DetachedListed today

21 Karen Dr, Kawartha Lakes

Name: 21 Karen Drive
SKU: X14147794
Price: 699900 CAD
Availability: InStock

Kawartha Lakes, ON · · MLS® X14147794Updated November 4, 2026

$699,900Est. $3,438/mo mortgage

Bedrooms: 4
Bathrooms: 2
Living space: 2000–2500sq ft
Parking spaces: 5

Type Detached
Lot 50 acres
Garage Yes
Basement Full, Finished

What you should know

21 Karen Dr is a 4-bedroom, 2-bathroom detached home in Kawartha Lakes, listed for $699,900. It has 2000-2500 sq ft of living space.

Set on a large in-town lot, this home offers an exceptional blend of character, space, and outdoor living.
At the heart of the home is a fully customized kitchen, featuring a generous center island, updated appliances (2023, 2024), and custom cabinetry throughout.
The fully finished basement features custom cabinetry, a bar-style area, and versatile living spaces ready to customize into your dream entertainment room, home gym, or den.

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4 Bed, 2 Bath Detached Home in Kawartha Lakes

About 21 Karen Drive

Welcome to this spacious and inviting two-storey home, nestled on a quiet street in a mature, established neighbourhood. Set on a large in-town lot, this home offers an exceptional blend of character, space, and outdoor living. At the heart of the home is a fully customized kitchen, featuring a generous center island, updated appliances (2023, 2024), and custom cabinetry throughout. The open, connected layout just off the dining room creates the ideal environment for everyday family life and entertaining guests. Added main floor laundry brings daily convenience right where you need it most. Offering 4+1 bedrooms, 3 updated bathrooms, and extensive renovations throughout, including new flooring (laminate, vinyl, tile) and updated windows. This home has abundant, high-function living space for the whole family. The fully finished basement features custom cabinetry, a bar-style area, and versatile living spaces ready to customize into your dream entertainment room, home gym, or den. Step outside to enjoy an expansive in-town lot featuring established perennial gardens along with several fruit producing trees and bushes. The side yard offers dedicated space for urban gardening with raised garden beds separated from the main backyard. The fenced backyard features a two-tier deck perfect for outdoor gathering and relaxing. A fantastic opportunity for comfortable, flexible in-town living for families of all sizes!

4 bedrooms, 2 bathrooms, about 2,000 sq ft, works out to roughly $350 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 21 Karen Dr

Every detail from the listing, in one place.

Type: Detached
Style: 2-Storey
Living space: 2000-2500 sq ftas stated on the listing
Parking: 5 spacesYes garage
Basement: Full, Finished

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 5

Interior

Basement: Full · Finished

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: 2-Storey
Property class: Detached

21 Karen Dr Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Nov 4, 2026For saleListedThis listingMLS® X14147794$699,900

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 21 Karen Dr Compares to the Kawartha Lakes Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 841 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Kawartha Lakes market, last 90 days

Median sold price: $599,000
Average sold price: $671,217
Average days on market: 46
Homes sold: 511

Closed sales on the TRREB MLS®.

Full Kawartha Lakes market report

Recently sold nearby in Kawartha Lakes

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home21 Karen Drive 4 bd · 2 ba · 2,000 sqft	$699,900asking	$350	—	—
21 Third Street 3 bd · 1 ba · 700 sqft
213 Angeline Street 4 bd · 2 ba · 1,100 sqft
28 Rustlewood Avenue 3 bd · 3 ba · 2,000 sqft
5 Royal Estates Drive 3 bd · 2 ba · 1,100 sqft
6 Hamilton Drive 5 bd · 2 ba · 2,000 sqft
71 Victoria Avenue 3 bd · 1 ba · 1,100 sqft

21 Third Street
3 bd · 1 ba · 700 sqft
213 Angeline Street
4 bd · 2 ba · 1,100 sqft
28 Rustlewood Avenue
3 bd · 3 ba · 2,000 sqft
5 Royal Estates Drive
3 bd · 2 ba · 1,100 sqft
6 Hamilton Drive
5 bd · 2 ba · 2,000 sqft
71 Victoria Avenue
3 bd · 1 ba · 1,100 sqft

Living in Kawartha Lakes: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Costs, Mortgage & Rental Return for 21 Karen Dr

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $3,438; 20% down · 25 years · 5.5% assumed
Property tax: $385; 0.66% mill rate · ON
Total per month: $3,823; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$3,438

/mo

based on the purchase price of $699,900

Down payment20%

$139,980 cash

Amortization25 yr

$559,920 financed

Rate5.50%

$471,600 total interest

Principal54%$559,920

Interest46%$471,600

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: AFFINITY GROUP PINNACLE REALTY LTD., BrokerageMLS® X14147794 · Listing data last updated November 4, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Nov 3· $350/sq ft

Estimated monthly mortgage$3,438/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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