Welcome to lakeside living on beautiful Fanshawe Lake in the charming community of Thorndale. A rare opportunity right on Fanshawe Lake! Come relax in this spacious 2 bedroom, 2 bathroom winterized cottage. The living room features huge windows with a vaulted ceiling, Italian marble mantel, and spectacular views of the lake. The master bedroom includes a walk-in closet and 3-piece ensuite. The kitchen offers plenty of storage plus a bright dining room. Plenty of space to barbecue and entertain. This renovated cottage has a propane furnace to keep you warm during the winter, and central air to keep you cool all summer long. This well-maintained cottage offers the perfect blend of comfort, functionality, and year-round enjoyment-ideal as a full-time residence or a relaxing weekend escape. Set in a welcoming, close-knit community, this property delivers a lifestyle that's hard to match. Enjoy morning walks to the water. it is short distance to London. you could enjoy lakeside life! Enjoy hiking the trails, canoeing, and all the natural beauty this location has a lot to offer: Current land lease is $248monthly and includes Water for free. Property Taxes were $900 in 2025. The septic system pump out in 2025.The detached single garage with work-bench is side of the garage. It is the buyer's responsibility to contact the UTRCA regarding the Lease. Four Season occupancy, please contact the listing agent for further details. Move-in condition.
2 bedrooms, 2 bathrooms, about 1,100 sq ft, works out to roughly $418 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 20863 WYE Creek Dr
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
1100-1500 sq ftas stated on the listing
Parking
2 spaces
Basement
Crawl Space, Unfinished
Features & systems
Parking & garage
Parking spaces
2
Interior
Basement
Crawl Space · Unfinished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungalow
Property class
Detached
20863 WYE Creek Dr Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13717716$459,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 20863 WYE Creek Dr Compares to the Thames Centre Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,259
/mo
based on the purchase price of $459,900
$91,980 cash
$367,920 financed
$309,885 total interest
Principal54%$367,920
Interest46%$309,885
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Thames Centre
Other 2-bed homes for sale in Thames Centre around $460K.
Average days on market66Homes sold in about 66 days on average.
Sale-to-list ratio98.3%On average, homes sold below asking.
Active listings140Homes for sale here right now.
Median vs prior 90 days−0.6%Compared with Apr 25 – Jul 24, 2026: prices down.
Based on 68 sales from Jul 24 – Oct 22, 2026 (55 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 20863 WYE Creek Dr
How much is 20863 WYE Creek Dr listed for?
20863 WYE Creek Dr is listed at $459,900 (MLS® X13717716). Summitly updates the price as soon as the MLS® record changes.
Is $459,900 a good price for 20863 WYE Creek Dr?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Thames Centre. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 20863 WYE Creek Dr changed?
No — 20863 WYE Creek Dr is still listed at its original asking price of $459,900.
How many bedrooms and bathrooms does 20863 WYE Creek Dr have?
20863 WYE Creek Dr has 2 bedrooms and 2 bathrooms, with about 1,100–1,500 square feet of living space. It is a detached home in Thames Centre.
How much would the monthly mortgage be on 20863 WYE Creek Dr?
About $2,259 a month — principal and interest on $459,900 with 20% down ($91,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 20863 WYE Creek Dr compare with other homes in Thames Centre?
Its asking price of $459,900 is about 41% below the median sold price in Thames Centre over the last 90 days, $775,000, across 68 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 20863 WYE Creek Dr been sold before?
Summitly has no earlier MLS® sale or lease of 20863 WYE Creek Dr on record from the last two years. Older records aren't shown under TRREB rules.
Where is 20863 WYE Creek Dr?
20863 WYE Creek Dr is in Thames Centre, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 20863 WYE Creek Dr been on the market?
57 days — 20863 WYE Creek Dr was listed on August 26, 2026.
What is the price per square foot of 20863 WYE Creek Dr?
About $307 to $418 per square foot: the asking price of $459,900 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 20863 WYE Creek Dr have parking or a garage?
Yes — the listing gives 2 parking spaces.
Does 20863 WYE Creek Dr have a basement, and is it finished?
The listing describes the basement as: Crawl Space, Unfinished.
