How much is 2032 20th Side Rd listed for?

2032 20th Side Rd is listed at $859,900 (MLS® X13887542). Summitly updates the price as soon as the MLS® record changes.

Has the price of 2032 20th Side Rd changed?

Yes — it was first listed at $889,900 and is now $859,900, a drop of $30,000 (3.4%).

How many bedrooms and bathrooms does 2032 20th Side Rd have?

2032 20th Side Rd has 3 bedrooms and 1 bathroom, with about 1,100–1,500 square feet of living space. It is a detached home in St. Joseph.

How much would the monthly mortgage be on 2032 20th Side Rd?

About $4,224 a month — principal and interest on $859,900 with 20% down ($171,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.

Has 2032 20th Side Rd been sold before?

Summitly has no earlier MLS® sale or lease of 2032 20th Side Rd on record from the last two years. Older records aren't shown under TRREB rules.

Where is 2032 20th Side Rd?

2032 20th Side Rd is in St. Joseph, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.

How long has 2032 20th Side Rd been on the market?

66 days — 2032 20th Side Rd was listed on August 7, 2026.

What is the price per square foot of 2032 20th Side Rd?

About $573 to $782 per square foot: the asking price of $859,900 over the 1,100–1,500 sq ft the listing gives as its size range.

Does 2032 20th Side Rd have a basement, and is it finished?

The listing describes the basement as: Finished, Full.

What is the lot size of 2032 20th Side Rd?

The lot is 17.495 acres, as published in the listing.

What is the land transfer tax on 2032 20th Side Rd?

About $13,673 in Ontario land transfer tax at the asking price of $859,900. First-time buyers can get up to $4,000 back. Legal fees and other closing costs are extra.

For sale

DetachedOn market 66 daysPrice drop · $30,000 off (-3.4%)

2032 20th Side Rd, St. Joseph

Name: 2032 20th Side Road
SKU: X13887542
Price: 859900 CAD
Availability: InStock

St. Joseph, ON · · MLS® X13887542Updated September 15, 2026

$859,900Est. $4,224/mo mortgage

Bedrooms: 3
Bathrooms: 1
Living space: 1100–1500sq ft

Type Detached
Lot 17.495 acres
Garage Yes
Basement Finished, Full

What you should know

2032 20th Side Rd is a 3-bedroom, 1-bathroom detached home in St. Joseph, listed for $859,900. It has 1100-1500 sq ft of living space.

TWO detached garages (24 x 32 & 30 x 38) provide plenty of room for vehicles, recreational toys, or workshop space, while additional storage and garden sheds keep everything organized.
The spacious living areas flow seamlessly to a wraparound deck, perfect for entertaining or relaxing and listening to the quiet of nature all around you.
Downstairs, the fully finished basement offers a spacious family room perfect for movie or game night.

Ask Zara:

3 Bed, 1 Bath Detached Home in St. Joseph

About 2032 20th Side Road

Tucked far back from the road, this property offers exceptional privacy and a tranquil setting surrounded by nature. This turnkey bungalow offers (4) bedrooms and (3) bathrooms designed for relaxed, effortless living set on (11) plus acres on park-like grounds. TWO detached garages (24 x 32 & 30 x 38) provide plenty of room for vehicles, recreational toys, or workshop space, while additional storage and garden sheds keep everything organized. Step inside to an inviting open-concept layout featuring soaring vaulted ceilings that create a bright, airy atmosphere. The spacious living areas flow seamlessly to a wraparound deck, perfect for entertaining or relaxing and listening to the quiet of nature all around you. Downstairs, the fully finished basement offers a spacious family room perfect for movie or game night. With abundant storage and flexible space. Do you have a boat? Take your pick! Two marinas less than 10 minutes away!

3 bedrooms, 1 bathroom, about 1,100 sq ft, works out to roughly $782 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 2032 20th Side Rd

Every detail from the listing, in one place.

Type: Detached
Style: Bungalow
Living space: 1100-1500 sq ftas stated on the listing
Basement: Finished, Full

Features & systems

Parking & garage

Garage: Yes

Interior

Basement: Finished · Full

Lot & land

Lot size (sqft): 11.28

Listing & possession

Property style: Bungalow
Property class: Detached

2032 20th Side Rd Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

—ReducedPrice reducedThis listingMLS® X13887542−$30,000 (3.4%)$859,900
Aug 7, 2026For saleListedThis listingMLS® X13887542$889,900

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 2032 20th Side Rd Compares to the St. Joseph Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

There isn’t enough local sales data to estimate this home’s value yet. The comparable sales and market numbers are the best guide.

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

St. Joseph market, last 90 days

Homes sold: 1

Closed sales on the TRREB MLS®.

Full St. Joseph market report

Recently sold nearby in St. Joseph

Sold prices are shown free to signed-in members, as board rules require.

2 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home2032 20th Side Road 3 bd · 1 ba · 1,100 sqft	$859,900asking	$782	—	—
505 Riverside Drive 3 bd · 1 ba · 700 sqft
525 Riverside Drive 3 bd · 2 ba · 1,500 sqft

505 Riverside Drive
3 bd · 1 ba · 700 sqft
525 Riverside Drive
3 bd · 2 ba · 1,500 sqft

Living in St. Joseph: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

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How long is your commute?

From 2032 20th Side Rd. Typical times without traffic delays; transit times aren't available yet.

Costs, Mortgage & Rental Return for 2032 20th Side Rd

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $4,224; 20% down · 25 years · 5.5% assumed
Property tax: $473; 0.66% mill rate · ON
Total per month: $4,697; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$4,224

/mo

based on the purchase price of $859,900

Down payment20%

$171,980 cash

Amortization25 yr

$687,920 financed

Rate5.50%

$579,409 total interest

Principal54%$687,920

Interest46%$579,409

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

For homeowners nearby

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MLS® X13887542 · Listing data last updated September 15, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Aug 6· $782/sq ft

Estimated monthly mortgage$4,224/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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2032 20th Side Rd, St. Joseph

What you should know