218 Lake St, St. Catharines

Name: 218 Lake Street
SKU: X14085460
Price: 429900 CAD
Availability: InStock

2 Bed, 2 Bath Detached Home in St. Catharines

About 218 Lake Street

Welcome to 218 Lake Street, a charming 2-bedroom, 2-bathroom detached home in St. Catharines' desirable Haig neighbourhood. The updated main floor features a bright open-concept living and dining area, a modern kitchen with quartz countertops and stainless steel appliances, two comfortable bedrooms, and an updated bathroom. The kitchen offers direct access to the backyard, making summer BBQs and outdoor entertaining easy. Enjoy the private, fully fenced backyard with mature landscaping, established gardens, and a spacious deck-perfect for relaxing, gardening, or hosting friends. A standout feature is the detached garage, transformed into a finished entertaining and flex space complete with a bar, refrigerator, and air conditioning. Use it as a hangout, game room, hobby space, or home office. Additional attic storage is accessible by a pull-down ladder. The lower level offers laundry, storage, a recreation/den area, and a large 3-piece bathroom with a clawfoot tub. With approximately 5'10" ceiling height, the basement is best suited for recreation, hobbies, and storage rather than conventional additional living space or a secondary suite. Conveniently located near downtown St. Catharines, restaurants, cafés, groceries, parks, schools, and everyday amenities. Buyers should expect some street activity, while the fenced backyard offers a more private outdoor retreat. A pre-listing home inspection is available to interested buyers. If you're looking for an updated main floor, a beautiful backyard, unique entertaining space, and an urban location without needing a finished basement or secondary suite, 218 Lake Street is worth a look!

2 bedrooms, 2 bathrooms, about 700 sq ft, works out to roughly $614 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 218 Lake St

Every detail from the listing, in one place.

Type: Detached
Style: Bungalow
Living space: 700-1100 sq ftas stated on the listing
Lot size: 100 x 35
Parking: 2 spacesYes garage
Basement: Partially Finished, Partial Basement

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 2

Interior

Basement: Partially Finished · Partial Basement

Lot & land

Lot dimensions: 100 x 35
Lot size (sqft): 0

Listing & possession

Property style: Bungalow
Property class: Detached

218 Lake St Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Oct 16, 2026For saleListedThis listingMLS® X14085460$429,900

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 218 Lake St Compares to the St. Catharines Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Above Market· based on 1,050 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

St. Catharines market, last 90 days

Median sold price: $550,000
Average sold price: $602,082
Average days on market: 38
Homes sold: 557

Closed sales on the TRREB MLS®.

Full St. Catharines market report

Market pulse · St. Catharines

St. Catharines market

Median sold price$550,000Last 90 days
Average days on market38Homes sold in about 38 days on average.
Sale-to-list ratio96.5%On average, homes sold below asking.
Active listings776Homes for sale here right now.
Median vs prior 90 days0.0%Compared with Apr 26 – Jul 25, 2026.

Based on 557 sales from Jul 25 – Oct 23, 2026 (502 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.

Recently sold nearby in St. Catharines

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

See what these homes actually sold for

Free with a Summitly account. Sign in once and sold prices unlock across the site.

Home	Sold price	$ / sqft	% of asking	Sold
This home218 Lake Street 2 bd · 2 ba · 700 sqft	$429,900asking	$614	—	—
7 Pinehill Road 3 bd · 2 ba · 700 sqft
15 Catherine Street 2 bd · 1 ba · 1,100 sqft
110 Riverview Boulevard 4 bd · 3 ba · 1,500 sqft
93 Westgate Park Drive 3 bd · 2 ba · 1,500 sqft
46 Dundonald Street 2 bd · 2 ba · 700 sqft
74 St. Patrick Street 3 bd · 2 ba · 700 sqft

7 Pinehill Road
3 bd · 2 ba · 700 sqft
15 Catherine Street
2 bd · 1 ba · 1,100 sqft
110 Riverview Boulevard
4 bd · 3 ba · 1,500 sqft
93 Westgate Park Drive
3 bd · 2 ba · 1,500 sqft
46 Dundonald Street
2 bd · 2 ba · 700 sqft
74 St. Patrick Street
3 bd · 2 ba · 700 sqft

Living in St. Catharines: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Transit nearby

Stations and stops, straight-line distance

St. Catharines GO StationLakeshore West GO2.7 km

Places from OpenStreetMap (© OpenStreetMap contributors) and Summitly's station list. Distances are straight-line, not routes.

Loading schools, parks, groceries and more nearby…

Transit

St. Catharines GO Station (Lakeshore West GO)2.7 km

Nearest subway, GO and LRT stations first, then bus and streetcar stops.

St. Catharines GO Station
2.7 kmClosest· Lakeshore West GO
Homes near St. Catharines GO Station

Straight-line distances from the listing; walking times assume about 80 m a minute. Places © OpenStreetMap contributors, a community-maintained map that may miss or misplace some places. Directions and place details open on Google Maps.

How long is your commute?

From 218 Lake St. Typical times without traffic delays; transit times aren't available yet.

