Charming 2 bed, 2 bath home the heart of St Catharines. Plenty of space on the main floor with a large gourmet kitchen complete with quartz countertops and stainless steel appliances. Recently renovated 4 piece bathroom and 2 well sized bedrooms with plenty of natural light. Enjoy coffee on the front porch in the morning. Step out of the sliding doors in the kitchen to a backyard oasis. Quiet, serene and private, a perfect place for family BBQs and relaxation. Added bonus is the studio garage. Complete with its own air conditioner, and bar area. A perfect place for creativity, relaxation or tinkering. Basement features a large laundry and storage area, recreational room and 3 piece bathroom with a standalone tub and an inlaw suite potential. This home is a great start for first time buyers, small families or downsizers. Walking distance to many amenities including grocery, restaurants, pharmacy. Enjoy all that St Catharines has to offer. Walking distance to schools, daycares, parks and cafes.
2 bedrooms, 2 bathrooms, about 700 sq ft, works out to roughly $643 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 218 Lake St
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
700-1100 sq ftas stated on the listing
Lot size
100 x 35
Parking
2 spacesYes garage
Basement
Partially Finished, Partial Basement
Features & systems
Parking & garage
Garage
Yes
Parking spaces
2
Interior
Basement
Partially Finished · Partial Basement
Lot & land
Lot dimensions
100 x 35
Lot size (sqft)
0
Listing & possession
Property style
Bungalow
Property class
Detached
218 Lake St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13713676$450,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 218 Lake St Compares to the St. Catharines Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,211
/mo
based on the purchase price of $450,000
$90,000 cash
$360,000 financed
$303,214 total interest
Principal54%$360,000
Interest46%$303,214
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in St. Catharines
Other 2–3 bed homes for sale in St. Catharines around $450K.
Average days on market38Homes sold in about 38 days on average.
Sale-to-list ratio96.6%On average, homes sold below asking.
Active listings747Homes for sale here right now.
Median vs prior 90 days+0.8%Compared with Apr 16 – Jul 15, 2026: prices up.
Based on 596 sales from Jul 15 – Oct 13, 2026 (495 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
218 Lake St is listed at $450,000 (MLS® X13713676). Summitly updates the price as soon as the MLS® record changes.
Is $450,000 a good price for 218 Lake St?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in St. Catharines. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 218 Lake St changed?
No — 218 Lake St is still listed at its original asking price of $450,000.
How many bedrooms and bathrooms does 218 Lake St have?
218 Lake St has 2 bedrooms and 2 bathrooms, with about 700–1,100 square feet of living space. It is a detached home in St. Catharines.
Is 218 Lake St close to transit?
The nearest rapid-transit station is St. Catharines GO Station (Lakeshore West GO), about 2.7 km in a straight line. Distances are straight-line, not walking routes; check the transit agency for routes and schedules.
How much would the monthly mortgage be on 218 Lake St?
About $2,211 a month — principal and interest on $450,000 with 20% down ($90,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 218 Lake St compare with other homes in St. Catharines?
Its asking price of $450,000 is about 19% below the median sold price in St. Catharines over the last 90 days, $554,500, across 596 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 218 Lake St been sold before?
Summitly has no earlier MLS® sale or lease of 218 Lake St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 218 Lake St?
218 Lake St is in St. Catharines, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 218 Lake St been on the market?
48 days — 218 Lake St was listed on August 26, 2026.
What is the price per square foot of 218 Lake St?
About $409 to $643 per square foot: the asking price of $450,000 over the 700–1,100 sq ft the listing gives as its size range.
Does 218 Lake St have parking or a garage?
Yes — the listing gives 2 parking spaces. Garage: Yes.
