21 Earl St #323, Toronto

Name: 21 Earl Street, Unit 323
SKU: C14095342
Price: 495000 CAD
Availability: InStock

1 Bed, 1 Bath Condo in Toronto

Unit 323 at 21 Earl Street

Earl Lofts is a gated, low-rise condominium on a quiet, tree-lined street near Jarvis and Bloor. This 1 bedroom loft has 17-foot ceilings and a grand two-storey south-facing window that fills the open-concept living space with natural light throughout the day, and the light carries up to the bedroom. The kitchen peninsula looks over the living area, so cooking, dining, and entertaining all share the same bright room. A small south-facing balcony adds a spot for fresh air. Convenient transportation and great restaurants nearby.

1 bedroom, 1 bathroom, about 500 sq ft, works out to roughly $990 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this condo fits your budget and timing.

Inside 21 Earl St #323

Every detail from the listing, in one place.

Type: Condo
Style: Loft
Living space: 500-599 sq ftas stated on the listing
Basement: None

Features & systems

Parking & garage

Parking spaces: 0

Interior

Basement: None

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: Loft
Property class: Condo Apartment

21 Earl St #323 Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Oct 19, 2026For saleListedThis listingMLS® C14095342$495,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 21 Earl St #323 Compares to the Toronto Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Above Market· based on 15,938 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Toronto market, last 90 days

Median sold price: $845,000
Average sold price: $1,081,240
Average days on market: 31
Homes sold: 9,621

Closed sales on the TRREB MLS®.

Full Toronto market report

Market pulse · Toronto

Toronto market

Median sold price$845,000Last 90 days
Average days on market31Homes sold in about 31 days on average.
Sale-to-list ratio4931.9%On average, homes sold at or above asking.
Active listings12,254Homes for sale here right now.
Median vs prior 90 days+1.2%Compared with Apr 28 – Jul 27, 2026: prices up.

Based on 9,621 sales from Jul 27 – Oct 25, 2026 (6,856 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.

Recently sold nearby in Toronto

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

See what these homes actually sold for

Free with a Summitly account. Sign in once and sold prices unlock across the site.

Home	Sold price	$ / sqft	% of asking	Sold
This homeUnit 323 — 21 Earl Street 1 bd · 1 ba · 500 sqft	$495,000asking	$990	—	—
32 Trolley Crescent 2 bd · 2 ba · 700 sqft
7 Lorraine Drive 2 bd · 2 ba · 800 sqft
27 Rean Drive 1 bd · 1 ba · 500 sqft
60 Bathurst Street 1 bd · 1 ba · 700 sqft
88 Sheppard Avenue 1 bd · 1 ba · 500 sqft
21 Overlea Boulevard 2 bd · 2 ba · 900 sqft

32 Trolley Crescent
2 bd · 2 ba · 700 sqft
7 Lorraine Drive
2 bd · 2 ba · 800 sqft
27 Rean Drive
1 bd · 1 ba · 500 sqft
60 Bathurst Street
1 bd · 1 ba · 700 sqft
88 Sheppard Avenue
1 bd · 1 ba · 500 sqft
21 Overlea Boulevard
2 bd · 2 ba · 900 sqft

More in this building

2 for sale · 1 for rent at 21 Earl St — plus its sale and lease history.

See all of 21 Earl St

Living in Toronto: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Transit nearby

Stations and stops, straight-line distance

Sherbourne StationLine 2490 m6 min walk
Wellesley StationLine 1590 m7 min walk
Bloor-Yonge StationLine 1, Line 2740 m9 min walk

Places from OpenStreetMap (© OpenStreetMap contributors) and Summitly's station list. Distances are straight-line, not routes.

Loading schools, parks, groceries and more nearby…

Transit

Sherbourne Station (Line 2)6 min walk
Wellesley Station (Line 1)7 min walk
Bloor-Yonge Station (Line 1, Line 2)9 min walk

Nearest subway, GO and LRT stations first, then bus and streetcar stops.

Sherbourne Station
490 m6 minClosest· Line 2
Homes near Sherbourne Station
Wellesley Station
590 m7 min· Line 1
Homes near Wellesley Station
Bloor-Yonge Station
740 m9 min· Line 1, Line 2
Homes near Bloor-Yonge Station

Straight-line distances from the listing; walking times assume about 80 m a minute. Places © OpenStreetMap contributors, a community-maintained map that may miss or misplace some places. Directions and place details open on Google Maps.

How long is your commute?

From 21 Earl St #323. Typical times without traffic delays; transit times aren't available yet.

Costs, Mortgage & Rental Return for 21 Earl St #323

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $2,432; 20% down · 25 years · 5.5% assumed
Property tax: $272; 0.66% mill rate · ON
Total per month: $2,704; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

Enter a rate to see the monthly cost

Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$2,432

/mo

based on the purchase price of $495,000

Down payment20%

$99,000 cash

Amortization25 yr

$396,000 financed

Rate5.50%

$333,536 total interest

Principal54%$396,000

Interest46%$333,536

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

Want rate-drop alerts and a saved shortlist?

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Questions About 21 Earl St #323

How much is 21 Earl St #323 listed for?

21 Earl St #323 is listed at $495,000 (MLS® C14095342). Summitly updates the price as soon as the MLS® record changes.

Is $495,000 a good price for 21 Earl St #323?

Summitly rates it Above Market: the asking price is 5% to 15% above Zara's estimate, an estimate built from recent sales in Toronto. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate

Has the price of 21 Earl St #323 changed?

No — 21 Earl St #323 is still listed at its original asking price of $495,000.

How many bedrooms and bathrooms does 21 Earl St #323 have?

21 Earl St #323 has 1 bedroom and 1 bathroom, with about 500–599 square feet of living space. It is a condo in Toronto.

Is 21 Earl St #323 close to transit?

The nearest rapid-transit station is Sherbourne Station (Line 2), about 490 m (about a 6-minute walk) in a straight line. Wellesley Station is about 590 m (about a 7-minute walk), and Bloor-Yonge Station is about 740 m (about a 9-minute walk). Distances are straight-line, not walking routes; check the transit agency for routes and schedules.

How much would the monthly mortgage be on 21 Earl St #323?

About $2,432 a month — principal and interest on $495,000 with 20% down ($99,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.

How does 21 Earl St #323 compare with other homes in Toronto?

Its asking price of $495,000 is about 41% below the median sold price in Toronto over the last 90 days, $845,000, across 9,621 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.

Has 21 Earl St #323 been sold before?

Summitly has no earlier MLS® sale or lease of 21 Earl St #323 on record from the last two years. Older records aren't shown under TRREB rules.

Where is 21 Earl St #323?

21 Earl St #323 is in Toronto, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.

How long has 21 Earl St #323 been on the market?

6 days — 21 Earl St #323 was listed on October 19, 2026.

What is the price per square foot of 21 Earl St #323?

About $826 to $990 per square foot: the asking price of $495,000 over the 500–599 sq ft the listing gives as its size range.

Does 21 Earl St #323 have a basement, and is it finished?

The listing says 21 Earl St #323 has no basement.

What you should know