20 Lower Helen St is a 3-bedroom, 1-bathroom detached home in Cobalt, listed for $89,900. It has 700-1100 sq ft of living space.
1The house requires renovations, making it ideal for an experienced renovator, investor, or buyer looking for a project with potential.The property includes parking for one vehicle and a small backyard.
2BasementCrawl Space, as described in the listing.
**Fixer-Upper Opportunity in Historic Cobalt, Ontario**Located at **20 Helen Street**, this property offers a chance to restore and transform a home in the historic small town of Cobalt. The house requires renovations, making it ideal for an experienced renovator, investor, or buyer looking for a project with potential.The property includes parking for one vehicle and a small backyard. With vision and work, this could become a comfortable home or investment property in a community rich in history and character.
3 bedrooms, 1 bathroom, about 700 sq ft, works out to roughly $128 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.Ask Zara a follow-up
Inside 20 Lower Helen St
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Living space
700-1100 sq ftas stated on the listing
Parking
1 space
Basement
Crawl Space
Features & systems
Parking & garage
Parking spaces
1
Interior
Basement
Crawl Space
Lot & land
Lot size (sqft)
1757
Listing & possession
Property style
2-Storey
Property class
Detached
20 Lower Helen St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® T13882742$89,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 20 Lower Helen St Compares to the Cobalt Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$442
/mo
based on the purchase price of $89,900
$17,980 cash
$71,920 financed
$60,576 total interest
Principal54%$71,920
Interest46%$60,576
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Keep looking near 20 Lower Helen St
Homes for sale in Cobalt
Every active Cobalt MLS® listing, updated all day.
Average days on market55Homes sold in about 55 days on average.
Sale-to-list ratio91.8%On average, homes sold below asking.
Active listings18Homes for sale here right now.
Median vs prior 90 days+350.0%Compared with Apr 13 – Jul 12, 2026: prices up.
Based on 10 sales from Jul 12 – Oct 10, 2026 (11 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 20 Lower Helen St
How much is 20 Lower Helen St listed for?
20 Lower Helen St is listed at $89,900 (MLS® T13882742). Summitly updates the price as soon as the MLS® record changes.
Is $89,900 a good price for 20 Lower Helen St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Cobalt. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 20 Lower Helen St changed?
No — 20 Lower Helen St is still listed at its original asking price of $89,900.
How many bedrooms and bathrooms does 20 Lower Helen St have?
20 Lower Helen St has 3 bedrooms and 1 bathroom, with about 700–1,100 square feet of living space. It is a detached home in Cobalt.
How much would the monthly mortgage be on 20 Lower Helen St?
About $442 a month — principal and interest on $89,900 with 20% down ($17,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 20 Lower Helen St compare with other homes in Cobalt?
Its asking price of $89,900 is about 20% below the median sold price in Cobalt over the last 90 days, $112,500, across 10 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 20 Lower Helen St been sold before?
Summitly has no earlier MLS® sale or lease of 20 Lower Helen St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 20 Lower Helen St?
20 Lower Helen St is in Cobalt, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 20 Lower Helen St been on the market?
1 day — 20 Lower Helen St was listed on October 9, 2026.
What is the price per square foot of 20 Lower Helen St?
About $82 to $128 per square foot: the asking price of $89,900 over the 700–1,100 sq ft the listing gives as its size range.
Does 20 Lower Helen St have parking or a garage?
Yes — the listing gives 1 parking space.
Does 20 Lower Helen St have a basement, and is it finished?
The listing describes the basement as: Crawl Space.
