Available on mobile

Take Summitly with you.

Browse listings, get instant alerts, and talk to your AI concierge — all from your pocket.

Download on theApp StoreGet it onGoogle Play

Weekly market briefing

The smartest move starts here.

Curated listings, price trends, and neighbourhood insights — delivered Sunday morning.

Summitly

Your trusted partner in real estate. We help you find your perfect home, make informed decisions, and connect with expert professionals across Canada.

Explore

Map SearchBrowse ListingsBrowse RentalsSold HomesOpen Houses

Sell & Rent

Sell Your HomeHome ValuationList Your Rental — FreeRental PricingRenting on Summitly

Resources

CalculatorsGet Pre-QualifiedNews & InsightsGuidesBlogAI ConciergeFranchise

Company

AboutContactFind a RealtorCareers — Join SummitlyFAQs
310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

Privacy PolicyTerms of UseCookiesSitemap

Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

    Summitly Logo
    Buy
    Sell
    Rent
    Pre-con
    Meet ZaraMy HomeNews & Insights
    HomeBuySell
    For sale On market 35 daysPrice drop · $10,000 off (-2.9%)

    21 Cedar Street

    Fenelon·Kawartha Lakes, ON·K9V 4R1·Near Hwy 35 & Cambray Rd

    • 2 beds
    Kawartha Lakes real estate›X12910058
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Welcome to Joy Vista Estates-a peaceful, friendly, and affordable adult lifestyle community in beautiful Kawartha Lakes, just 10 minutes from Lindsay. This well-maintained home truly shows pride of ownership and offers 2 bedrooms and 2 bathrooms, thoughtfully updated throughout. Enjoy new flooring, upgraded bathrooms, and a refreshed kitchen featuring new countertops and backsplash, with convenient laundry and pantry space just off the kitchen. The spacious primary bedroom includes a walk-in closet and a 3-piece ensuite. Outside, you'll find a single-car garage, paved laneway, and a garden shed for extra storage. Recent exterior upgrades include 2021 fiberglass shingles with a 20-year transferable warranty, new siding with added 1.5" foam board for improved R-value, new exterior doors, and most windows replaced. Relax and unwind on the maintenance-free deck with a screened gazebo-perfect for enjoying the outdoors. Embrace a low-maintenance lifestyle in this vibrant community. Lease fees to a New Owner $746.76/month (covering land lease fee, applicable taxes, water & water testing, sewers, garbage/recycling pickup) & access to community amenities.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 20, 2026Price reducedCurrentReduced$339,000−$10,000 (2.9%)X12910058This page
    Mar 23, 2026ListedCurrentFor sale$349,000 —X12910058This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Well
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 21 Cedar Street
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $1,665
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $186
    0.66% mill rate · ON
    The market

    How this home sits in the Kawartha Lakes market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Kawartha Lakes market right now

    Average sold price, days on market, and closed-transaction count for Kawartha Lakes — sourced from MLS®.

    • Avg sold price
      $672,004
      Last 30 days
    • Median sold price
      $625,000
      Middle of the market
    • Days on market
      43 d
      Avg from list to close
    • Closed last 30d
      333
      MLS® transactions
    Full Kawartha Lakes market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 21 Cedar Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 21 Cedar Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 21 Cedar Street listed for?

      21 Cedar Street is listed at $339,000 on the MLS® (listing X12910058). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 21 Cedar Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 700-1100 sqft
  3. Modular Home
  4. Asking
    $339,000
    $0 / sqft · MLS® X12910058
    Chat Zara
  5. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $490,563
    $451,318Confidence range$529,808
    Asking vs estimate
    ↓below
    −$151,563
    (-30.9%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 2 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Kawartha Lakes sell in about 43 days — this one has been listed 35 days.

