An opportunity to reimagine a Dutch colonial home on an expansive 100' x 218' lot in Midland. Set on approximately half an acre, the property features a classic brick exterior, an inground swimming pool, and a fully fenced backyard. The home's exterior and mechanical systems have benefited from ongoing maintenance, while the interior presents an opportunity for a comprehensive renovation. Currently three bedrooms, one bath. This home offers the potential to create a personalized residence or future income property.
3 bedrooms, 1 bathroom, about 1,500 sq ft, works out to roughly $300 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 20 Ludlow St
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Living space
1500-2000 sq ftas stated on the listing
Parking
6 spaces
Basement
Unfinished
Features & systems
Parking & garage
Parking spaces
6
Interior
Basement
Unfinished
Exterior & construction
Pool
Yes
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Detached
20 Ludlow St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® S14113988$449,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 20 Ludlow St Compares to the Midland Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,210
/mo
based on the purchase price of $449,900
$89,980 cash
$359,920 financed
$303,147 total interest
Principal54%$359,920
Interest46%$303,147
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Midland
Other 2–7 bed homes for sale in Midland around $450K.
Average days on market53Homes sold in about 53 days on average.
Sale-to-list ratio94.9%On average, homes sold below asking.
Active listings178Homes for sale here right now.
Median vs prior 90 days+2.9%Compared with Apr 28 – Jul 27, 2026: prices up.
Based on 110 sales from Jul 27 – Oct 25, 2026 (57 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 20 Ludlow St
How much is 20 Ludlow St listed for?
20 Ludlow St is listed at $449,900 (MLS® S14113988). Summitly updates the price as soon as the MLS® record changes.
Is $449,900 a good price for 20 Ludlow St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Midland. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 20 Ludlow St changed?
No — 20 Ludlow St is still listed at its original asking price of $449,900.
How many bedrooms and bathrooms does 20 Ludlow St have?
20 Ludlow St has 3 bedrooms and 1 bathroom, with about 1,500–2,000 square feet of living space. It is a detached home in Midland.
How much would the monthly mortgage be on 20 Ludlow St?
About $2,210 a month — principal and interest on $449,900 with 20% down ($89,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 20 Ludlow St compare with other homes in Midland?
Its asking price of $449,900 is about 14% below the median sold price in Midland over the last 90 days, $525,000, across 110 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 20 Ludlow St been sold before?
Summitly has no earlier MLS® sale or lease of 20 Ludlow St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 20 Ludlow St?
20 Ludlow St is in Midland, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 20 Ludlow St been on the market?
2 days — 20 Ludlow St was listed on October 23, 2026.
What is the price per square foot of 20 Ludlow St?
About $225 to $300 per square foot: the asking price of $449,900 over the 1,500–2,000 sq ft the listing gives as its size range.
Does 20 Ludlow St have parking or a garage?
Yes — the listing gives 6 parking spaces.
Does 20 Ludlow St have a basement, and is it finished?
The listing describes the basement as: Unfinished.
