Now is your time to enjoy a beautiful waterfront lifestyle on the Bay of Quinte. This impeccable & maintenance free home is situated in the exclusive St James By the Bay, where you can wake up every morning without a care. Enjoy the landscaped grounds, sit by the water or lounge on your private deck. Whether you are retired or just want a turn-key lifestyle, this fully renovated bungaloft delivers. Stunning upgrades throughout this 2 bdrm + den, 3.5 bath end unit with double attached garage, lots of parking and a fully finished lower level. If you are looking for a sought after Adult Lifestyle Community close to City amenities, golf courses and a short drive to Prince Edward County, this is your opportunity. Ask for more details on this unique community.
2 bedrooms, 3 bathrooms, about 1,200 sq ft, works out to roughly $479 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this home fits your budget and timing.
Inside 20 Gracefield Lane
Every detail from the listing, in one place.
Style
Bungaloft
Living space
1200-1399 sq ftas stated on the listing
Parking
4 spacesYes garage
Basement
Finished, Full
Features & systems
Parking & garage
Garage
Yes
Parking spaces
4
Interior
Basement
Finished · Full
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungaloft
Property class
Other
20 Gracefield Lane Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13800184$575,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 20 Gracefield Lane Compares to the Belleville Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,825
/mo
based on the purchase price of $575,000
$115,000 cash
$460,000 financed
$387,441 total interest
Principal54%$460,000
Interest46%$387,441
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Keep looking near 20 Gracefield Lane
Homes for sale in Belleville
Every active Belleville MLS® listing, updated all day.
Average days on market40Homes sold in about 40 days on average.
Sale-to-list ratio97.0%On average, homes sold below asking.
Active listings369Homes for sale here right now.
Median vs prior 90 days−0.9%Compared with May 10 – Aug 8, 2026: prices down.
Based on 299 sales from Aug 8 – Nov 6, 2026 (240 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 20 Gracefield Lane
How much is 20 Gracefield Lane listed for?
20 Gracefield Lane is listed at $575,000 (MLS® X13800184). Summitly updates the price as soon as the MLS® record changes.
Is $575,000 a good price for 20 Gracefield Lane?
Summitly rates it Fair Price: the asking price is Within 3% below to 5% above Zara's estimate, an estimate built from recent sales in Belleville. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 20 Gracefield Lane changed?
No — 20 Gracefield Lane is still listed at its original asking price of $575,000.
How many bedrooms and bathrooms does 20 Gracefield Lane have?
20 Gracefield Lane has 2 bedrooms and 3 bathrooms, with about 1,200–1,399 square feet of living space. It is a home in Belleville.
How much would the monthly mortgage be on 20 Gracefield Lane?
About $2,825 a month — principal and interest on $575,000 with 20% down ($115,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 20 Gracefield Lane compare with other homes in Belleville?
Its asking price of $575,000 is about 13% above the median sold price in Belleville over the last 90 days, $510,000, across 299 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 20 Gracefield Lane been sold before?
Summitly has no earlier MLS® sale or lease of 20 Gracefield Lane on record from the last two years. Older records aren't shown under TRREB rules.
Where is 20 Gracefield Lane?
20 Gracefield Lane is in Belleville, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 20 Gracefield Lane been on the market?
50 days — 20 Gracefield Lane was listed on September 17, 2026.
What is the price per square foot of 20 Gracefield Lane?
About $411 to $479 per square foot: the asking price of $575,000 over the 1,200–1,399 sq ft the listing gives as its size range.
Does 20 Gracefield Lane have parking or a garage?
Yes — the listing gives 4 parking spaces. Garage: Yes.
Does 20 Gracefield Lane have a basement, and is it finished?
The listing describes the basement as: Finished, Full.