    Avg sold price
    $672,004
    Median sold
    $625,000
    Avg days on market
    43
    Recently sold
    333
    See comparable sales
    Enjoy new flooring, upgraded bathrooms, and a refreshed kitchen featuring new countertops and backsplash, with convenient laundry and pantry space just off the kitchen.
  6. The spacious primary bedroom includes a walk-in closet and a 3-piece ensuite.
  7. Outside, you'll find a single-car garage, paved laneway, and a garden shed for extra storage.
  8. Relax and unwind on the maintenance-free deck with a screened gazebo-perfect for enjoying the outdoors.
  9. Ask Zara a follow-up
    Septic
  10. Parking & garage

    4
    Garage
    Detached
    Garage spaces
    1
    Parking spaces
    4
    Driveway
    Private
  11. Interior

    5
    Basement
    Crawl Space
    Family room
    N
    Kitchens
    1
    Total rooms
    9
    Laundry level
    Main Level
  12. Exterior & construction

    4
    Exterior
    Vinyl Siding
    Roof
    Fibreglass Shingle
    Foundation
    Concrete Block
    Pool
    Community
  13. Listing & possession

    3
    Possession
    2026-04-09T00:00:00.000-00:00
    Property style
    Bungalow
    Property class
    Modular Home
  14. Room-by-room · 9 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    9 rooms
    • Bedroom
      Laminate
      8.0 × 9.0 ft
    • Dining Room
      combined w/living · laminate
      8.0 × 9.0 ft
    • Living Room
      combined w/dining · laminate · large window
      12.0 × 16.0 ft
    • Primary Bedroom
      laminate · ensuite bath
      16.0 × 13.0 ft
    • Bathroom
      4 pc bath · laminate
      6.0 × 5.1 ft
    • Utility Room
      4.2 × 2.0 ft
    • Kitchen
      Laminate
      8.0 × 11.0 ft
    • Bathroom
      3 pc ensuite · laminate
      5.1 × 4.2 ft
    • Laundry
      19.6 × 9.8 ft
    Combined estimate
    $1,851
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $1,665
    /mo
    based on the purchase price of $339,000
    $67,800 cash
    $271,200 financed
    $228,422 total interest
    Monthly payment$1,665/ month
    Principal54%$271,200
    Interest46%$228,422

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

    Comparable modular homes that just sold in Kawartha Lakes

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 16 Fenelon Way
      Sold
      Sign in for price
      16 Fenelon Way
      Modular Home
    • 9 Vista Drive
      Sold
      Sign in for price
      9 Vista Drive
      Modular Home
    • 7 Marlene Drive
      Sold
      Sign in for price
      7 Marlene Drive
      Modular Home
    • 6 Circle Drive
      Sold
      Sign in for price
      6 Circle Drive
      Modular Home
    • 7 Macal Drive
      Sold
      Sign in for price
      7 Macal Drive
      Modular Home
    AddressBd / BaSqftSold$/sqft% of askSold
    21 Cedar StreetThis home2 / 27,001,100$339,000ask———
    16 Fenelon Way3 / 11,100—
    9 Vista Drive2 / 2700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More modular homes in Kawartha Lakes

    Active listings within ±20% of this asking price.

    • 17 Circle Drive
      $319,900
      17 Circle Drive
      Modular Home 3 2
    • 7 Macal Drive
      $375,000
      7 Macal Drive
      Modular Home 2 2
    • 7 Homewood Avenue
      $359,900
      7 Homewood Avenue
      Modular Home 2 1
    • 64 OTTER Line
      $294,900
      64 OTTER Line
      Modular Home 2 2
    • 68 Glenway Drive
      $309,000
      68 Glenway Drive
      Modular Home 2 1
    • 42 Otter Line
      $320,000
      42 Otter Line
      Modular Home 1 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  15. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  16. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  17. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  18. Public listing courtesy of ROYAL LEPAGE KAWARTHA LAKES REALTY INC. · displayed on Summitly per MLS® data-share rules

    21 Cedar Street is a 2-bedroom, 2-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  19. When was 21 Cedar Street built?

    The year built for 21 Cedar Street isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  20. What is the property tax for 21 Cedar Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 21 Cedar Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  21. How much would the monthly mortgage be on 21 Cedar Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $339,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  22. Has 21 Cedar Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 21 Cedar Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  23. What neighbourhood is 21 Cedar Street in?

    21 Cedar Street is in Fenelon, Kawartha Lakes. The 'Neighbourhood' section below links to the live Kawartha Lakes real estate hub with average sold price, days on market, and current inventory.

  24. Is Kawartha Lakes a good place to live?

    Kawartha Lakes is one of ON's actively-tracked Summitly markets. The full Kawartha Lakes real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  25. 7 Marlene Drive
    2 / 1
    700
    —
    6 Circle Drive3 / 1700—
    7 Macal Drive2 / 25,000—