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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 8 days

    21 Chapel Street N

    Thorold Downtown·Thorold, ON·L2V 2E3·Near Vine and Regent

    • 3 beds
    Thorold real estate›X13207248
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    21 Chapel Street extends an invitation for you to make it your new home. Located in the heart of Old Town Thorold, a short walk to the trendy downtown core, just down the street or around the corner from community amenities, and with quick access to highways. While-away the hours and greet passers-by from the 20ft X 7ft covered porch which opens to the reception hallway off which is the formal living room; double doors separate formal dining room, then one step down to the addition which includes the sun-filled family room with cozy electric fireplace / shelving unit, garden walkout. Conveniently located with an over-size shower is a 3-piece bath. The step-saving kitchen has an abundance of cupboards including the pantry and counterspace with practical floating island. On the upper level off the 10ft X 3 1/2 ft hallway are 3 spacious bedrooms and the 3 piece bathroom with its contemporary vanity and classic claw-foot soaking tub. There is side-yard access to the finished lower level with recreation / games room, a built-in work station in the office / craft room and the laundry/utility room which also includes a work "bench" and extra storage. There is tandem off-street parking for two on the concrete driveway; the lot is fully fenced and includes both a garden and storage shed, there is an outdoor play structure, room for gardening too. If you are just getting started or have out-grown your present home, we think this might be the one but don't take our word for it, be sure to add it to your "must see" list.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 28, 2026ListedCurrentFor sale$497,500 —X13207248This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 21 Chapel Street N
    What's nearby

    Points of interest classified by the MLS® feed.

    • Fenced Yard
    • Park
    • Place Of Worship
    • School
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,444
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $302
    0.73% mill rate · ON
    The market

    How this home sits in the Thorold market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Thorold market right now

    Average sold price, days on market, and closed-transaction count for Thorold — sourced from MLS®.

    • Avg sold price
      $603,563
      Last 30 days
    • Median sold price
      $587,444
      Middle of the market
    • Days on market
      45 d
      Avg from list to close
    • Closed last 30d
      110
      MLS® transactions
    Full Thorold market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 21 Chapel Street N — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 21 Chapel Street N and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 21 Chapel Street N listed for?

      21 Chapel Street N is listed at $497,500 on the MLS® (listing X13207248). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 21 Chapel Street N have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1500-2000 sqft
  3. Detached
  4. Built 51-99
  5. < .50 ac lot
  6. Asking
    $497,500
    $0 / sqft · MLS® X13207248
    Chat Zara
  7. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $603,563
    $555,278Confidence range$651,848
    Asking vs estimate
    ↓below
    −$106,063
    (-17.6%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Thorold sell in about 45 days — this one has been listed 8 days.

    Avg sold price
    $603,563
    Median sold
    $587,444
    Avg days on market
    45
    Recently sold
    110
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • The step-saving kitchen has an abundance of cupboards including the pantry and counterspace with practical floating island.
    • On the upper level off the 10ft X 3 1/2 ft hallway are 3 spacious bedrooms and the 3 piece bathroom with its contemporary vanity and classic claw-foot soaking tub.
    • There is side-yard access to the finished lower level with recreation / games room, a built-in work station in the office / craft room and the laundry/utility room which also includes a work "bench" and extra storage.
    • There is tandem off-street parking for two on the concrete driveway; the lot is fully fenced and includes both a garden and storage shed, there is an outdoor play structure, room for gardening too.
    Ask Zara a follow-up
    Sewer
  8. Parking & garage

    3
    Garage
    None
    Parking spaces
    2
    Driveway
    Private, Tandem
  9. Interior

    7
    Basement
    Partially Finished
    Family room
    Y
    Kitchens
    1
    Total rooms
    11
    Laundry level
    Lower Level
    Elevator
    N
    Accessibility
    N
  10. Exterior & construction

    4
    Exterior
    Aluminum Siding
    Roof
    Asphalt Shingle
    Foundation
    Concrete Block, Poured Concrete
    Pool
    None
  11. Lot & land

