Situated in a desirable downtown neighbourhood within walking distance to Queen's and the downtown core, this home offers a functional layout in a location that remains consistently in demand. The current configuration features two bedrooms on the upper level and two on the main floor, with a full bathroom on each level-well suited for family living or shared accommodations. The main floor also includes a spacious eat-in kitchen and convenient main-floor laundry. The interior is completely carpet-free, creating a clean, low-maintenance living space. Outside, the generous backyard provides room to relax, garden, or potentially add additional parking. Notable updates include a newer rented gas furnace, new stove, metal roof (2020), and a custom steel front door for added durability and security.
4 bedrooms, 2 bathrooms, about 1,100 sq ft, works out to roughly $386 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 196 York St
Every detail from the listing, in one place.
Type
Detached
Style
1 1/2 Storey
Living space
1100-1500 sq ftas stated on the listing
Parking
1 space
Basement
Crawl Space
Features & systems
Parking & garage
Parking spaces
1
Interior
Basement
Crawl Space
Lot & land
Lot size (sqft)
4499.31
Listing & possession
Property style
1 1/2 Storey
Property class
Detached
196 York St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13753846$424,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 196 York St Compares to the Kingston Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
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Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,087
/mo
based on the purchase price of $424,900
$84,980 cash
$339,920 financed
$286,302 total interest
Principal54%$339,920
Interest46%$286,302
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Kingston
Other 3–4 bed homes for sale in Kingston around $425K.
Average days on market35Homes sold in about 35 days on average.
Sale-to-list ratio97.0%On average, homes sold below asking.
Active listings683Homes for sale here right now.
Median vs prior 90 days−4.1%Compared with May 6 – Aug 4, 2026: prices down.
Based on 583 sales from Aug 4 – Nov 2, 2026 (562 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 196 York St
How much is 196 York St listed for?
196 York St is listed at $424,900 (MLS® X13753846). Summitly updates the price as soon as the MLS® record changes.
Is $424,900 a good price for 196 York St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Kingston. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 196 York St changed?
No — 196 York St is still listed at its original asking price of $424,900.
How many bedrooms and bathrooms does 196 York St have?
196 York St has 4 bedrooms and 2 bathrooms, with about 1,100–1,500 square feet of living space. It is a detached home in Kingston.
How much would the monthly mortgage be on 196 York St?
About $2,087 a month — principal and interest on $424,900 with 20% down ($84,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 196 York St compare with other homes in Kingston?
Its asking price of $424,900 is about 27% below the median sold price in Kingston over the last 90 days, $585,000, across 583 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 196 York St been sold before?
Summitly has no earlier MLS® sale or lease of 196 York St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 196 York St?
196 York St is in Kingston, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 196 York St been on the market?
55 days — 196 York St was listed on September 8, 2026.
What is the price per square foot of 196 York St?
About $283 to $386 per square foot: the asking price of $424,900 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 196 York St have parking or a garage?
Yes — the listing gives 1 parking space.
Does 196 York St have a basement, and is it finished?
The listing describes the basement as: Crawl Space.
