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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 2 days ago

    Unit 103 — 20 Speers Road

    Central·Oakville, ON·L6K 3R5·Near Speers Road & Kerr Street

    • 1 bed
    Oakville real estate›W13539422
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Spacious living in the heart of Kerr Village. Rarely offered and generously sized at over 730 sq. ft., this expansive one-bedroom suite delivers exceptional value in a market where many comparable units offer far less space. Enjoy a layout that comfortably accommodates full-sized furniture, distinct living and dining areas, and room to truly unwind. The spacious kitchen offers ample prep and storage space, perfect for cooking and entertaining, and flows seamlessly into the open-concept living area. Thoughtfully updated with modern, chic finishes, this ground-floor residence lives more like a bungalow than a condo. Floor-to-ceiling windows fill the home with natural light, while sleek laminate flooring, striking wood beam accents, and concrete-textured ceilings add warmth and character with a subtle industrial edge. Skip the elevator and step directly onto your private terrace, surrounded by mature trees for a peaceful, tucked-away retreat. Set just steps from the cafés, restaurants, and boutique shops of vibrant Kerr Village, and ideally positioned for commuters with easy access to the GO Station, QEW, and Oakville's lakefront. If you've been searching for a one-bedroom that offers both lifestyle and meaningful square footage, this suite delivers outstanding space, style, and value in one of Oakville's most walkable neighbourhoods.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 8, 2026ListedCurrentFor sale$399,900 —W13539422This page
    Apr 15, 2026Previously listedTer$399,900 —W13004492View
    Feb 17, 2026Previously listedTer$429,900 —W12796034View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      2
      Heating
      Forced Air
      Air conditioning
      Central Air
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 Unit 103 — 20 Speers Road
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $1,965
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $116
    0.35% mill rate · ON
    The market

    How this home sits in the Oakville market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Oakville market right now

    Average sold price, days on market, and closed-transaction count for Oakville — sourced from MLS®.

    • Avg sold price
      $1,521,879
      Last 30 days
    • Median sold price
      $1,340,000
      Middle of the market
    • Days on market
      32 d
      Avg from list to close
    • Closed last 30d
      846
      MLS® transactions
    Full Oakville market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into Unit 103 — 20 Speers Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at Unit 103 — 20 Speers Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is Unit 103 — 20 Speers Road listed for?

      Unit 103 — 20 Speers Road is listed at $399,900 on the MLS® (listing W13539422). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does Unit 103 — 20 Speers Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. 700-799 sqft
  3. Condo Apartment
  4. Asking
    $399,900
    $1 / sqft · MLS® W13539422
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $928,346
    $854,078Confidence range$1,002,614
    Asking vs estimate
    ↓below
    −$528,446
    (-56.9%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 1 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Oakville sell in about 32 days — this one has been listed 2 days.

    Avg sold price
    $1,521,879
    Median sold
    $1,340,000
    Avg days on market
    32
    Recently sold
    846
    See comparable sales
    • Spacious living in the heart of Kerr Village.
    • Rarely offered and generously sized at over 730 sq. ft., this expansive one-bedroom suite delivers exceptional value in a market where many comparable units offer far less space.
    • The spacious kitchen offers ample prep and storage space, perfect for cooking and entertaining, and flows seamlessly into the open-concept living area.
    • Thoughtfully updated with modern, chic finishes, this ground-floor residence lives more like a bungalow than a condo.
    Ask Zara a follow-up

    Parking & garage

    4
    Garage
    Underground
    Garage spaces
    1
    Parking spaces
    1
    Driveway
    1
  6. Interior

    4
    Basement
    None
    Family room
    N
    Kitchens
    1
    Total rooms
    4
  7. Exterior & construction

    3
    Exterior
    Brick Front, Stucco (Plaster)
    Patio
    Open
    Balcony
    Open
  8. Listing & possession

    3
    Possession
    2026-08-31T00:00:00.000-00:00
    Property style
    1 Storey/Apt
    Property class
    Condo Apartment
  9. Condo corporation & monthly fees

    Maintenance fee, what's included, locker, exposure, amenities, and condo corp details.

