DetachedListed yesterday

20904 South Service Rd, South Glengarry

Name: 20904 South Service Road
SKU: X14144342
Price: 798900 CAD
Availability: InStock

South Glengarry, ON · · MLS® X14144342Updated November 3, 2026

$798,900Est. $3,925/mo mortgage

Bedrooms: 3
Bathrooms: 1
Living space: 1100–1500sq ft
Parking spaces: 12

Type Detached
Lot 25.995 acres
Garage Yes
Basement Finished with Walk-Out

What you should know

20904 South Service Rd is a 3-bedroom, 1-bathroom detached home in South Glengarry, listed for $798,900. It has 1100-1500 sq ft of living space.

Prime waterfront property on 1.64 acres located just east of Lancaster Ontario on the St Lawerence River.
Wonderful views of the St.Lawrence River, shipping lanes & the Adirondack Mountains The shoreline is shored up providing a dock across the entire waterfront with a boat launching slip.
The home is all original but has been well maintained and is in good overall condition.

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3 Bed, 1 Bath Detached Home in South Glengarry

About 20904 South Service Road

Prime waterfront property on 1.64 acres located just east of Lancaster Ontario on the St Lawerence River. Wonderful views of the St.Lawrence River, shipping lanes & the Adirondack Mountains The shoreline is shored up providing a dock across the entire waterfront with a boat launching slip. The waterfront is located in a small cove which offers some protection from high east and west winds.The water at the shoreline is approximately 3 feet deep.The home was built in 1984 and is a 3 bedroom brick bungalow with attached garage feature's large bathroom with main floor laundry, patio doors to two level deck with gazebo, a large recreation room with wood stove and a partially walkout basement. The home is all original but has been well maintained and is in good overall condition. There is a propane fired Generac backup generator and a recently installed heat pump/air conditioning unit. Please note that there is a tempo over the basement entrance for the winter months that is removed during summer. Quick possession is available

3 bedrooms, 1 bathroom, about 1,100 sq ft, works out to roughly $726 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 20904 South Service Rd

Every detail from the listing, in one place.

Type: Detached
Style: Bungalow
Living space: 1100-1500 sq ftas stated on the listing
Parking: 12 spacesYes garage
Basement: Finished with Walk-Out

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 12

Interior

Basement: Finished with Walk-Out

Lot & land

Lot size (sqft): 1.64

Listing & possession

Property style: Bungalow
Property class: Detached

20904 South Service Rd Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Nov 2, 2026For saleListedThis listingMLS® X14144342$798,900

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 20904 South Service Rd Compares to the South Glengarry Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Well Above Market· based on 109 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

South Glengarry market, last 90 days

Median sold price: $499,900
Average sold price: $516,221
Average days on market: 61
Homes sold: 75

Closed sales on the TRREB MLS®.

Full South Glengarry market report

Recently sold nearby in South Glengarry

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home20904 South Service Road 3 bd · 1 ba · 1,100 sqft	$798,900asking	$726	—	—
18132 St. Laurent Boulevard 2 bd · 3 ba · 1,500 sqft
19 Hamilton Island Road 3 bd · 1 ba · 700 sqft
20392 Roy Crescent 4 bd · 2 ba · 1,100 sqft
19411 County Road 2 Road 2 bd · 1 ba · 700 sqft
4872 County Rd 20 Road 3 bd · 2 ba · 1,100 sqft
16 Monk Street 4 bd · 2 ba · 1,100 sqft

18132 St. Laurent Boulevard
2 bd · 3 ba · 1,500 sqft
19 Hamilton Island Road
3 bd · 1 ba · 700 sqft
20392 Roy Crescent
4 bd · 2 ba · 1,100 sqft
19411 County Road 2 Road
2 bd · 1 ba · 700 sqft
4872 County Rd 20 Road
3 bd · 2 ba · 1,100 sqft
16 Monk Street
4 bd · 2 ba · 1,100 sqft

Living in South Glengarry: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Costs, Mortgage & Rental Return for 20904 South Service Rd

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $3,925; 20% down · 25 years · 5.5% assumed
Property tax: $439; 0.66% mill rate · ON
Total per month: $4,364; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$3,925

/mo

based on the purchase price of $798,900

Down payment20%

$159,780 cash

Amortization25 yr

$639,120 financed

Rate5.50%

$538,307 total interest

Principal54%$639,120

Interest46%$538,307

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: CENTURY 21 SHIELD REALTY LTD., BrokerageMLS® X14144342 · Listing data last updated November 3, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Nov 1· $726/sq ft

Estimated monthly mortgage$3,925/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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