20 St. Charles Dr is a 3-bedroom, 4-bathroom detached home in Thorold, listed for $625,000. It has 700-1100 sq ft of living space.
1Both units are fully self-contained, offering complete kitchens, separate laundry facilities, and private entrances.
2Recent updates include new window coverings, modern appliances, and renovated bathrooms, making this home truly move-in ready.
3Conveniently located close to elementary schools, Brock University, and the Pen Centre, this turnkey property offers both lifestyle and investment appeal.
Situated in one of Thorold's most desirable neighbourhoods, this property presents an exceptional opportunity for families of all sizes. Featuring a total of six bedrooms and four three-piece bathrooms across the upper and lower units, it is ideally suited for multi-generational living or for buyers looking to offset their mortgage with rental income. Both units are fully self-contained, offering complete kitchens, separate laundry facilities, and private entrances. Recent updates include new window coverings, modern appliances, and renovated bathrooms, making this home truly move-in ready. Conveniently located close to elementary schools, Brock University, and the Pen Centre, this turnkey property offers both lifestyle and investment appeal.
3 bedrooms, 4 bathrooms, about 700 sq ft, works out to roughly $893 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 20 St. Charles Dr
Every detail from the listing, in one place.
Type
Detached
Style
Sidesplit
Living space
700-1100 sq ftas stated on the listing
Parking
2 spaces
Basement
Full, Finished
Features & systems
Parking & garage
Parking spaces
2
Interior
Basement
Full · Finished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Sidesplit
Property class
Detached
20 St. Charles Dr Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13810080$625,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 20 St. Charles Dr Compares to the Thorold Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
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Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$3,070
/mo
based on the purchase price of $625,000
$125,000 cash
$500,000 financed
$421,131 total interest
Principal54%$500,000
Interest46%$421,131
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Thorold
Other 2–4 bed homes for sale in Thorold around $625K.
Average days on market43Homes sold in about 43 days on average.
Sale-to-list ratio96.7%On average, homes sold below asking.
Active listings205Homes for sale here right now.
Median vs prior 90 days−2.7%Compared with May 9 – Aug 7, 2026: prices down.
Based on 130 sales from Aug 7 – Nov 5, 2026 (106 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
20 St. Charles Dr is listed at $625,000 (MLS® X13810080). Summitly updates the price as soon as the MLS® record changes.
Is $625,000 a good price for 20 St. Charles Dr?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Thorold. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 20 St. Charles Dr changed?
No — 20 St. Charles Dr is still listed at its original asking price of $625,000.
How many bedrooms and bathrooms does 20 St. Charles Dr have?
20 St. Charles Dr has 3 bedrooms and 4 bathrooms, with about 700–1,100 square feet of living space. It is a detached home in Thorold.
Is 20 St. Charles Dr close to transit?
The nearest rapid-transit station is St. Catharines GO Station (Lakeshore West GO), about 4.3 km in a straight line. Distances are straight-line, not walking routes; check the transit agency for routes and schedules.
How much would the monthly mortgage be on 20 St. Charles Dr?
About $3,070 a month — principal and interest on $625,000 with 20% down ($125,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 20 St. Charles Dr compare with other homes in Thorold?
Its asking price of $625,000 is about 5% above the median sold price in Thorold over the last 90 days, $592,500, across 130 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 20 St. Charles Dr been sold before?
Summitly has no earlier MLS® sale or lease of 20 St. Charles Dr on record from the last two years. Older records aren't shown under TRREB rules.
Where is 20 St. Charles Dr?
20 St. Charles Dr is in Thorold, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 20 St. Charles Dr been on the market?
45 days — 20 St. Charles Dr was listed on September 21, 2026.
What is the price per square foot of 20 St. Charles Dr?
About $568 to $893 per square foot: the asking price of $625,000 over the 700–1,100 sq ft the listing gives as its size range.