Costs, Mortgage & Rental Return for 218 Lake St

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $2,112; 20% down · 25 years · 5.5% assumed
Property tax: $236; 0.66% mill rate · ON
Total per month: $2,348; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

Enter a rate to see the monthly cost

Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$2,112

/mo

based on the purchase price of $429,900

Down payment20%

$85,980 cash

Amortization25 yr

$343,920 financed

Rate5.50%

$289,671 total interest

Principal54%$343,920

Interest46%$289,671

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

Want rate-drop alerts and a saved shortlist?

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

Book a tour of 218 Lake St with a licensed buyer's agent

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Zara · AI virtual agent

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Questions About 218 Lake St

How much is 218 Lake St listed for?

218 Lake St is listed at $429,900 (MLS® X14085460). Summitly updates the price as soon as the MLS® record changes.

Is $429,900 a good price for 218 Lake St?

Summitly rates it Above Market: the asking price is 5% to 15% above Zara's estimate, an estimate built from recent sales in St. Catharines. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate

Has the price of 218 Lake St changed?

No — 218 Lake St is still listed at its original asking price of $429,900.

How many bedrooms and bathrooms does 218 Lake St have?

218 Lake St has 2 bedrooms and 2 bathrooms, with about 700–1,100 square feet of living space. It is a detached home in St. Catharines.

Is 218 Lake St close to transit?

The nearest rapid-transit station is St. Catharines GO Station (Lakeshore West GO), about 2.7 km in a straight line. Distances are straight-line, not walking routes; check the transit agency for routes and schedules.

How much would the monthly mortgage be on 218 Lake St?

About $2,112 a month — principal and interest on $429,900 with 20% down ($85,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.

How does 218 Lake St compare with other homes in St. Catharines?

Its asking price of $429,900 is about 22% below the median sold price in St. Catharines over the last 90 days, $550,000, across 557 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.

Has 218 Lake St been sold before?

Summitly has no earlier MLS® sale or lease of 218 Lake St on record from the last two years. Older records aren't shown under TRREB rules.

Where is 218 Lake St?

218 Lake St is in St. Catharines, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.

How long has 218 Lake St been on the market?

7 days — 218 Lake St was listed on October 16, 2026.

What is the price per square foot of 218 Lake St?

About $391 to $614 per square foot: the asking price of $429,900 over the 700–1,100 sq ft the listing gives as its size range.

Does 218 Lake St have parking or a garage?

Yes — the listing gives 2 parking spaces. Garage: Yes.

What you should know

2 Bed, 2 Bath Detached Home in St. Catharines

About 218 Lake Street

Inside 218 Lake St

Features & systems

218 Lake St Price & Sale History

How 218 Lake St Compares to the St. Catharines Market

St. Catharines market, last 90 days

Recently sold nearby in St. Catharines

Living in St. Catharines: Location & Amenities

How long is your commute?

Costs, Mortgage & Rental Return for 218 Lake St

Monthly cost of owning

Mortgage payments

Monthly cost

Rental income potential

Own a home on Lake Street? See what yours is worth

Zara, any time

A licensed local agent

See 218 Lake St, St. Catharines in person

Similar homes for sale nearby in St. Catharines

Explore More Detached Homes in St. Catharines

2 Bed, 2 Bath Detached Home in St. Catharines

About 218 Lake Street

Inside 218 Lake St

Features & systems

218 Lake St Price & Sale History

How 218 Lake St Compares to the St. Catharines Market

St. Catharines market, last 90 days

Market pulse · St. Catharines

Recently sold nearby in St. Catharines

Living in St. Catharines: Location & Amenities

Transit nearby

Transit

How long is your commute?

Costs, Mortgage & Rental Return for 218 Lake St

Monthly cost of owning

Mortgage payments

Monthly cost

Rental income potential

Own a home on Lake Street? See what yours is worth

Zara, any time

A licensed local agent

See 218 Lake St, St. Catharines in person

Questions About 218 Lake St

How much is 218 Lake St listed for?

Is $429,900 a good price for 218 Lake St?

Has the price of 218 Lake St changed?

How many bedrooms and bathrooms does 218 Lake St have?

Is 218 Lake St close to transit?

How much would the monthly mortgage be on 218 Lake St?

How does 218 Lake St compare with other homes in St. Catharines?

Has 218 Lake St been sold before?

Where is 218 Lake St?

How long has 218 Lake St been on the market?

What is the price per square foot of 218 Lake St?

Does 218 Lake St have parking or a garage?

Similar homes for sale nearby in St. Catharines

Explore More Detached Homes in St. Catharines

Market pulse · St. Catharines

Transit nearby

Transit

Questions About 218 Lake St

How much is 218 Lake St listed for?

Is $429,900 a good price for 218 Lake St?

Has the price of 218 Lake St changed?

How many bedrooms and bathrooms does 218 Lake St have?

Is 218 Lake St close to transit?

How much would the monthly mortgage be on 218 Lake St?

How does 218 Lake St compare with other homes in St. Catharines?

Has 218 Lake St been sold before?

Where is 218 Lake St?

How long has 218 Lake St been on the market?

What is the price per square foot of 218 Lake St?

Does 218 Lake St have parking or a garage?