    2
    Year built
    51-99
    Zoning
    R3
  12. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    2-Storey
    Property class
    Detached
  13. Room-by-room · 13 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    6 rooms
    • Bathroom
      3 Pc Bath
      7.7 × 4.8 ft
    • Foyer
      Hardwood Floor
      12.3 × 5.0 ft
    • Kitchen
      vinyl floor · centre island
      13.0 × 11.6 ft
    • Dining Room
      Hardwood Floor
      12.3 × 10.1 ft
    • Living Room
      Hardwood Floor
      14.0 × 12.3 ft
    • Family Room
      electric fireplace · w/o to garden
      17.0 × 13.9 ft

    Second level

    4 rooms
    • Bedroom 3
      Bamboo
      10.1 × 9.2 ft
    • Primary Bedroom
      Bamboo
      11.6 × 11.3 ft
    • Bathroom
      3 pc bath · tile floor
      9.0 × 7.7 ft
    • Bedroom 2
      Bamboo
      11.3 × 7.2 ft

    Lower level

    3 rooms
    • Recreation
      Vinyl Floor
      19.0 × 11.6 ft
    • Utility Room
      11.6 × 11.0 ft
    • Office
      broadloom · b/i shelves
      10.5 × 6.1 ft
    Combined estimate
    $2,746
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,444
    /mo
    based on the purchase price of $497,500
    $99,500 cash
    $398,000 financed
    $335,220 total interest
    Monthly payment$2,444/ month
    Principal54%$398,000
    Interest46%$335,220

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Thorold

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 16 Welland Street
      Sold
      Sign in for price
      16 Welland Street
      Detached
    • 67 Esther Crescent
      Sold
      Sign in for price
      67 Esther Crescent
      Detached
    • 108 Queen Street
      Sold
      Sign in for price
      108 Queen Street
      Detached
    • 32 THOMPSON Avenue
      Sold
      Sign in for price
      32 THOMPSON Avenue
      Detached
    • 1190 UPPERS Lane
      Sold
      Sign in for price
      1190 UPPERS Lane
      Detached
    • 91 Maitland Street
      Sold
      Sign in for price
      91 Maitland Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    21 Chapel Street NThis home3 / 215,002,000$497,500ask———
    16 Welland Street2 / 2700—
    67 Esther Crescent4 / 32,000—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Thorold

    Active listings within ±20% of this asking price.

    • 45 Wellington Street
      $429,900
      45 Wellington Street
      Detached 4 2
    • 111 Morton Street
      $495,900
      111 Morton Street
      Detached 3 2
    • 64 Marlatts Road
      $499,000
      64 Marlatts Road
      Detached 3 2
    • 9 Greenhill Drive
      $545,000
      9 Greenhill Drive
      Detached 3 2
    • 41 McDonald Avenue
      $464,900
      41 McDonald Avenue
      Detached 3 2
    • 41 McDonald Avenue
      $464,900
      41 McDonald Avenue
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  14. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  15. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  16. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  17. Public listing courtesy of BOSLEY REAL ESTATE LTD., · displayed on Summitly per MLS® data-share rules

    21 Chapel Street N is a 3-bedroom, 2-bath, 1500-2000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  18. When was 21 Chapel Street N built?

    21 Chapel Street N was built in 51-99. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  19. What is the property tax for 21 Chapel Street N?

    The 'Property tax' tab in the History section shows the most recent annual tax for 21 Chapel Street N plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  20. How much would the monthly mortgage be on 21 Chapel Street N?

    The affordability calculator on this page shows an estimated monthly mortgage for $497,500 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  21. Has 21 Chapel Street N been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 21 Chapel Street N with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  22. What neighbourhood is 21 Chapel Street N in?

    21 Chapel Street N is in Thorold Downtown, Thorold. The 'Neighbourhood' section below links to the live Thorold real estate hub with average sold price, days on market, and current inventory.

  23. Is Thorold a good place to live?

    Thorold is one of ON's actively-tracked Summitly markets. The full Thorold real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  24. 108 Queen Street
    2 / 1
    700
    —
    32 THOMPSON Avenue3 / 21,100—
    1190 UPPERS Lane4 / 32,000—
    91 Maitland Street3 / 21,500—