20 John St is a 3-bedroom, 2-bathroom detached home in Severn, listed for $629,999. It has 700-1100 sq ft of living space.
1Welcome to 20 John Street in Coldwater!
2This inviting 3-bedroom home offers comfortable family living, a versatile finished basement space, and a fantastic location within walking distance of downtown Coldwater.
3The finished basement adds exceptional versatility, featuring a large bedroom, spacious family room, 3-piece bathroom, new flooring, a second laundry area, and generous utility and storage space.
Welcome to 20 John Street in Coldwater! This inviting 3-bedroom home offers comfortable family living, a versatile finished basement space, and a fantastic location within walking distance of downtown Coldwater. The bright living room features an abundance of natural light and a cozy natural gas fireplace, while the eat-in kitchen comes complete with matching Frigidaire appliances, including a refrigerator, dishwasher, oven, and microwave. Ceramic tile and hardwood flooring flow throughout the main level, complemented by the convenience of main floor laundry.Step through the glass door onto the spacious backyard deck, featuring a retractable awning overlooking the above-ground pool-an ideal setting for summer relaxation, outdoor dining, and entertaining family and friends. The finished basement adds exceptional versatility, featuring a large bedroom, spacious family room, 3-piece bathroom, new flooring, a second laundry area, and generous utility and storage space. With its flexible layout, the lower level offers potential for extended family, guests, or a future in-law suite, subject to applicable approvals.Additional features include outdoor Govee lighting, two sets of washers and dryers, and a sump pump with battery backup for added peace of mind. Enjoy the convenience of being just steps from the local public school, downtown Coldwater, Coldwater Fairgrounds, and the community ice rink. Commuters will appreciate the easy access to Highways 12 and 400, connecting you to Orillia, Barrie, and the surrounding communities.An excellent opportunity to own a stunning family home in the welcoming community of Coldwater, with outdoor enjoyment, flexible living space, and everyday amenities all close at hand!
3 bedrooms, 2 bathrooms, about 700 sq ft, works out to roughly $900 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 20 John St
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow-Raised
Living space
700-1100 sq ftas stated on the listing
Parking
5 spaces
Basement
Partially Finished
Features & systems
Parking & garage
Parking spaces
5
Interior
Basement
Partially Finished
Exterior & construction
Pool
Yes
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungalow-Raised
Property class
Detached
20 John St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® S14092226$629,999
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 20 John St Compares to the Severn Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$3,095
/mo
based on the purchase price of $629,999
$126,000 cash
$503,999 financed
$424,499 total interest
Principal54%$503,999
Interest46%$424,499
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Severn
Other 2–4 bed homes for sale in Severn around $630K.
Average days on market42Homes sold in about 42 days on average.
Sale-to-list ratio93.5%On average, homes sold below asking.
Active listings242Homes for sale here right now.
Median vs prior 90 days+3.1%Compared with Apr 25 – Jul 24, 2026: prices up.
Based on 110 sales from Jul 24 – Oct 22, 2026 (62 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 20 John St
How much is 20 John St listed for?
20 John St is listed at $629,999 (MLS® S14092226). Summitly updates the price as soon as the MLS® record changes.
Is $629,999 a good price for 20 John St?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Severn. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 20 John St changed?
No — 20 John St is still listed at its original asking price of $629,999.
How many bedrooms and bathrooms does 20 John St have?
20 John St has 3 bedrooms and 2 bathrooms, with about 700–1,100 square feet of living space. It is a detached home in Severn.
How much would the monthly mortgage be on 20 John St?
About $3,095 a month — principal and interest on $629,999 with 20% down ($126,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
Are there open houses at 20 John St?
Yes — Saturday, October 24, 1:00 PM – 3:00 PM. Open-house times come from the listing brokerage and can change, so check this page before you go, or book a private viewing.
How does 20 John St compare with other homes in Severn?
Its asking price of $629,999 is about 15% below the median sold price in Severn over the last 90 days, $737,500, across 110 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 20 John St been sold before?
Summitly has no earlier MLS® sale or lease of 20 John St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 20 John St?
20 John St is in Severn, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 20 John St been on the market?
3 days — 20 John St was listed on October 19, 2026.
What is the price per square foot of 20 John St?
About $573 to $900 per square foot: the asking price of $629,999 over the 700–1,100 sq ft the listing gives as its size range.