DuplexListed yesterday

22 Albert St, Smiths Falls

Name: 22 Albert Street
SKU: X14153960
Price: 299000 CAD
Availability: InStock

Smiths Falls, ON · · MLS® X14153960Updated November 5, 2026

$299,000Est. $1,469/mo mortgage

Bedrooms: 4
Bathrooms: 2
Living space: 1500–2000sq ft
Parking spaces: 2

Type Duplex
Basement Full, Unfinished

What you should know

22 Albert St is a 4-bedroom, 2-bathroom duplex in Smiths Falls, listed for $299,000. It has 1500-2000 sq ft of living space.

Today, this distinctive duplex offers an opportunity to make it your own, with two separate living spaces and plenty of parking.
The 3 bedroom unit features a good sized kitchen with white cabinets, spacious dining and living room with Vp flooring and filled with natural light from the many windows and a convenient main floor 2pc. bath.
It features kitchen and living room, large bedroom upstairs as well as three pc. bathroom, a fantastic rental opportunity!

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4 Bed, 2 Bath Duplex in Smiths Falls

About 22 Albert Street

Welcome to 22 Albert St. Built around 1910 this special property has been in the same family for many years holding countless memories throughout the generations. Today, this distinctive duplex offers an opportunity to make it your own, with two separate living spaces and plenty of parking. The 3 bedroom unit features a good sized kitchen with white cabinets, spacious dining and living room with Vp flooring and filled with natural light from the many windows and a convenient main floor 2pc. bath. Upstairs you will find three good sized bedroom and a 3 piece bath. Full of character, with wide plank flooring, original woodwork, nice wide baseboards and a staircase with detailed banister and natural wood treads adding to the homes original charm, this home offers plenty of potential for someone ready to bring their own ideas and updates.The one bedroom bachelor unit has its own entrance as well as hydro metre. It features kitchen and living room, large bedroom upstairs as well as three pc. bathroom, a fantastic rental opportunity! Whether you're looking for a home with room for the whole family, a property that could accommodate multi generational living or an investment with possibilities, this unique property is worth a closer look. Located within walking distance of downtown Smiths Falls, local shops, parks and beautiful Rideau Canal. With its rich history, original character and the flexibility of two separate living spaces, 22 Albert St. offers a wonderful opportunity for its next owner to make it their own.

4 bedrooms, 2 bathrooms, about 1,500 sq ft, works out to roughly $199 per square foot. Chat with Zara if you'd like a deeper read on whether this duplex fits your budget and timing.

Inside 22 Albert St

Every detail from the listing, in one place.

Type: Duplex
Style: 1 1/2 Storey
Living space: 1500-2000 sq ftas stated on the listing
Parking: 2 spaces
Basement: Full, Unfinished

Features & systems

Parking & garage

Parking spaces: 2

Interior

Basement: Full · Unfinished

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: 1 1/2 Storey
Property class: Duplex

22 Albert St Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Nov 5, 2026For saleListedThis listingMLS® X14153960$299,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 22 Albert St Compares to the Smiths Falls Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 109 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Smiths Falls market, last 90 days

Median sold price: $370,000
Average sold price: $368,947
Average days on market: 54
Homes sold: 59

Closed sales on the TRREB MLS®.

Full Smiths Falls market report

Recently sold nearby in Smiths Falls

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home22 Albert Street 4 bd · 2 ba · 1,500 sqft	$299,000asking	$199	—	—
4-6 Market Street 6 bd · 2 ba · 1,100 sqft
178 Chambers Street 5 bd · 2 ba · 700 sqft
9 Kent Street 3 bd · 2 ba · 1,100 sqft
11 & 13 BAYVIEW Crescent 5 bd · 2 ba · 2,500 sqft
114 Main Street 4 bd · 2 ba · 2,000 sqft
49-51 McGill Street 6 bd · 3 ba · 2,500 sqft

4-6 Market Street
6 bd · 2 ba · 1,100 sqft
178 Chambers Street
5 bd · 2 ba · 700 sqft
9 Kent Street
3 bd · 2 ba · 1,100 sqft
11 & 13 BAYVIEW Crescent
5 bd · 2 ba · 2,500 sqft
114 Main Street
4 bd · 2 ba · 2,000 sqft
49-51 McGill Street
6 bd · 3 ba · 2,500 sqft

Living in Smiths Falls: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Costs, Mortgage & Rental Return for 22 Albert St

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $1,469; 20% down · 25 years · 5.5% assumed
Property tax: $164; 0.66% mill rate · ON
Total per month: $1,633; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$1,469

/mo

based on the purchase price of $299,000

Down payment20%

$59,800 cash

Amortization25 yr

$239,200 financed

Rate5.50%

$201,469 total interest

Principal54%$239,200

Interest46%$201,469

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

For homeowners nearby

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Listing brokerage: RE/MAX AFFILIATES MARQUIS, BrokerageMLS® X14153960 · Listing data last updated November 5, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Nov 4· $199/sq ft

Estimated monthly mortgage$1,469/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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