    Monthly maintenance
    Condo corp fees
    $713
    per month
    Maintenance fee includes
    • Water
    • Parking
    Building details
    • Unit3
    • Storeys (building)1
    • ExposureNorth West
    • LockerExclusive
    • Pet policyYes-with Restrictions
    • Ensuite laundryN
    • Condo corpHCC
    • Corp #46
    • Property managerFirst Service Residential
    Building amenities
    • Bike Storage
    • Elevator
    • Exercise Room
    • Visitor Parking
    Combined estimate
    $2,081
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $1,965
    /mo
    based on the purchase price of $399,900
    $79,980 cash
    $319,920 financed
    $269,457 total interest
    Monthly payment$1,965/ month
    Principal54%$319,920
    Interest46%$269,457

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax and condo fees.

    Comparable condo apartments that just sold in Oakville

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 405 Dundas Street
      Sold
      Sign in for price
      405 Dundas Street
      Condo Apartment
    • 2300 Parkhaven Boulevard
      Sold
      Sign in for price
      2300 Parkhaven Boulevard
      Condo Apartment
    • 405 Dundas Street
      Sold
      Sign in for price
      405 Dundas Street
      Condo Apartment
    • 2365 Central Park Drive
      Sold
      Sign in for price
      2365 Central Park Drive
      Condo Apartment
    • 459 Kerr Street
      Sold
      Sign in for price
      459 Kerr Street
      Condo Apartment
    • 73 Washington Avenue
      Sold
      Sign in for price
      73 Washington Avenue
      Condo Apartment
    AddressBd / BaSqftSold$/sqft% of askSold
    Unit 103 — 20 Speers RoadThis home1 / 1700,799$399,900ask$1——
    405 Dundas Street2 / 2800—
    2300 Parkhaven Boulevard2 / 2800—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More condo apartments in Oakville

    Active listings within ±20% of this asking price.

    • 3200 William Coltson Avenue
      $449,000
      3200 William Coltson Avenue
      Condo Apartment 1 1
    • 2343 KHALSA Gate
      $459,990
      2343 KHALSA Gate
      Condo Apartment 1 2
    • 2379 Central Park Drive
      $446,000
      2379 Central Park Drive
      Condo Apartment 1 1
    • 2343 KHALSA Gate
      $459,990
      2343 KHALSA Gate
      Condo Apartment 1 2
    • 1450 Glen Abbey Gate
      $474,900
      1450 Glen Abbey Gate
      Condo Apartment 3 2
    • 412 Silver Maple Road
      $430,000
      412 Silver Maple Road
      Condo Apartment 1 1
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  10. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  11. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  12. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  13. Public listing courtesy of Rock Star Real Estate Inc., Brokerage · displayed on Summitly per MLS® data-share rules

    Unit 103 — 20 Speers Road is a 1-bedroom, 1-bath, 700-799 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  14. When was Unit 103 — 20 Speers Road built?

    The year built for Unit 103 — 20 Speers Road isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  15. What is the property tax for Unit 103 — 20 Speers Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for Unit 103 — 20 Speers Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  16. How much would the monthly mortgage be on Unit 103 — 20 Speers Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $399,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  17. Has Unit 103 — 20 Speers Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of Unit 103 — 20 Speers Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  18. What neighbourhood is Unit 103 — 20 Speers Road in?

    Unit 103 — 20 Speers Road is in Central, Oakville. The 'Neighbourhood' section below links to the live Oakville real estate hub with average sold price, days on market, and current inventory.

  19. Is Oakville a good place to live?

    Oakville is one of ON's actively-tracked Summitly markets. The full Oakville real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  20. 405 Dundas Street
    1 / 1
    500
    —
    2365 Central Park Drive1 / 1600—
    459 Kerr Street2 / 1700—
    73 Washington Avenue1 / 1600—