20 Somerset Ave is a 3-bedroom, 2-bathroom detached home in Hamilton, listed for $498,888. It has 1100-1500 sq ft of living space.
1Welcome to this fully renovated home Upgraded from top to bottom, this bright and spacious home, located in the sought after Gibson-Stipley neighborhood is turn-key and ready for you to move in immediately!
2The spacious custom kitchen with bright white cabinetry, SS appliances ,Quartz counter-top and backsplash.
Welcome to this fully renovated home Upgraded from top to bottom, this bright and spacious home, located in the sought after Gibson-Stipley neighborhood is turn-key and ready for you to move in immediately! The main level features open-concept kitchen and living with an upgraded flooring throughout ,Separate dinning room that can be used as the 4th Bedroom .Upgraded 3-piece full bathroom on the mane floor with Standing shower and glass door . The spacious custom kitchen with bright white cabinetry, SS appliances ,Quartz counter-top and backsplash. The second level features 3 bedrooms and a 3-piece bath modern sink vanity and glass standing shower. The fully-finished lower level has plenty of additional space . The spacious backyard is fully fenced . Close to some of the best Hamilton has to offer! Playhouse Cinema, Tim Hortons field, a variety of bars and restaurants, public transit, school, hospital and many more.A fantastic opportunity for first-time home buyers-simply move in and enjoy! Please note some pictures are virtually staged.
3 bedrooms, 2 bathrooms, about 1,100 sq ft, works out to roughly $454 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 20 Somerset Ave
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Living space
1100-1500 sq ftas stated on the listing
Parking
1 space
Basement
Full
Features & systems
Parking & garage
Parking spaces
1
Interior
Basement
Full
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Detached
20 Somerset Ave Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13729260$498,888
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 20 Somerset Ave Compares to the Hamilton Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,451
/mo
based on the purchase price of $498,888
$99,778 cash
$399,110 financed
$336,155 total interest
Principal54%$399,110
Interest46%$336,155
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Hamilton
Other 2–5 bed homes for sale in Hamilton around $499K.
Average days on market41Homes sold in about 41 days on average.
Sale-to-list ratio97.1%On average, homes sold below asking.
Active listings2,510Homes for sale here right now.
Median vs prior 90 days−2.5%Compared with Apr 26 – Jul 25, 2026: prices down.
Based on 1,828 sales from Jul 25 – Oct 23, 2026 (1,482 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
20 Somerset Ave is listed at $498,888 (MLS® X13729260). Summitly updates the price as soon as the MLS® record changes.
Is $498,888 a good price for 20 Somerset Ave?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Hamilton. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 20 Somerset Ave changed?
No — 20 Somerset Ave is still listed at its original asking price of $498,888.
How many bedrooms and bathrooms does 20 Somerset Ave have?
20 Somerset Ave has 3 bedrooms and 2 bathrooms, with about 1,100–1,500 square feet of living space. It is a detached home in Hamilton.
Is 20 Somerset Ave close to transit?
The nearest rapid-transit station is Hamilton GO Centre GO Station (Lakeshore West GO), about 2.7 km in a straight line. West Harbour GO Station is about 2.8 km. Distances are straight-line, not walking routes; check the transit agency for routes and schedules.
How much would the monthly mortgage be on 20 Somerset Ave?
About $2,451 a month — principal and interest on $498,888 with 20% down ($99,778), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 20 Somerset Ave compare with other homes in Hamilton?
Its asking price of $498,888 is about 26% below the median sold price in Hamilton over the last 90 days, $675,000, across 1,828 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 20 Somerset Ave been sold before?
Summitly has no earlier MLS® sale or lease of 20 Somerset Ave on record from the last two years. Older records aren't shown under TRREB rules.
Where is 20 Somerset Ave?
20 Somerset Ave is in Hamilton, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 20 Somerset Ave been on the market?
53 days — 20 Somerset Ave was listed on August 31, 2026.
What is the price per square foot of 20 Somerset Ave?
About $333 to $454 per square foot: the asking price of $498,888 over the 1,100–1,500 sq ft the listing gives as its size range.
