Built in 1879 and attributed to Silas Weekes, the architect behind the St. Marys Opera House, 220 Elgin St E is a Georgian-style home with the kind of presence you only find in Stonetown. Fall suits it. The light comes in low and warm through tall windows, and the whole house seems made for this time of year.The main level flows gracefully from room to room, with generous proportions and the craftsmanship you'd hope for in a home of this age. A tasting room sits between the kitchen and dining room, a lovely spot to open a bottle while dinner comes together. Picture holiday meals here, boots lined up at the door and everyone finding a place to settle in afterward. The theatre room is made for movie nights and could easily become a main-floor bedroom for guests or extended family. A dedicated office gives you a quiet place to work, and the powder room makes everyday life with kids that much easier.Upstairs, three bedrooms give a growing family room to breathe. Mornings start slow, with coffee in hand and the maples turning outside.This is a home with real history, cared for over generations and ready for the next family to write its own chapter. You get the character of a 19th-century build with the space modern family life asks for.Step outside and you're close to downtown St. Marys, where limestone storefronts line Queen Street and the Thames River trails are made for fall walks. Schools and parks are nearby, and the pace of a small town makes it easy to feel at home fast.Weekes gave St. Marys its Opera House. He also left behind a handful of homes like this one, and they rarely come to market. If you've been waiting for the right heritage property, this is the season to see it. Book your private showing today.
4 bedrooms, 2 bathrooms, about 2,000 sq ft, works out to roughly $288 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 220 Elgin St E
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Living space
2000-2500 sq ftas stated on the listing
Parking
2 spacesYes garage
Basement
Partial Basement, Unfinished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
2
Interior
Basement
Partial Basement · Unfinished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Detached
220 Elgin St E Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,825
/mo
based on the purchase price of $575,000
$115,000 cash
$460,000 financed
$387,441 total interest
Principal54%$460,000
Interest46%$387,441
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Similar homes for sale nearby in St. Marys
Other 3–4 bed homes for sale in St. Marys around $575K.
Average days on market79Homes sold in about 79 days on average.
Sale-to-list ratio97.2%On average, homes sold below asking.
Active listings62Homes for sale here right now.
Median vs prior 90 days+4.6%Compared with May 12 – Aug 10, 2026: prices up.
Based on 30 sales from Aug 10 – Nov 8, 2026 (45 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 220 Elgin St E
How much is 220 Elgin St E listed for?
220 Elgin St E is listed at $575,000 (MLS® X13775934). Summitly updates the price as soon as the MLS® record changes.
Is $575,000 a good price for 220 Elgin St E?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in St. Marys. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 220 Elgin St E changed?
Yes — it was first listed at $630,000 and is now $575,000, a drop of $55,000 (8.7%).
How many bedrooms and bathrooms does 220 Elgin St E have?
220 Elgin St E has 4 bedrooms and 2 bathrooms, with about 2,000–2,500 square feet of living space. It is a detached home in St. Marys.
How much would the monthly mortgage be on 220 Elgin St E?
About $2,825 a month — principal and interest on $575,000 with 20% down ($115,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 220 Elgin St E compare with other homes in St. Marys?
Its asking price of $575,000 is about the same as the median sold price in St. Marys over the last 90 days, $571,500, across 30 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 220 Elgin St E been sold before?
Summitly has no earlier MLS® sale or lease of 220 Elgin St E on record from the last two years. Older records aren't shown under TRREB rules.
Where is 220 Elgin St E?
220 Elgin St E is in St. Marys, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 220 Elgin St E been on the market?
57 days — 220 Elgin St E was listed on September 12, 2026.
What is the price per square foot of 220 Elgin St E?
About $230 to $288 per square foot: the asking price of $575,000 over the 2,000–2,500 sq ft the listing gives as its size range.
Does 220 Elgin St E have parking or a garage?
Yes — the listing gives 2 parking spaces. Garage: Yes.
Does 220 Elgin St E have a basement, and is it finished?
The listing describes the basement as: Partial Basement, Unfinished.
