197 Belmont Ave is a 3-bedroom, 2-bathroom detached home in Kingston, listed for $639,900. It has 700-1100 sq ft of living space.
1Welcome to this beautifully renovated LEGAL DUPLEX in a highly sought-after neighbourhood, offering exceptional value with market rents (over $4000 per month) for both investors and first-time home buyers.
2The upper unit features 3 spacious bedrooms and 1 full bathroom, while the lower unit offers 2 bedrooms and 1 full bathroom.
Welcome to this beautifully renovated LEGAL DUPLEX in a highly sought-after neighbourhood, offering exceptional value with market rents (over $4000 per month) for both investors and first-time home buyers. The upper unit features 3 spacious bedrooms and 1 full bathroom, while the lower unit offers 2 bedrooms and 1 full bathroom. Each unit has separate hydro meters, providing added convenience and flexibility for tenants or owner-occupants.Thoughtfully updated throughout, this home boasts a bright, open-concept layout with large windows that fill the living spaces with natural light. Located in a desirable school district and close to parks, shopping, restaurants, transit, and all West-End amenities, this property combines comfort, convenience, and strong investment potential.Whether you're looking to generate rental income, live in one unit while renting the other, or add a turnkey property to your portfolio, this legal duplex is an opportunity you won't want to miss. Call for financials and more info!
3 bedrooms, 2 bathrooms, about 700 sq ft, works out to roughly $914 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.Ask Zara a follow-up
Inside 197 Belmont Ave
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow-Raised
Living space
700-1100 sq ftas stated on the listing
Parking
4 spaces
Basement
Apartment, Separate Entrance
Features & systems
Parking & garage
Parking spaces
4
Interior
Basement
Apartment · Separate Entrance
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungalow-Raised
Property class
Detached
197 Belmont Ave Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13875522$639,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 197 Belmont Ave Compares to the Kingston Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$3,144
/mo
based on the purchase price of $639,900
$127,980 cash
$511,920 financed
$431,171 total interest
Principal54%$511,920
Interest46%$431,171
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from PropTx or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from PropTx or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from PropTx, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Kingston
Other 3–4 bed homes for sale in Kingston around $640K.
Average days on market32Homes sold in about 32 days on average.
Sale-to-list ratio97.3%On average, homes sold below asking.
Active listings719Homes for sale here right now.
Median vs prior 90 days−2.1%Compared with Apr 11 – Jul 10, 2026: prices down.
Based on 691 sales from Jul 10 – Oct 8, 2026 (467 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 197 Belmont Ave
How much is 197 Belmont Ave listed for?
197 Belmont Ave is listed at $639,900 (MLS® X13875522). Summitly updates the price as soon as the MLS® record changes.
Is $639,900 a good price for 197 Belmont Ave?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Kingston. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 197 Belmont Ave changed?
No — 197 Belmont Ave is still listed at its original asking price of $639,900.
How many bedrooms and bathrooms does 197 Belmont Ave have?
197 Belmont Ave has 3 bedrooms and 2 bathrooms, with about 700–1,100 square feet of living space. It is a detached home in Kingston.
How much would the monthly mortgage be on 197 Belmont Ave?
About $3,144 a month — principal and interest on $639,900 with 20% down ($127,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 197 Belmont Ave compare with other homes in Kingston?
Its asking price of $639,900 is about 8% above the median sold price in Kingston over the last 90 days, $595,000, across 691 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 197 Belmont Ave been sold before?
Summitly has no earlier MLS® sale or lease of 197 Belmont Ave on record from the last two years. Older records aren't shown under TRREB rules.
Where is 197 Belmont Ave?
197 Belmont Ave is in Kingston, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 197 Belmont Ave been on the market?
1 day — 197 Belmont Ave was listed on October 7, 2026.
What is the price per square foot of 197 Belmont Ave?
About $582 to $914 per square foot: the asking price of $639,900 over the 700–1,100 sq ft the listing gives as its size range.
Does 197 Belmont Ave have parking or a garage?
Yes — the listing gives 4 parking spaces.
Does 197 Belmont Ave have a basement, and is it finished?
The listing describes the basement as: Apartment, Separate Entrance.
