Great investment opportunity in a convenient Kingston location! This well-maintained duplex features two spacious 3-bedroom, 1-bathroom units, offering excellent potential for investors or owner-occupiers. One unit is currently vacant, providing an ideal opportunity for a family member or first-time buyer to live in the property while helping offset mortgage costs. Located close to downtown Kingston, parks, shopping, restaurants, transit, and many other amenities. A fantastic opportunity to own a versatile income property in a desirable location!
3 bedrooms, 2 bathrooms, about 700 sq ft, works out to roughly $986 per square foot. Chat with Zara if you'd like a deeper read on whether this home fits your budget and timing.
Inside 20 Patrick St
Every detail from the listing, in one place.
Style
2-Storey
Living space
700-1100 sq ftas stated on the listing
Parking
1 space
Basement
None
Features & systems
Parking & garage
Parking spaces
1
Interior
Basement
None
Lot & land
Lot size (sqft)
0.046
Listing & possession
Property style
2-Storey
Property class
Other
20 Patrick St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13699374$689,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 20 Patrick St Compares to the Kingston Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$3,389
/mo
based on the purchase price of $689,900
$137,980 cash
$551,920 financed
$464,862 total interest
Principal54%$551,920
Interest46%$464,862
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Keep looking near 20 Patrick St
Homes for sale in Kingston
Every active Kingston MLS® listing, updated all day.
Average days on market36Homes sold in about 36 days on average.
Sale-to-list ratio97.0%On average, homes sold below asking.
Active listings671Homes for sale here right now.
Median vs prior 90 days−4.9%Compared with May 12 – Aug 10, 2026: prices down.
Based on 541 sales from Aug 10 – Nov 8, 2026 (588 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 20 Patrick St
How much is 20 Patrick St listed for?
20 Patrick St is listed at $689,900 (MLS® X13699374). Summitly updates the price as soon as the MLS® record changes.
Is $689,900 a good price for 20 Patrick St?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Kingston. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 20 Patrick St changed?
No — 20 Patrick St is still listed at its original asking price of $689,900.
How many bedrooms and bathrooms does 20 Patrick St have?
20 Patrick St has 3 bedrooms and 2 bathrooms, with about 700–1,100 square feet of living space. It is a home in Kingston.
How much would the monthly mortgage be on 20 Patrick St?
About $3,389 a month — principal and interest on $689,900 with 20% down ($137,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 20 Patrick St compare with other homes in Kingston?
Its asking price of $689,900 is about 18% above the median sold price in Kingston over the last 90 days, $585,000, across 541 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 20 Patrick St been sold before?
Summitly has no earlier MLS® sale or lease of 20 Patrick St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 20 Patrick St?
20 Patrick St is in Kingston, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 20 Patrick St been on the market?
80 days — 20 Patrick St was listed on August 20, 2026.
What is the price per square foot of 20 Patrick St?
About $627 to $986 per square foot: the asking price of $689,900 over the 700–1,100 sq ft the listing gives as its size range.
Does 20 Patrick St have parking or a garage?
Yes — the listing gives 1 parking space.
Does 20 Patrick St have a basement, and is it finished?
