199 Russell Ave is a 3-bedroom, 3-bathroom triplex in St. Catharines, listed for $449,900. It has 1100-1500 sq ft of living space.
1Legal Triplex - Turnkey Investment Opportunity!
2Major improvements include the house roof (2017), garage roof (2023), professional exterior painting (2025), and completed fire separation upgrades (2026).
3An extra-wide detached garage offers excellent storage, and the driveway accommodates parking for four vehicles.
Legal Triplex - Turnkey Investment Opportunity! Here's your opportunity to own a legal triplex in St.Catharines' desirable Fitzgerald neighbourhood, conveniently located on Russell Avenue between Niagara Street and Geneva Street. Producing $36,000 in annual gross scheduled rental income, this fully tenanted property offers immediate cash flow and excellent long-term investment potential. The property features three self-contained units, including a main floor one-bedroom apartment, an upper-level two-bedroom unit (with the flexibility to use the second bedroom as a living room, den, or office), and a lower-level one-bedroom apartment. Each unit is separately metered for hydro and gas, while water is owner-paid. The property is serviced by three rented hot water tanks. Major improvements include the house roof (2017), garage roof (2023), professional exterior painting (2025), and completed fire separation upgrades (2026). An Electrical Safety Authority (ESA) certificate will be provided upon completion of the scheduled inspection. An extra-wide detached garage offers excellent storage, and the driveway accommodates parking for four vehicles. Located just minutes from downtown St. Catharines, Montebello Park, restaurants, cafés, shopping, schools, public transit, and highway access, this location is highly desirable for both tenants and investors. A comprehensive due diligence package, including financial statements, leases, utility information, permit history, and a pre-home inspection report, is available to assist buyers in making an informed purchasing decision. Whether you're expanding your investment portfolio or purchasing your first income property, this legal, income-producing triplex offers reliable tenants, documented improvements, and outstanding value in one of St.Catharines' most desirable central neighbourhoods. Move forward with confidence knowing the due diligence has already been done. Don't miss this opportunity!
3 bedrooms, 3 bathrooms, about 1,100 sq ft, works out to roughly $409 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this triplex fits your budget and timing.
Inside 199 Russell Ave
Every detail from the listing, in one place.
Type
Triplex
Style
2-Storey
Living space
1100-1500 sq ftas stated on the listing
Parking
5 spacesYes garage
Basement
Walk-Up, Full
Features & systems
Parking & garage
Garage
Yes
Parking spaces
5
Interior
Basement
Walk-Up · Full
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Triplex
199 Russell Ave Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13613366$449,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 199 Russell Ave Compares to the St. Catharines Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,210
/mo
based on the purchase price of $449,900
$89,980 cash
$359,920 financed
$303,147 total interest
Principal54%$359,920
Interest46%$303,147
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in St. Catharines
Other 5-bed homes for sale in St. Catharines around $450K.
Average days on market39Homes sold in about 39 days on average.
Sale-to-list ratio96.5%On average, homes sold below asking.
Active listings733Homes for sale here right now.
Median vs prior 90 days+1.1%Compared with May 7 – Aug 5, 2026: prices up.
Based on 540 sales from Aug 5 – Nov 3, 2026 (505 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
199 Russell Ave is listed at $449,900 (MLS® X13613366). Summitly updates the price as soon as the MLS® record changes.
Is $449,900 a good price for 199 Russell Ave?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in St. Catharines. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 199 Russell Ave changed?
No — 199 Russell Ave is still listed at its original asking price of $449,900.
How many bedrooms and bathrooms does 199 Russell Ave have?
199 Russell Ave has 3 bedrooms and 3 bathrooms, with about 1,100–1,500 square feet of living space. It is a triplex in St. Catharines.
Is 199 Russell Ave close to transit?
The nearest rapid-transit station is St. Catharines GO Station (Lakeshore West GO), about 2.9 km in a straight line. Distances are straight-line, not walking routes; check the transit agency for routes and schedules.
How much would the monthly mortgage be on 199 Russell Ave?
About $2,210 a month — principal and interest on $449,900 with 20% down ($89,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 199 Russell Ave compare with other homes in St. Catharines?
Its asking price of $449,900 is about 19% below the median sold price in St. Catharines over the last 90 days, $556,000, across 540 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 199 Russell Ave been sold before?
Summitly has no earlier MLS® sale or lease of 199 Russell Ave on record from the last two years. Older records aren't shown under TRREB rules.
Where is 199 Russell Ave?
199 Russell Ave is in St. Catharines, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 199 Russell Ave been on the market?
98 days — 199 Russell Ave was listed on July 28, 2026.
What is the price per square foot of 199 Russell Ave?
About $300 to $409 per square foot: the asking price of $449,900 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 199 Russell Ave have parking or a garage?
Yes — the listing gives 5 parking spaces. Garage: Yes.
