThis home2 / 1800,899$274,900ask———
    81 Scott Street2 / 1900—
    6 Westlake Lane1 / 1600—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More condo apartments in St. Catharines

    Active listings within ±20% of this asking price.

    • 15 Towering Heights Boulevard
      $299,900
      15 Towering Heights Boulevard
      Condo Apartment 1 1
    • 7 GALE Crescent
      $295,000
      7 GALE Crescent
      Condo Apartment 2 2
    • 35 Towering Heights Boulevard
      $299,999
      35 Towering Heights Boulevard
      Condo Apartment 2 2
    • 41 Rykert Street
      $299,900
      41 Rykert Street
      Condo Apartment 2 2
    • 7 Gale Crescent
      $259,000
      7 Gale Crescent
      Condo Apartment 2 2
    • 35 Towering Heights Boulevard
      $274,900
      35 Towering Heights Boulevard
      Condo Apartment 2 1
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  15. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  16. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  17. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  18. Public listing courtesy of RE/MAX GARDEN CITY REALTY INC, BROKERAGE · displayed on Summitly per MLS® data-share rules

    Unit 517 — 196 SCOTT Street is a 2-bedroom, 1-bath, 800-899 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  19. When was Unit 517 — 196 SCOTT Street built?

    Unit 517 — 196 SCOTT Street was built in 31-50. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  20. What is the property tax for Unit 517 — 196 SCOTT Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for Unit 517 — 196 SCOTT Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  21. How much would the monthly mortgage be on Unit 517 — 196 SCOTT Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $274,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  22. Has Unit 517 — 196 SCOTT Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of Unit 517 — 196 SCOTT Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  23. What neighbourhood is Unit 517 — 196 SCOTT Street in?

    Unit 517 — 196 SCOTT Street is in Fairview, St. Catharines. The 'Neighbourhood' section below links to the live St. Catharines real estate hub with average sold price, days on market, and current inventory.

  24. Is St. Catharines a good place to live?

    St. Catharines is one of ON's actively-tracked Summitly markets. The full St. Catharines real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  25. 198 Scott Street
    2 / 1
    700
    —
    7 Gale Crescent2 / 21,000—
    78 Roehampton Avenue2 / 2900—